Filing the FAFSA


Book Description

Every year, more than 20 million students and parents file the Free Application for Federal Student Aid (FAFSA), the gateway to federal, state and school financial aid. Families often worry about making costly mistakes, but this step-by-step guide provides expert advice and insights to: · Maximize eligibility for student aid · Avoid common errors · Complete the form quickly, easily and accurately Praise for Filing the FAFSA: I found Filing the FAFSA to be an up-to-the-minute, accessible and readable resource for those with a keen interest in the current federal application for student financial aid. –Nancy Coolidge, Office of the President, University of California Families need a guide that breaks down the application form into logical sections. Filing the FAFSA is an important tool in removing some of the mystery surrounding the financial aid process. –Verna Hazen, Assistant Vice President and Director, Office of Financial Aid and Scholarships, Rochester Institute of Technology With the plethora of information on the subject of completing college financial applications, it’s reassuring to find a guide that students, parents and even guidance counselors can look to for useful and accurate information. –Carlos Adrian, Associate Director, Financial Aid Compliance, Office of Financial Aid and Scholarship Programs, Syracuse University As a long-time financial aid professional, I am always looking for helpful tools to assist families in understanding the sometimes overwhelming process of applying for student financial aid for college. Filing the FAFSA is a tool that successfully combines the presentation of detailed information with easy to follow flow charts and summary boxes to guide families through the application process. It is filled with helpful hints and is a valuable resource for families navigating the complicated world of financial aid. –Diane Stemper, Executive Director, Office of Enrollment Services, Student Financial Aid, Ohio State University




The College Solution


Book Description

“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, this is a practical and insightful must-have guide for every parent!” —Jaye J. Fenderson, Seventeen’s College Columnist and Author, Seventeen’s Guide to Getting into College “This book is a must read in an era of rising tuition and falling admission rates. O’Shaughnessy offers good advice with blessed clarity and brevity.” —Jay Mathews, Washington Post Education Writer and Columnist “I would recommend any parent of a college-bound student read The College Solution.” —Kal Chany, Author, The Princeton Review’s Paying for College Without Going Broke “The College Solution goes beyond other guidebooks in providing an abundance of information about how to afford college, in addition to how to approach the selection process by putting the student first.” —Martha “Marty” O’Connell, Executive Director, Colleges That Change Lives “Lynn O’Shaughnessy always focuses on what’s in the consumer’s best interest, telling families how to save money and avoid making costly mistakes.” —Mark Kantrowitz, Publisher, FinAid.org and Author, FastWeb College Gold “An antidote to the hype and hysteria about getting in and paying for college! O’Shaughnessy has produced an excellent overview that demystifies the college planning process for students and families.” —Barmak Nassirian, American Association of Collegiate Registrars and Admissions Officers For millions of families, the college planning experience has become extremely stressful. And, unless your child is an elite student in the academic top 1%, most books on the subject won’t help you. Now, however, there’s a college guide for everyone. In The College Solution, top personal finance journalist Lynn O’Shaughnessy presents an easy-to-use roadmap to finding the right college program (not just the most hyped) and dramatically reducing the cost of college, too. Forget the rankings! Discover what really matters: the quality and value of the programs your child wants and deserves. O’Shaughnessy uncovers “industry secrets” on how colleges actually parcel out financial aid—and how even “average” students can maximize their share. Learn how to send your kids to expensive private schools for virtually the cost of an in-state public college...and how promising students can pay significantly less than the “sticker price” even at the best state universities. No other book offers this much practical guidance on choosing a college...and no other book will save you as much money! • Secrets your school’s guidance counselor doesn’t know yet The surprising ways colleges have changed how they do business • Get every dime of financial aid that’s out there for you Be a “fly on the wall” inside the college financial aid office • U.S. News & World Report: clueless about your child Beyond one-size-fits-all rankings: finding the right program for your teenager • The best bargains in higher education Overlooked academic choices that just might be perfect for you




Paying for College Without Going Broke, 2015 Edition


Book Description

The only annual college financial aid guide with line-by-line instructions for completing the FAFSA and CSS PROFILE aid forms! As seen in USA TODAY, the Wall Street Journal, Money, and the Los Angeles Times, Paying for College Without Going Broke will help you: • Calculate the actual costs of college • Increase your chances of receiving aid • Compare aid offers and learn how to appeal if needed • Plan strategically as an independent student or a divorced or single parent • Understand long- and short-term money-saving tactics • Avoid costly mistakes when applying Paying for College Without Going Broke includes a foreword by Bill Clinton as well as in-depth line-by-line strategies for filling out 2015-2016 aid forms, including the required federal FAFSA form.







