Chasing the American Dream


Book Description

Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.




Chasing the Affordable Dream


Book Description

India is grappling with a burgeoning urban crisis. The promised 100 'smart' cities continue on the drawing board and the promise of 'Housing for All by 2022' is a distant dream. Demonetization, meanwhile, has frozen the real estate market that heretofore largely catered to the rich. Suddenly, market forces and the demands of the 'great unwashed' have coalesced to make the concept of 'affordable housing' a workable reality. And it is Mumbai, a city with the gravest shortage of land and the largest of slum populations, which has now become the laboratory for the experiment. As different stake holders jostle for land and policy concessions, the authors of the book argue that by reserving and exploiting land held by government agencies and occupied by slums, it is possible not only to house the poor but to create enough housing stock to wipe out Mumbai's housing shortage. The authors - PK Das, Gurbir Singh, Ritu Dewan, and Kabir Agarwal - are among the founding members of Nivara Hakk, a Mumbai-based housing rights organisation, and much of their three decades of experience is reflected in the book.




Black American Refugee


Book Description

Named "most anticipated" book of February by Marie Claire, Essence, and A.V. Club "…extraordinary and representative."—NPR "Drayton explores the ramifications of racism that span generations, global white supremacy, and the pitfalls of American culture."—Shondaland After following her mother to the US at a young age to pursue economic opportunities, one woman must come to terms with the ways in which systematic racism and resultant trauma keep the American Dream inaccessible to Black people. In the early '90s, young Tiffanie Drayton and her siblings left Trinidad and Tobago to join their mother in New Jersey, where she'd been making her way as a domestic worker, eager to give her children a shot at the American Dream. At first, life in the US was idyllic. But chasing good school districts with affordable housing left Tiffanie and her family constantly uprooted--moving from Texas to Florida then back to New Jersey. As Tiffanie came of age in the suburbs, she began to ask questions about the binary Black and white American world. Why were the Black neighborhoods she lived in crime-ridden, and the multicultural ones safe? Why were there so few Black students in advanced classes at school, if there were any advanced classes at all? Why was it so hard for Black families to achieve stability? Why were Black girls treated as something other than worthy? Ultimately, exhausted by the pursuit of a "better life" in America, twenty-year old Tiffanie returns to Tobago. She is suddenly able to enjoy the simple freedom of being Black without fear, and imagines a different future for her own children. But then COVID-19 and widely publicized instances of police brutality bring America front and center again. This time, as an outsider supported by a new community, Tiffanie grieves and rages for Black Americans in a way she couldn't when she was one. An expansion of her New York Times piece of the same name, Black American Refugee examines in depth the intersection of her personal experiences and the broader culture and historical ramifications of American racism and global white supremacy. Through thoughtful introspection and candidness, Tiffanie unravels the complex workings of the people in her life, including herself, centering Black womanhood, and illuminating the toll a lifetime of racism can take. Must Black people search beyond the shores of the "land of the free" to realize emancipation? Or will the voices that propel America's new reckoning welcome all dreamers and dreams to this land?




Singlewide


Book Description

In Singlewide, Sonya Salamon and Katherine MacTavish explore the role of the trailer park as a source of affordable housing. America’s trailer parks, most in rural places, shelter an estimated 12 million people, and the authors show how these parks serve as a private solution to a pressing public need. Singlewide considers the circumstances of families with school-age children in trailer parks serving whites in Illinois, Hispanics in New Mexico, and African Americans in North Carolina. By looking carefully at the daily lives of families who live side by side in rows of manufactured homes, Salamon and MacTavish draw conclusions about the importance of housing, community, and location in the families’ dreams of opportunities and success as signified by eventually owning land and a conventional home. Working-poor rural families who engage with what Salamon and MacTavish call the "mobile home industrial complex" may become caught in an expensive trap starting with their purchase of a mobile home. A family that must site its trailer in a land-lease trailer park struggles to realize any of the anticipated benefits of homeownership. Seeking to break down stereotypes, Salamon and MacTavish reveal the important place that trailer parks hold within the United States national experience. In so doing, they attempt to integrate and normalize a way of life that many see as outside the mainstream, suggesting that families who live in trailer parks, rather than being "trailer trash," culturally resemble the parks’ neighbors who live in conventional homes.




Chasing the Dream


Book Description

Go on the road with the best hockey players not in the NHL What is life really like in North American hockeyÍs top minor league? As told by dozens of the players, coaches, broadcasters, personnel, and owners who work a grinding schedule every winter, Chasing the Dream goes behind the scenes with seven AHL teams. Find out how playersÍ dreams of lacing up their skates in the NHL motivate them through long bus rides and games where theyÍre constantly gunning for a precious spot in the majors. From young prospects to veterans whose own hopes have faded, hear from AHL players on why todayÍs minor league is no longer like Slap Shot, what playing three games in under 48 hours can do to a player, and why fighting „ once a staple of the minors „ is on the decline. Learn about the game from coaches, alumni, and broadcasters, as well as AHL president Dave Andrews, who reveals how the AHL is becoming an even more important tool for NHL teams in the salary-cap era. Load your gear on the bus and take a tour around the many venues, personalities, pranks, and memories of the once-small AHL „æan organization that now crosses the continent and is big business for players and owners.




