The Bankruptcy Reform Act of 2001


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Looming Foreclosure Crisis: How to Help Families Save Their Homes


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Witnesses: Thomas Bennett, Bankruptcy Judge, U.S. Bankruptcy Court for the N. Dist. of AL; Jacqueline Cox, Bankruptcy Judge, U.S. Bankruptcy Court for the N. Dist. of IL; Joseph Mason, Drexel Univ.; Nettie McGee, Chicago, IL; Mark Scarberry, Pepperdine School of Law, and Amer. Bankruptcy Inst.; Henry Sommer, Nat. Assoc. of Consumer Bankruptcy Attorneys; Mark Zandi, Moody¿s. Submissions for the Record: Amer. Bankers Assoc.; Financial Serv. Roundtable; Thomas Bennett, Bankruptcy Judge; Erwin Chemerinsky, Duke Univ.; Consumer, and civil rights advocate; Consumer Fed. of Amer.; Consumer Mortgage Coalition; Jacqueline Cox, Bankruptcy Judge; Leadership Conf. on Civil Rights. Illus.




The Looming Foreclosure Crisis


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Commercial and Public Sector Issues in Bankruptcy


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Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time


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Chapter 13 Bankruptcy is for higher-income workers with too much debt or anyone who needs time to catch up on house or car payments, taxes, support obligations, and more. This book simplifies the bankruptcy chapter often considered intimidating--Chapter 13. Debtors learn about the filing process, property issues, and the repayment plan, as well as about choosing a bankruptcy lawyer, the types of legal motions that could arise, and recovering financially after bankruptcy.




Commercial and Credit Issues in Bankruptcy


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Consumer Issues in Bankruptcy


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United States


Book Description

This Selected Issues paper for the United States discusses the microeconomics of the country—household wealth and savings. Households’ consumption-saving decisions have an important bearing on the U.S. economic outlook. This paper demonstrates how households with consistently lower income, which have shown growth in the years prior to the crisis, experienced larger declines in their saving rates and a larger rise in their indebtedness before the crisis, contributing significantly to the dynamics of the mean saving rate.