The Handy Personal Finance Answer Book


Book Description

Personal Financial Planning and Money Management Insights, Advice, and Guidance. An up-to-date financial reference book for everyone! Tips, practical advice, useful worksheets, checklists, and tables guide you to a better understanding of your financial position and put you on your way to achieving personal financial goals and security. The Handy Personal Finance Answer Book offers facts for everyday life to help you save money and manage your financial life. By avoiding financial jargon, this informative tome provides financial lessons in a fun, approachable way. With answers to more than 1,000 questions on the history and institutions of finance, how to make wise decisions about personal financial issues, and common mistakes people make when managing money, this fact-filled book offers facts for everyday life that help you build a more secure future for you and your family. Questions range from simple to complex, including ... What are some basic steps to becoming financially successful? How do I balance my checkbook? What are some of the biggest mistakes that individual investors make? Why is attaining financial goals easier than we think? How much should I save for retirement? What are seven things to consider before investing? Who said, “A penny saved is a penny earned”? How can I save money on my home owner’s insurance? How do I check the accuracy of my medical bills? What are some notable tax deductions? How many undergraduates receive financial aid to attend university or colleges in America? What are some typical family budget categories? What is the concept of “paying yourself first”? How many credit cards should I have? Are debit cards a better way to go? And many, many more! Also featured are useful worksheets, checklists, and tables that guide the reader to a better understanding of his or her own financial position and on their way to achieving their personal financial goals. A bibliography and extensive index add to its usefulness. The Handy Personal Finance Answer Book takes the mystery out of money matters.




Model Rules of Professional Conduct


Book Description

The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.










The Global Findex Database 2017


Book Description

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.




Handbook of US Consumer Economics


Book Description

Handbook of U.S. Consumer Economics presents a deep understanding on key, current topics and a primer on the landscape of contemporary research on the U.S. consumer. This volume reveals new insights into household decision-making on consumption and saving, borrowing and investing, portfolio allocation, demand of professional advice, and retirement choices. Nearly 70% of U.S. gross domestic product is devoted to consumption, making an understanding of the consumer a first order issue in macroeconomics. After all, understanding how households played an important role in the boom and bust cycle that led to the financial crisis and recent great recession is a key metric. - Introduces household finance by examining consumption and borrowing choices - Tackles macro-problems by observing new, original micro-data - Looks into the future of consumer spending by using data, not questionnaires




The Nonprofit Board Answer Book


Book Description

“Think for a moment of the best conversations you’ve had with friends and colleagues. You were honest with one another—not shy about speaking up but relaxed, even if the topic being discussed was serious in nature. That’s the type of conversation The Nonprofit Board Answer Book aims to have with you in the pages that follow. It follows a question-and-answer format, enabling you to quickly find an answer to a burning question you have right now. At the same time, it’s easy to pick up and read straight through, either cover to cover or one section at a time. At the end of each question-and-answer pairing you’ll find suggested action steps. These offer ways to put the information to a practical use on your own board and within your own nonprofit organization. Implementing some of these steps may lead to more questions as you become even more committed to fulfilling your responsibilities as a board member. Remember: behind every good answer lies a good question. So keep asking those questions.”--from the Introduction