Housing in America


Book Description

Housing is a fundamental need and universal part of human living that shapes our lives in profound ways that go far beyond basic sheltering. Where we live can determine our self-image, social status, health and safety, quality of public services, access to jobs, and transportation options. But the reality for many in America is that housing choices are constrained: costs are unaffordable, discriminatory practices remain, and physical features do not align with needs. As a society, we recognize the significant role housing plays in our overall quality of life and the stability of our communities. We have made a national commitment to decent housing for all yet this promise remains unrealized. Housing in America provides a broad overview of the field of housing, with the objective of fostering an informed and engaged citizenry. The evolution of housing norms and policy is explored in a historical context while underscoring the human and cultural dimensions of housing program choices. Specific topics covered include: why housing matters; housing and culture; housing frameworks and political ideologies; housing and opportunities; housing and the economy; housing discrimination; and housing affordability. Readers will gain an understanding of the basic debates within the field of housing, consider the motivations and performance of various interventions, and critically examine persistent patterns of racial and class inequality. With an exploration of theoretical frameworks, short case studies, reflective exercises, and strong visuals, this introductory text explores improving housing choices in America.




Urban and Regional Policy and its Effects


Book Description

The goal of this book, the first in a series, is to bring policymakers, practitioners, and scholars up to speed on the state of knowledge on various aspects of urban and regional policy. What do we know about the effectiveness of select policy approaches, reforms, or experiments on key social and economic problems facing cities, suburbs, and metropolitan areas? What can we say about what works, what doesn't, and why? And what does this knowledge and experience imply for future policy questions? The authors take a fresh look at several different issues (e.g., economic development, education, land use) and conceptualize how each should be thought of. Once the contributors have presented the essence of what is known, as well as the likely implications, they identify the knowledge gaps that need to be filled for the successful formulation and implementation of urban and regional policy.




Homeownership Built to Last


Book Description

The ups and downs in housing markets over the past two decades are without precedent, and the costs—financial, psychological, and social—have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliberate how homeownership can be made more sustainable, and discuss how best to balance affordability, access, and risk, particularly for minorities and lowincome families. Contributors: Eric S. Belsky (JCHS); Raphael W. Bostic (University of Southern California); Mark Calabria (Cato Institute); Kaloma Cardwell (University of California, Berkeley); Mark Cole (Hope LoanPort); J. Michael Collins (University of Wisconsin–Madison); Marsha J. Courchane (Charles River Associates); Andrew Davidson (Andrew Davidson and Co.); Christopher E. Herbert (JCHS); Leonard C. Kiefer (Freddie Mac); Alex Levin (Andrew Davidson and Co.); Adam J. Levitin (Georgetown University Law Center); Mark R. Lindblad (University of North Carolina at Chapel Hill); Jeffrey Lubell (Abt Associates); Patricia A. McCoy (University of Connecticut School of Law); Daniel T. McCue (JCHS); Jennifer H. Molinsky (JCHS); Stephanie Moulton (Ohio State University); john a. powell (University of California–Berkeley); Roberto G. Quercia (University of North Carolina at Chapel Hill); Janneke H. Ratcliffe (University of North Carolina); Carolina Reid (University of California–Berkeley); William M. Rohe (University of North Carolina at Chapel Hill); Rocio Sanchez-Moyano (JCHS); Susan Wachter (University of Pennsylvania); Peter M. Zorn (Freddie Mac)




American Indians and the American Dream


Book Description

Understanding the processes and policies of urbanization and suburbanization in American Indian communities Nearly seven out of ten American Indians live in urban areas, yet studies of urban Indian experiences remain scant. Studies of suburban Natives are even more rare. Today’s suburban Natives, the fastest-growing American Indian demographic, highlight the tensions within federal policies working in tandem to move and house differing groups of people in very different residential locations. In American Indians and the American Dream, Kasey R. Keeler examines the long history of urbanization and suburbanization of Indian communities in Minnesota. At the intersection of federal Indian policy and federal housing policy, American Indians and the American Dream analyzes the dispossession of Indian land, property rights, and patterns of home ownership through programs and policies that sought to move communities away from their traditional homelands to reservations and, later, to urban and suburban areas. Keeler begins this analysis with the Homestead Act of 1862, then shifts to the Indian Reorganization Act in the early twentieth century, the creation of Little Earth in Minneapolis, and Indian homeownership during the housing bubble of the early 2000s. American Indians and the American Dream investigates the ways American Indians accessed homeownership, working with and against federal policy, underscoring American Indian peoples’ unequal and exclusionary access to the way of life known as the American dream. Cover alt text: Vintage photo of Native person bathing smiling child in the sink of a midcentury kitchen. Title in yellow.




The Routledge Handbook on the American Dream


Book Description

What do we mean by the American dream? Can we define it? Or does any discussion of the phrase end inconclusively, the solid turned liquid—like ice melting? Do we know whether the American dream motivates and inspires or, alternately, obscures and deceives? The Routledge Handbook on the American Dream offers distinctive, authoritative, original essays by well-known scholars that address the social, economic, historical, philosophic, legal, and cultural dimensions of the American dream for the twenty-first century. The American dream, first discussed and defined in print by James Truslow Adams’s The Epic of America (1931), has become nearly synonymous with being American. Adams’s definition, although known to scholars, is often lost in our ubiquitous use of the term. When used today, the iconic phrase seems to encapsulate every fashion, fad, trend, association, or image the user identifies with the United States or American life. The American dream’s ubiquity, though, argues eloquently for a deeper understanding of its heritage, its implications, and its impact—to be found in this first research handbook ever published on the topic.