Small Savings Mobilization and Asian Economic Development


Book Description

Postal savings systems in Asian developing countries play a significant role in social and economic development. In many of these countries, and others around the world, postal savings and giro remittances are the only means of providing financial services to all segments of the population, particularly women, rural communities, and the urban poor. Postal savings in many countries also hold the largest share of individual and household savings among competing institutions. This book examines the postal financial systems of some twenty countries visited by the author, and also includes case studies by expert authors from different developing nations. Among the topics covered are savings product development, investing mobilized funds, receiving overseas remittances, and utilizing financial technology.




Savings Mobilization


Book Description




Striking the Balance in Microfinance


Book Description

This new book from the World Council of Credit Unions is a groundbreaking practical guide to mobilizing savings, written by practitioners for practitioners. It takes readers through the whole process of savings mobilization, from determining whether their own institutions are prepared to capture deposits responsibly, through establishing policies and procedures, developing products and marketing them, to measuring the effectiveness of marketing campaigns and determining the costs of mobilizing savings. Case studies from Ecuador and Nicaragua illustrate how credit unions were able to implement successful savings programs to grow their institutions and better serve their communities. The toolbox section provides worksheets, surveys and sample forms for readers to utilize in their own organizations.




Mobilization Effects of Multilateral Development Banks


Book Description

We use loan-level data on syndicated lending to a large sample of developing countries between 1993 and 2017 to estimate the mobilization effects of multilateral development banks (MDBs), controlling for a large set of fixed effects. We find evidence of positive and significant direct and indirect mobilization effects of multilateral lending on the number of deals and on the total size of bank inflows. The number of lending banks and the average maturity of syndicated loans also increase after MDB lending. These effects are present not only on impact, but they last up to three years and are not offset by a decline in bond financing. There is no evidence of anticipation effects and the results are not driven by confounding factors, such as the presence of large global banks, Chinese lending and aid flows. Finally, the economic effects are sizable, suggesting that MBDs can play a vital role to mobilize private sector financing to achieve the goals of the 2030 Development Agenda.




Savings Mobilization Through Social Security


Book Description

Some sort of social security program exists in almost all developing countries. This paper attempts to examine the savings mobilization potential of the social security system in Chile, tracing its development from its beginnings as a funded system to its maturity. This case study is used to explain the seemingly inevitable transformation of the systems' financial basis from a trust fund to a pay-as-you-go arrangement, in which there is no generation of surpluses and hence, no savings mobilization. In addition to the presentation of the Chilean system, the paper includes a review of the literature on social security and savings, a general survey of social security systems, a discussion of what exactly is meant by social security, and the experiences of some typical Asian systems generally regarded as success stories from the point of view of their continued financial viability and their adjunct performance in the field of national savings mobilization. It suggests that, in the course of maturation, tensions between financial viability and success in the redistributive arena are inevitable, and that a social security scheme is not financially viable and must ultimately be financed from general revenues.




Dynamics of Bank Deposits


Book Description

Where bank deposits are the only profitable savings instrument available in the rural centers of India that have few or no bank outlets, there is ample scope for faster mobilization of deposits. The data presented is enriched by a comparative analysis of the growth of bank deposits in ten economically developed states, Andhra Pradesh, Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamil Nadu, West Bengal and Delhi, and ten developing areas, Assam, Bihar, Himachal Pradesh, Jammu and Kashmir, Madhya Pradesh, Manipur, Meghalaya, Orissa, Rajasthan and Uttar Pradesh between the years 1973 and 1999.







Microfinance Handbook


Book Description

The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.




Plan B 3.0: Mobilizing to Save Civilization (Substantially Revised)


Book Description

Provides alternative solutions to such global problems as population control, emerging water shortages, eroding soil, and global warming, outlining a detailed survival strategy for the civilization of the future.