How to Graduate Debt Free


Book Description

Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke




Paying for College Without Going Broke, 2017 Edition


Book Description

The only annual college financial aid guide with line-by-line instructions for completing the FAFSA and CSS PROFILE aid forms! As seen in USA Today, the Wall Street Journal, Money, and the Los Angeles Times, Paying for College Without Going Broke will help you: • Navigate the recent changes to the FAFSA • Use line-by-line strategies for filling out the FAFSA and CSS PROFILE to maximum effect • Increase your chances of receiving aid • Compare aid offers and learn how to appeal if needed • Calculate the actual costs of college • Plan strategically as an independent student or a divorced or single parent • Avoid costly mistakes when applying Paying for College Without Going Broke includes a foreword by Bill Clinton as well as in-depth line-by-line strategies for filling out 2017-2018 aid forms, including the required federal FAFSA form. Praise for PAYING FOR COLLEGE WITHOUT GOING BROKE: "Get this book, and don't just read it. Study it." —Chicago Tribune "Can save thousands in college bills." —John Wasik, Forbes "A first-rate guide through the financial aid maze." —Lynn Brenner, Newsday "...Kalman Chany’s Paying For College Without Going Broke [is] a must-read now. It’s loaded with tips that can save you thousands on college bills...when I got to the section on financial aid, my eyes lit up." —John Wasik, Forbes.com "One of my favorite financial-advice books." —Eric Tyson, author of Investing for Dummies and Personal Finance for Dummies







From the Army to College


Book Description

Today’s soldiers are highly motivated to serve, but face numerous challenges, especially considering the sacrifices they have made over the past decade of war. As the service branches face budget cuts and draw downs, soldiers need to be aware of the resources and options available to help make them more competitive for promotion or more credible for potential civilian-sector employers. From the Army to College: Transitioning from the Service to Higher Education fulfills this need by serving as a long-term reference manual that will support soldiers throughout their higher education or vocational pursuits and assist with navigating the available funding resources. Aspiring civilians looking to join the Army, soldiers already on active duty, or those transitioning into the civilian sector will gain invaluable information to help them properly prepare, plan, and perform the tasks necessary for a successful transition into the world of education. If a soldier’s goal is to expand his or her credentials through education or training, this book is the definitive field manual.




Graduate Debt Free


Book Description

Escape the matrix of student loan debt In his new book, Dave Shutler analyzes twelve faulty assumptions about obtaining a higher education and shows how they can lead to debilitating college debt. Analogizing to the two realities in the Matrix movies, he reveals underlying facts about the assumptions to high schoolers and their parents. These assumptions range from deciding whether to attend college in the first place, to the importance of selecting a major, to how to minimize college living costs. This book is a systematic guide to the many misconceptions that students hold in the college application process. Shutler analyzes each misconception, showing how it can lead to debt, and then provides strategies to escape that debt. Dave Shutler sheds light on scholarships and other significant funding sources that are available for the enterprising student and explores the federal laws that govern student debt. He identifies underlying policy decisions that have contributed to the $1.7 trillion federal debt burden and offers several strategies to help individuals navigate student debt without succumbing to it. ​Through planning, students can take charge of their education and escape the matrix of ever-increasing college costs.




Improving Research-Based Knowledge of College Promise Programs


Book Description

Also known as “free tuition” and “free college” programs, college promise programs are an emerging approach for increasing higher education attainment of people in particular places. To maximize the effectiveness of their efforts and investments, program leaders and policymakers need research-based evidence to inform program design, implementation, and evaluation. With the goal of addressing this knowledge need, this volume presents a collection of research studies that examine several categories and variations of college promise programs. These theoretically grounded empirical investigations use varied data sources and analytic techniques to examine the effects of college promise programs that have different design features and operate in different places. Individually and collectively, the results of these studies have implications for the design and implementation of promise programs if these programs are to create meaningful improvements in attainment for people from underserved groups. The authors’ efforts also provide a useful foundation for the next generation of college promise research.