Essays on Housing and Pensions


Book Description

Demographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Müller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age. About the Author Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.







Housing Policy in the UK


Book Description

Housing Policy in the UK is a major new textbook that traces the emergence of a 'new comprehensive housing policy' in the wake of the Communities Plan and regionalisation. Grounded in cutting-edge research and analysis, it provides a clear account of the evolution and current dimensions and tensions at the heart of this policy.




Personnel Literature


Book Description




Quarterly Essay 81 Getting to Zero


Book Description

The world is overheating, and despite good intentions and significant efforts, emissions increase nearly every year. The challenge is immense, but there are solutions. In this lucid, inspiring essay, Alan Finkel maps Australia’s path forward. He explains the solar and wind revolution, and addresses the challenge of intermittent supply. He introduces hydrogen, the energy hope of the future. He traces the rise and rise of the electric car. He shows how we can build a zero-emissions world. Taking into account economics, science and emotions, Getting to Zero is an essential guide to how Australia can tackle the climate crisis with realism and ingenuity. “Change is in the air. I sense we will live through a technological revolution this decade as exciting as the conquest of space in the 1960s. If Australia handles the challenge well, we can build an economy that takes advantage of the transition. If we cling to the past, we will miss opportunities that the rest of the world will seize.” —Alan Finkel, Getting to Zero







In Defense of Housing


Book Description

In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.




Homesick


Book Description

The story of a personal housing crisis that led to a discovery of the true value of home. 'Incredibly moving. To find peace and a sense of home after a life so profoundly affected by the housing crisis, is truly inspirational' Raynor Winn, bestselling author of The Salt Path Aged thirty-one, Catrina Davies was renting a box-room in a house in Bristol, which she shared with four other adults and a child. Working several jobs and never knowing if she could make the rent, she felt like she was breaking apart. Homesick for the landscape of her childhood, in the far west of Cornwall, Catrina decides to give up the box-room and face her demons. As a child, she saw her family and their security torn apart; now, she resolves to make a tiny, dilapidated shed a home of her own. With the freedom to write, surf and make music, Catrina rebuilds the shed and, piece by piece, her own sense of self. On the border of civilisation and wilderness, between the woods and the sea, she discovers the true value of home, while trying to find her place in a fragile natural world. This is the story of a personal housing crisis and a country-wide one, grappling with class, economics, mental health and nature. It shows how housing can trap us or set us free, and what it means to feel at home.