Automatic Transfers


Book Description

In the response to the consultation document Meeting future workplace pension challenges: improving transfers and dealing with small pension pots, the government confirmed it's intention to bring forward primary legislation to create a system where, broadly speaking, people's pension savings move with them when they move jobs. As people build up larger pots they will have better visibility of their pensions savings, helping them plan for retirement. The government has worked with the pensions community to develop detailed proposals for how this automatic transfer system should work. These proposals are set out in this paper and, where possible, specific detail given about the features of the new system, for example which people and schemes would be within scope and pot size limits. This paper also sets out how the delivery model might work, and the government's intention to work closely with interested parties to design the best model. The government aims to provide for a system of automatic transfers in the forthcoming Pensions Bill, with the detail covered in secondary legislation, subject to formal consultation.




Improving transfers and dealing with small pension pots


Book Description

The Government considers that a system of automatic transfers to the new employer's scheme is the favoured approach, and want to develop a model of automatic transfers that includes pots created in automatic enrolment only. They agree that there is a need to look at issues of consumer detriment and how the system might work where people have multiple jobs or gaps in employment. They will work with industry to explore the potential of a virtual pot solution, particularly to help those with larger pots to see all their savings in one place. They will also work alongside the pension industry's new working group which will be looking at the scope to make more immediate improvements to the current volutnary transfer framework. Short service refunds are to be abolished but the idea of allowing micro pot refunds in an automatic transfer solution is to be explored




Code of Federal Regulations


Book Description

Special edition of the Federal Register, containing a codification of documents of general applicability and future effect ... with ancillaries.




The 4-hour Workweek


Book Description

How to reconstruct your life? Whether your dream is experiencing high-end world travel, earning a monthly five-figure income with zero management, or just living more and working less, this book teaches you how to double your income, and how to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want.




Model Rules of Professional Conduct


Book Description

The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.




Community Credit Needs


Book Description




Integration, Growth, and Cohesion in an Enlarged European Union


Book Description

This book contributes fresh theoretical and empirical evidence on patterns of regional production structures, specialization, regional disparities, convergence and divergence processes and evaluation of cohesion policies in both current and future European Union (EU) member states in the context of increased integration. These subjects are addressed in both individual and cross-country analyses using innovative methodologies. The book is an essential reading for a large audience including researchers and policy makers working in the fields of economic integration, transition economics and regional development. The thirteen contributions brought together in this book are the result of recent research undertaken in the framework of a larger project initiated and coordinated by the Center for European Integration Studies (ZEI) of the University of Bonn on determinants of regional specialization, growth and convergence in the context of European integration. A number of these papers were presented to a conference on “European integration, regional convergence, location of industrial activity and labour market adjustment” initiated by the Center for European Integration Studies of the University of Bonn and organized jointly with the Center for European Studies of the University “Alexandru Ioan Cuza” of Iasi, Romania. We gratefully acknowledge the financial support from the European Commission Framework Programme and the Center for European Integration Studies of the University of Bonn.




Public Opinion, Crime, And Criminal Justice


Book Description

Taking on one of the most popular issues of the day—crime and the way we make sense of it—Julian Roberts and Loretta Stalans reveal the mismatch between the public perception of crime and the reality of crime statistics. Discussing such issues as public knowledge of crime, sources of crime information, information processing by the public, public attitudes about crime, and the effectiveness of punishment, this book considers the role that public opinion plays in the politics of criminal justice issues. Based on extensive data from the United States, with comparisons with Canada and the United Kingdom, Roberts and Stalans reveal the truth behind how the public perceives crime and how this perception compares to actual criminal activity.




The Code of Federal Regulations of the United States of America


Book Description

The Code of Federal Regulations is the codification of the general and permanent rules published in the Federal Register by the executive departments and agencies of the Federal Government.




Ambition, Federalism, and Legislative Politics in Brazil


Book Description

Ambition theory suggests that scholars can understand a good deal about politics by exploring politicians' career goals. In the USA, an enormous literature explains congressional politics by assuming that politicians primarily desire to win re-election. In contrast, although Brazil's institutions appear to encourage incumbency, politicians do not seek to build a career within the legislature. Instead, political ambition focuses on the subnational level. Even while serving in the legislature, Brazilian legislators act strategically to further their future extra-legislative careers by serving as 'ambassadors' of subnational governments. Brazil's federal institutions also affect politicians' electoral prospects and career goals, heightening the importance of subnational interests in the lower chamber of the national legislature. Together, ambition and federalism help explain important dynamics of executive-legislative relations in Brazil. This book's rational-choice institutionalist perspective contributes to the literature on the importance of federalism and subnational politics to understanding national-level politics around the world.