› › Facing Financial Struggle

What To Do With Your Money When Crisis Hits

Author : Michelle Singletary

Publisher : HarperCollins

Page : 231 pages

File Size : 10,70 MB

Release : 2021-05-18

Category : Business & Economics

ISBN : 0358574285

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Book Description

From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.



The Financial Diaries

Author : Jonathan Morduch

Publisher : Princeton University Press

Page : 248 pages

File Size : 39,22 MB

Release : 2017-04-04

Category : Business & Economics

ISBN : 0691172986

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Book Description

Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.



Immigrant and Refugee Families

Author : Jaime Ballard

Publisher :

Page : 215 pages

File Size : 46,90 MB

Release : 2016

Category : Immigrant families

ISBN :

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Book Description

"Immigrant and Refugee Families: Global Perspectives on Displacement and Resettlement Experiences uses a family systems lens to discuss challenges and strengths of immigrant and refugee families in the United States. Chapters address immigration policy, human rights issues, economic stress, mental health and traumatic stress, domestic violence, substance abuse, family resilience, and methods of integration."--Open Textbook Library.



Approaching Death

Author : Committee on Care at the End of Life

Publisher : National Academies Press

Page : 457 pages

File Size : 22,62 MB

Release : 1997-10-30

Category : Medical

ISBN : 0309518253

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Book Description

When the end of life makes its inevitable appearance, people should be able to expect reliable, humane, and effective caregiving. Yet too many dying people suffer unnecessarily. While an "overtreated" dying is feared, untreated pain or emotional abandonment are equally frightening. Approaching Death reflects a wide-ranging effort to understand what we know about care at the end of life, what we have yet to learn, and what we know but do not adequately apply. It seeks to build understanding of what constitutes good care for the dying and offers recommendations to decisionmakers that address specific barriers to achieving good care. This volume offers a profile of when, where, and how Americans die. It examines the dimensions of caring at the end of life: Determining diagnosis and prognosis and communicating these to patient and family. Establishing clinical and personal goals. Matching physical, psychological, spiritual, and practical care strategies to the patient's values and circumstances. Approaching Death considers the dying experience in hospitals, nursing homes, and other settings and the role of interdisciplinary teams and managed care. It offers perspectives on quality measurement and improvement, the role of practice guidelines, cost concerns, and legal issues such as assisted suicide. The book proposes how health professionals can become better prepared to care well for those who are dying and to understand that these are not patients for whom "nothing can be done."



Mind over Money

Author : Brad Klontz

Publisher : Currency

Page : 320 pages

File Size : 36,41 MB

Release : 2009-12-29

Category : Business & Economics

ISBN : 0385531036

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Book Description

Do you overspend? Undersave? Keep secrets about money from a spouse or family member? Are you anxious about dealing with your finances? If so, you are not alone. Let's face it–just about all of have complicated, if not downright dysfunctional, relationships with money. As Drs. Brad and Ted Klontz, a father and son team of pioneers in the emerging field of financial psychology explain, our disordered relationships with money aren’t our fault. They don’t stem from a lack of knowledge or a failure of will. Instead, they are a product of subconscious beliefs and thought patterns, rooted in our childhoods, that are so deeply ingrained in us, they shape the way we deal with money our entire adult lives. But we are not powerless. By looking deep into ourselves and our pasts, we can learn to recognize these negative and self-defeating patterns of thinking, and replace them with better, healthier ones. Drawing on their decades of experience helping patients resolve their troubling issues with money, the Klontzes and describe the twelve most common “money disorders” - like financial infidelity, money avoidance, compulsive shopping, financial enabling, and more — and explain how we can learn to identify them, understand their root causes, and ultimately overcome them. So whether you want to learn how to make better financial decision, have more open communication with your spouse or kids about the family finances, or simply be better equipped to deal with the challenges of these tough economic times, this book will help you repair your dysfunctional relationship with money and live a healthier financial life.



