Consumer Law and Economics


Book Description

This edited volume covers the challenges currently faced by consumer law in Europe and the United States, ranging from fundamental theoretical questions, such as what goals consumer law should pursue, to practical questions raised by disclosure requirements, the General Data Protection Regulation and technology advancements. With governments around the world enacting powerful new regulations concerning consumers, consumer law has become an important topic in the economic analysis of law. Intended to protect consumers, these regulations typically seek to do so by giving them tools to make better decisions, or by limiting the consequences of their bad decisions. Legal scholars are divided, however, regarding the efficacy and effects of these regulations; some call for certain policies to be abolished, while others support a regulatory expansion.




Digital Consumers and the Law


Book Description

Preface --List of Abbreviations --Digital Content Markets for Consumers: Characteristics, Challenges, and Legal Context --Classifying Digital Content: Good, Service or Else? --Somewhere between 'B' and 'C': The Legal Status of the 'Prosumer' in European Consumer Laws --Pre-contractual Information Requirements for Digital Content --Conformity and Non-conformity of Digital Content --Educating the Regulator: A More Mature Approach Towards the Underage Consumer --Fundamental Rights and Digital Content Contracts --Money Does Not Grow on Trees, It Grows on People: Towards a Model of Privacy as Virtue --Conclusions --Appendix --Bibliography.




Consumer Law


Book Description

Cases and Materials on Consumer Law (4th ed.) retains its comprehensive coverage and has been completely updated to reflect new developments in the dynamic field of consumer law, including: Internet marketing, ad substantiation, celebrity and other testimonials Consumer credit regulation, and the new Consumer Financial Protection Bureau Consumer privacy, online marketing and tracking Emerging payment systems - e.g., credit, debit and stored value cards Remedies -latest U.S. Supreme Court developments on consumer arbitration Predatory lending ("capstone" chapter), the legal fallout from the subprime mortgage foreclosure crisis This text contains a balance of cases, problems that reflect modern situations, and notes with discussion questions and references to the latest consumer protection scholarship. A new statutory supplement, entitled Selected Consumer Statutes, is available, also.




Credit, Consumers and the Law


Book Description

Consumer law, particularly consumer credit law, is characterised by increasingly complex regulation in Western economies. Reacting to the Global Financial Crisis, governments in the UK, the EU, Australia, New Zealand and the United States have adopted new laws dealing with consumer credit, responsible lending, consumer guarantees and unfair contracts. Drawing together authors from all of these jurisdictions, this book analyses and evaluates these initiatives, and makes predictions as to their likely success and possible flaws.




Vulnerable Consumers and the Law


Book Description

This book charts the difficulties encountered by vulnerable consumers in their access to justice, through the contributions of prominent authors (academic, practitioners and consultants) in the field of consumer law and access to justice. It demonstrates that despite the development of ADR, access to justice is still severely lacking for the vulnerable consumer. The book highlights that a broad understanding of access to justice, which encompasses good regulation and its public enforcement, is an essential ingredient alongside access to the mechanisms of traditional private justice (courts and ADR) to protect the vulnerable consumer. Indeed, many of the difficulties are linked to normative obstacles and lack of access to justice is primarily a vulnerability in itself that can exacerbate existing ones. In addition, because it may contribute to ‘pushing’ already vulnerable consumers into social exclusion it is not simply about economic justice but also about social justice. The book shows that lack of access to justice is not irreversible nor is it necessarily linked to consumer apathy. New technologies could provide solutions. The book concludes with a plea for developing ‘inclusive’ justice systems with more emphasis on public enforcement alongside effective courts systems to offer the vulnerable with adequate means to defend themselves. This book will be suitable for both students and practitioners, and all those with an interest in the justice system.




Personal Data in Competition, Consumer Protection and Intellectual Property Law


Book Description

This book analyses the legal approach to personal data taken by different fields of law. An increasing number of business models in the digital economy rely on personal data as a key input. In exchange for sharing their data, online users benefit from personalized and innovative services. But companies’ collection and use of personal data raise questions about privacy and fundamental rights. Moreover, given the substantial commercial and strategic value of personal data, their accumulation, control and use may raise competition concerns and negatively affect consumers. To establish a legal framework that ensures an adequate level of protection of personal data while at the same time providing an open and level playing field for businesses to develop innovative data-based services is a challenging task.With this objective in mind and against the background of the uniform rules set by the EU General Data Protection Regulation, the contributions to this book examine the significance and legal treatment of personal data in competition law, consumer protection law, general civil law and intellectual property law. Instead of providing an isolated analysis of the different areas of law, the book focuses on both synergies and tensions between the different legal fields, exploring potential ways to develop an integrated legal approach to personal data.




Consumer Rights Law


Book Description

The new edition of this Legal Almanac is fully updated to include the latest legislation in consumer rights law. The author explores a number of common transactions that customers often face and offers suggestions on how to remedy. An extensive index and detailed glossary offer additional resources in this area. The content is presented in a user-friendly format geared for general readers who want to gain a better understanding of consumer rights and remedies. The Legal Almanac Series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool.







Seduction by Contract


Book Description

Seduction by Contract explains how consumer contracts emerge from market forces and consumer psychology. Consumers' predictable mistakes - they are short-sighted, optimistic, and imperfectly rational - compel sellers to compete by hiding the true costs of products in complex, misleading contracts. Only better law can overcome the market's failure.




A Consumer's Guide to Food Regulation & Safety


Book Description

A Consumer's Guide to Food Regulation & Safety is a consumer-friendly guide to understanding the laws and policies relating to the food industry. Learn more about current policies designed to protect consumers and how to challenge them if necessary. Issues of fraudulent promotion, labeling, and advertising by members of the food industry are also examined. Food related issues are regularly making headlines. This almanac provides consumers with the information they need to better understand the laws and policies in place to help protect them from harm. Do you find many food labels confusing and misleading? Do you know what to do if you get sick from contaminated food? As a consumer, can you take legal action if you fall victim to food fraud or illness? All of these issues are addressed in this easy to comprehend legal guide.