Consumers Union Reports, Buying Guide Issue
Author :
Publisher :
Page : 426 pages
File Size : 17,33 MB
Release : 1963
Category : Consumer education
ISBN :
Author :
Publisher :
Page : 426 pages
File Size : 17,33 MB
Release : 1963
Category : Consumer education
ISBN :
Author : Trudy Lieberman
Publisher : Three Rivers Press (CA)
Page : 596 pages
File Size : 46,66 MB
Release : 2000
Category : Family & Relationships
ISBN : 9780812931471
Provides practical advice on paying for health care services, finding long-term care and paying for long-term care.
Author :
Publisher :
Page : pages
File Size : 41,74 MB
Release : 1979
Category : Commercial products
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Author : Consumers Union of United States
Publisher :
Page : 336 pages
File Size : 28,43 MB
Release : 1940
Category : Commercial products
ISBN :
Author : Norman Isaac Silber
Publisher : New York : Holmes & Meier
Page : 194 pages
File Size : 35,37 MB
Release : 1983
Category : Reference
ISBN :
Traces the tradition of consumer protest and examines the early history of Consumers Union, which started as a working-class-oriented movement and soon evolved into the guiding light of an educated consumer elite. Silber argues that in choosing scientific testing as a means of consumer reform, the Consumers Union changed itself and the consumer movement more than it did American society. He uses three case studies -- reform of automative design, discouragement of smoking, and prevention of the contamination of food by radioactive fallout -- to demonstrate the use of scientific testing in social reform.
Author :
Publisher :
Page : 355 pages
File Size : 39,62 MB
Release : 1995
Category : Consumer education
ISBN :
Author :
Publisher :
Page : pages
File Size : 10,15 MB
Release :
Category : Commercial products
ISBN :
Author :
Publisher :
Page : 466 pages
File Size : 34,19 MB
Release : 1974
Category : Commercial products
ISBN :
Author : Thomas A. Durkin
Publisher :
Page : 737 pages
File Size : 43,11 MB
Release : 2014
Category : Business & Economics
ISBN : 0195169921
Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.
Author : National Agricultural Library (U.S.)
Publisher :
Page : 1338 pages
File Size : 18,63 MB
Release : 1974
Category :
ISBN :