Perils & Consequences


Book Description

Putting the client first is the most important element of any business transaction. However, it is often the most overlooked. I attended many seminars, read many books, and listened to agents and representatives discuss all aspects of the business, but the idea of putting the clients interest first is almost never examined. After attending these seminars, I would find myself back at the office, gung ho to set the insurance world on fire. The problem that always surfaced was that I never was taught or never developed an insurance purchasing philosophy. Although we wrote lots of insurance and saw significant revenue growth in my agency, it was not a relaxed or rewarding experience. This was because we werent truly putting the client first despite our good intentions to do so. After swimming upstream for many years, I finally came upon the ideas contained in this book that have set my professional life free. As you will read, the most critical element is putting the clients interest first each and every time.




Truth or Consequences


Book Description

A 2002 Christianity Today Book of the Year! Postmodernism. The term slowly filtered into our vocabularies about three decades ago and now permeates most discussions of the humanities. Those who tout the promises and perils of this twentieth-century intellectual movement have filled many a bookshelf. And in a previous book, Postmodernizing the Faith: Evangelical Responses to the Challenge of Postmodernism, Millard J. Erickson provided his own summary of several evangelical responses--both positive and negative--to the movement. Now in this book Erickson offers his own promised in-depth analysis and constructive response. What are the intellectual roots of postmodernism? Who are its most prominent exponents? What can we learn from their critique of modernism? Where do their assumptions and analyses fail us? Where do we go from here? What might a post-postmodernism look like? Erickson addresses these issues with characteristic discernment, clarity and evenhandedness, neither dismissing the insights of postmodern thought nor succumbing uncritically to its allure. An important book for all who are concerned with commending Christian truth to the culture within which we live.




Perils of Protection


Book Description

Winner of the Children’s Literature Association’s 2020 Honor Book Award Unrecognized in the United States and resisted in many wealthy, industrialized nations, children’s rights to participation and self-determination are easily disregarded in the name of protection. In literature, the needs of children are often obscured by protectionist narratives, which redirect attention to parents by mythologizing the supposed innocence, victimization, and vulnerability of children rather than potential agency. In Perils of Protection: Shipwrecks, Orphans, and Children's Rights, author Susan Honeyman traces how the best of intentions to protect children can nonetheless hurt them when leaving them unprepared to act on their own behalf. Honeyman utilizes literary parallels and discursive analysis to highlight the unchecked protectionism that has left minors increasingly isolated in dwindling social units and vulnerable to multiple injustices made possible by eroded or unrecognized participatory rights. Each chapter centers on a perilous pattern in a different context: “women and children first” rescue hierarchies, geographic restriction, abandonment, censorship, and illness. Analysis from adventures real and fictionalized will offer the reader high jinx and heroism at sea, the rush of risk, finding new families, resisting censorship through discovering shared political identity, and breaking the pretenses of sentimentality.




The Perils of International Capital


Book Description

Shows how financial globalization can be perilous, holding the capacity to finance the durability of authoritarian governments.




The Perils of Partnership


Book Description

Countless public health agencies are trying to solve our most intractable public health problems -- among them, the obesity and opioid epidemics -- by partnering with corporations responsible for creating or exacerbating those problems. We are told industry must be part of the solution. But is it time to challenge the partnership paradigm and the popular narratives that sustain it? In The Perils of Partnership, Jonathan H. Marks argues that public-private partnerships and multi-stakeholder initiatives create "webs of influence" that undermine the integrity of public health agencies; distort public health research and policy; and reinforce the framing of public health problems and their solutions in ways that are least threatening to the commercial interests of corporate "partners". We should expect multinational corporations to develop strategies of influence -- but public bodies can and should develop counter-strategies to insulate themselves from corporate influence in all its forms. Marks reviews the norms that regulate public-public interactions (separation of powers) and private-private interactions (antitrust and competition law), and argues for an analogous set of norms to govern public-private interactions. He also offers a novel framework to help public bodies identify the systemic ethical implications of their current or proposed relationships with industry actors. Marks makes a compelling case that the default public-private interaction should be at arm's length: separation, not collaboration. He calls for a new paradigm that avoids the perils of corporate influence and more effectively protects and promotes public health. The Perils of Partnership is essential reading for public health officials and policymakers -- but anyone interested in public health will recognize the urgency of this book.