The Money Problem

Author : Morgan Ricks

Publisher : University of Chicago Press

Page : 360 pages

File Size : 15,30 MB

Release : 2016-03-09

Category : Business & Economics

ISBN : 022633046X

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Book Description

An “intriguing plan” addressing shadow banking, regulation, and the continuing quest for financial stability (Financial Times). Years have passed since the world experienced one of the worst financial crises in history, and while countless experts have analyzed it, many central questions remain unanswered. Should money creation be considered a “public” or “private” activity—or both? What do we mean by, and want from, financial stability? What role should regulation play? How would we design our monetary institutions if we could start from scratch? In The Money Problem, Morgan Ricks addresses these questions and more, offering a practical yet elegant blueprint for a modernized system of money and banking—one that, crucially, can be accomplished through incremental changes to the United States’ current system. He brings a critical, missing dimension to the ongoing debates over financial stability policy, arguing that the issue is primarily one of monetary system design. The Money Problem offers a way to mitigate the risk of catastrophic panic in the future, and it will expand the financial reform conversation in the United States and abroad. “Highly recommended.” —Choice



The Financial Crisis Inquiry Report

Author : Financial Crisis Inquiry Commission

Publisher : Cosimo, Inc.

Page : 692 pages

File Size : 11,49 MB

Release : 2011-05-01

Category : Political Science

ISBN : 1616405414

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Book Description

The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.



Surviving Financial Meltdown

Author : Leigh Douglas Wilson

Publisher :

Page : 344 pages

File Size : 17,36 MB

Release : 2010

Category : Debt

ISBN : 9781921630255

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Book Description

If you are currently facing financial problems,you're probably experiencing a few negative emotions such as a sense of worry, concern, anxiety, fear or even dread. Many find that their concerns about money, their financial problems, their money worries, their financial troubles, their financial stress, their debt problems and so on can, at times, become overpowering. This is because financial problems can stir up primitive and deep-seated and unconscious beliefs and emotions so that we feel that our very survival is under threat.If your financial worries have been protracted, you might find that you are constantly mulling over them without really coming up with any concrete solutions. In fact, you might find that the more you think about them, the worse you feel. These negative thought patterns can create a type of negative downward spiral so that the more you think about your financial problems, the worse you feel; the worse you feel, the more you think about them. All the time, not getting any closer to a solution. Surviving Financial Meltdown will help you break these self-defeating thought patterns.



The Money Bridge - How To Fill The Gaps Between Financial Struggle And Financial Freedom?

Author : Chris Diamond

Publisher : Chris Diamond

Page : 8 pages

File Size : 14,75 MB

Release : 2012

Category : Business & Economics

ISBN :

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Book Description

What's the "money bridge?" There's usually a gap between financial struggle and financial freedom. In order to overcome this gap between both, you need a "money bridge" in order to achieve your financial independence. This is the foundation of money management. Imagine a chasm or a gorge. The gap between the two rocky walls represents financial troubles (such as: bad debt, not enough money, foreclosures, etc.). On the left rock, you have financial struggle, and on the other side (the right rocky wall), you have financial freedom. You need a bridge in order to cross over and get to the other side of the chasm. The question is, "On which side you want to be in?" If you are on the financial freedom side, probably this money report won't be interesting for you. If you are on the financial struggle side, it's a must! You are going to learn how to build this "money bridge" in order to meet your financial goals. Counter-intuitively, money does not make you rich. It's something else that makes you rich where not many people really talk about. I am going to share it in this money report. Today, financial education is critical, because we live in a new economy. Things that worked before are no longer relevant. In fact, something that worked before can even work against you these days. You are about to learn what they are and what to do about it. Furthermore, you'll learn what controls your financial future, because there's a "mechanism" inside of us that makes us poor - causing us to struggle financially. You'll learn how to deal with this mechanism and what to do instead. Then, I am going to reveal some "money secrets" and what you need to know in order to ensure a stable financial future. Grab your copy now!



Financial Peace

Author : Dave Ramsey

Publisher : Lampo

Page : 268 pages

File Size : 20,62 MB

Release : 2002-01-01

Category : Business & Economics

ISBN : 9780963571236

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Book Description

Dave Ramsey explains those scriptural guidelines for handling money.