The Perils of Federalism


Book Description

In the past dozen years, a number of American cities plagued by gun violence have tried to enact local laws to stem gun-related crime. Yet policymakers at the state and federal levels have very frequently stymied their efforts. This is not an atypical phenomenon. In fact, for a whole range of pressing social problems, state and federal policymakers ignore the demands of local communities that suffer from such ills the most. Lisa L. Miller asks, how does America's multi-tiered political system shape crime policy in ways that empower the higher levels of government yet demobilize and disempower local communities? After all, crime has a disproportionate impact on poor and minority communities, which typically connect crime and violence to broader social and economic inequities at the local level. As The Perils of Federalism powerfully demonstrates, though, the real control to set policy lies with the state and federal governments, and at these levels single-issue advocates--gun rights groups as well as prison, prosecutorial and law enforcement agencies--are able to shape policy over the heads of the people most affected by the issue. There is a tragic irony in this. The conventional wisdom that emerged from the Civil Rights era was that the higher levels of government--and the federal level in particular--best served the disadvantaged, while localities were most likely to ignore the social problems resulting from racial and economic inequality. Crime policy, Miller argues, teaches us an opposite lesson: as policy control migrates to higher levels, the priorities of low-income minority communities are ignored, the realities of racial and economic inequality are marginalized, and citizens lose their voices. Taking readers from the streets of Philadelphia to the halls of Congress, she details how and why our system operates in the way that it does. Ultimately, the book not only challenges what we think about the advantages of relying of federal power for sensible and fair solutions to longstanding social problems. It also highlights the deep disconnect between the structure of the American political system and the ideals of democratic accountability.




Sleep Disorders and Sleep Deprivation


Book Description

Clinical practice related to sleep problems and sleep disorders has been expanding rapidly in the last few years, but scientific research is not keeping pace. Sleep apnea, insomnia, and restless legs syndrome are three examples of very common disorders for which we have little biological information. This new book cuts across a variety of medical disciplines such as neurology, pulmonology, pediatrics, internal medicine, psychiatry, psychology, otolaryngology, and nursing, as well as other medical practices with an interest in the management of sleep pathology. This area of research is not limited to very young and old patientsâ€"sleep disorders reach across all ages and ethnicities. Sleep Disorders and Sleep Deprivation presents a structured analysis that explores the following: Improving awareness among the general public and health care professionals. Increasing investment in interdisciplinary somnology and sleep medicine research training and mentoring activities. Validating and developing new and existing technologies for diagnosis and treatment. This book will be of interest to those looking to learn more about the enormous public health burden of sleep disorders and sleep deprivation and the strikingly limited capacity of the health care enterprise to identify and treat the majority of individuals suffering from sleep problems.




Ecotourism’s Promise and Peril


Book Description

Intended as a guide for wildlife managers and ecotourism operators, as well as interested ecotourists, this book addresses the biological principles governing how ecotourism affects wildlife. The introductory chapters focus on four key responses to human visitation—behavioral, physiological, ecological, and evolutionary. Readers will discover ecotourism’s effects on biodiversity in connection with various industries that are habitat or taxonomically specific: fish tourism (including both freshwater and marine), marine mammal tourism, the huge industry centered on terrestrial animals, and the well-studied industry of penguin tourism. Given that the costs and benefits of ecotourism cannot be meaningfully assessed without understanding the human context, particular attention is given to how ecotourism has been used as part of community development. In closing, the book synthesizes the current state of knowledge regarding best practices for reducing human impacts on wildlife. The final chapter highlights key research questions that must be addressed to provide more evidence-based guidelines and policy.




Consequences of Growing Up Poor


Book Description

One in five American children now live in families with incomes below the povertyline, and their prospects are not bright. Low income is statistically linked with a variety of poor outcomes for children, from low birth weight and poor nutrition in infancy to increased chances of academic failure, emotional distress, and unwed childbirth in adolescence. To address these problems it is not enough to know that money makes a difference; we need to understand how. Consequences of Growing Up Poor is an extensive and illuminating examination of the paths through which economic deprivation damages children at all stages of their development. In Consequences of Growing Up Poor, developmental psychologists, economists, and sociologists revisit a large body of studies to answer specific questions about how low income puts children at risk intellectually, emotionally, and physically. Many of their investigations demonstrate that although income clearly creates disadvantages, it does so selectively and in a wide variety of ways. Low-income preschoolers exhibit poorer cognitive and verbal skills because they are generally exposed to fewer toys, books, and other stimulating experiences in the home. Poor parents also tend to rely on home-based child care, where the quality and amount of attention children receive is inferior to that of professional facilities. In later years, conflict between economically stressed parents increases anxiety and weakens self-esteem in their teenaged children. Although they share economic hardships, the home lives of poor children are not homogenous. Consequences of Growing Up Poor investigates whether such family conditions as the marital status, education, and involvement of parents mitigate the ill effects of poverty. Consequences of Growing Up Poor also looks at the importance of timing: Does being poor have a different impact on preschoolers, children, and adolescents? When are children most vulnerable to poverty? Some contributors find that poverty in the prenatal or early childhood years appears to be particularly detrimental to cognitive development and physical health. Others offer evidence that lower income has a stronger negative effect during adolescence than in childhood or adulthood. Based on their findings, the editors and contributors to Consequences of Growing Up Poor recommend more sharply focused child welfare policies targeted to specific eras and conditions of poor children's lives. They also weigh the relative need for income supplements, child care subsidies, and home interventions. Consequences of Growing Up Poor describes the extent and causes of hardships for poor children, defines the interaction between income and family, and offers solutions to improve young lives. JEANNE BROOKS-GUNN is Virginia and Leonard Marx Professor of Child Development at Teachers College, Columbia University. She is also director of the Center for Young Children and Families, and co-directs the Adolescent Study Program at Teachers College.