Home Rich


Book Description

Your home is the single most valuable thing you can own, yet making it pay can intimidate and confuse even the savviest investor. Now, in an indispensable new book, finance expert Gerri Willis leads you step-by-step through the entire experience of buying, maintaining, and selling a home, and shows you how to come out ahead–maybe even way ahead. Americans used to raise their families in one place, knowing that their homes would someday make them wealthy. These days, on average, people spend just nine years in a house; it’s become a medium-term investment in a volatile real estate market. Home Rich is the first book that offers simple rules specifically designed for this brave new world of home buying and selling. Here are the ways to maximize your profit, from the time you get the keys to the time you hand them over. • before you buy: Learn about the best and safest loans available, how to finance and refinance them, and how to pick the right real estate agent (watch out for the “dual agency,” when one agent represents both buyer and seller). • buy right: Understand what size home you need and can afford (it’s the features and the fit, not the square footage), and check out location, location, location (a school system is a tip-off to a growing neighborhood). • keep up your investment: Make a checklist by season to determine maintenance expenses and find out how to protect against monster storms, mold, and vermin. • upgrade in ways that count: Be practical (an updated kitchen beats a Jacuzzi), discover the new green improvements, and plant the best trees and shrubs for your zone (landscaping can add 6 to 7 percent to the value of a home). • sell right: Inspect and repair, clear and clean, then set the correct price, advertise, and field the offers. Home Rich addresses the needs of homeowners in all regions and at all income levels, featuring helpful case histories, practical charts, and clear instructions. Gerri Willis has written a comprehensive, reader-friendly guide for creating a special personal space that you will love living in–and that others will also value and happily pay for when the time comes for you to sell.




Simple Money, Rich Life


Book Description

A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in his bank account, Bob Lotich had reached his breaking point. He was stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt. Bob had been following the world's advice with money and this was the fruit of it. In desperation, he cried out to God for wisdom, for a different way. The answer was a simple four-part formula, one based on timeless biblical principles, and, most important, it worked. After applying this simple formula, Bob discovered that his financial stress melted away and he finally felt fully in control of his money. As he continued to follow the four steps, he paid off over $400,000 in debt, reached a personal goal of giving $1 million by age 40, and achieved a level of financial freedom he never dreamed possible. In his casual and approachable style, Bob (along with his fun-loving wife, Linda) shares everything he learned about achieving true financial freedom, including: • How to create a money system so you can spend less time and get better results • The One-Category Budget: get 80% of the results with 20% of the work • The four keys to earning more in the digital era • How to automate your way to financial success in less than 10 minutes • The secrets of a six-figure giver • Three credit card rules that banks don’t want you to know • How to save $100s each month while still buying what you love • And much more! Whether you are doing “fine” or are in a financial crisis, the included 21-day kick-start will leave you with specific action items to guide you to success. You can have financial security, peace, significance, and eternal impact. Let Bob show you how to reimagine money as it was meant to be: simple.




At Home in Joshua Tree


Book Description

Infuse your life with desert vibes, from home designs and entertaining plans to wellness rituals, with this beautifully illustrated lifestyle guide from the creators of The Joshua Tree House. At Home in Joshua Tree offers a peak inside the captivating world of southern California's high-desert, with The Joshua Tree House founders Sara and Rich Combs bringing readers into their laid back, inviting world through mindful practices that enhance the everyday. Guided by nature and the cycles of the sun, this beautiful book offers an intentional, mindful way of living that combines the very best of the wellness movement and modern design to celebrate the singular beauty of the desert. Dive into the design principles that guide The Joshua Tree House, then experience a day in the desert, from sunrise to nightfall. Each chapter in this beautiful lifestyle guide incorporates designs, recipes, wellness practices, and entertaining rituals that elevate and honor the ordinary moments associated with that time. Interviews with other designers, artists, and makers who are inspired by the desert, including those whose designs are featured throughout the Joshua Tree House, are sprinkled throughout, alongside gorgeous full-bleed photographs and a complete sourcing guide.




House-poor/house-rich


Book Description




House Rich Cash Poor No More


Book Description

Follow the Advice in This Book, If You Want To Achieve Financial Freedom! Did you know your house is a money machine which has the capability to make you rich by retirement? It's true! Just follow the advice in this book, and you will discover how to turn your home equity into a source of immediate, no-strings-attached cash flow. Learn 'insider secrets' about Real Estate and Investing that you never knew before, such as... - What the banks do with your money - and how to do the same thing, but for yourself! - How to reap above-average returns on your investments through better cash management. - Why you do not need to depend on risky paper investments (stocks, bonds, mutual funds, etc). Make money the safe way instead! - Erase your credit card debt in one easy move. - How to ensure you have enough in the bank for retirement! - 6 key financial questions to ask yourself now - before it is too late. - Smartest (and surprisingly easy) way to get tax refunds, year after year! - How to find money you didn't even know you had and make it work hard for you. There is so much more you will learn from this book. In fact, the step by step system revealed in these pages will change your life. Start reading this book today - and reap the financial benefits for the rest of your life!




Stop Acting Rich


Book Description

The bestselling author of The Millionaire Next Door reveals easy ways to build real wealth With well over two million of his books sold, and huge praise from many media outlets, Dr. Thomas J. Stanley is a recognized and highly respected authority on how the wealthy act and think. Now, in Stop Acting Rich ? and Start Living Like a Millionaire, he details how the less affluent have fallen into the elite luxury brand trap that keeps them from acquiring wealth and details how to get out of it by emulating the working rich as opposed to the super elite. Puts wealth in perspective and shows you how to live rich without spending more Details why we spend lavishly and how to stop this destructive cycle Discusses how being "rich" means more than just big houses and luxury cars A defensive strategy for tough times, Stop Acting Rich shows readers how to live a rich, happy life through accumulating more wealth and using it to achieve the type of financial freedom that will create true happiness and fulfillment.




Living with What You Love


Book Description

Famed portrait photographer Monica Rich Kosann has spent a career helping people add a final layer of personality to their home once the interior designer's work is done. Monica's clients--celebrities, designers, socialites--want to find ways to add warmth and love to rooms, celebrating what they cherished most--be it family, pets, jewelry, books, or travel. Having helped countless families artfully present their family photography, heirlooms, and collectibles, she now divulges the secrets to her skill in this book. Living with What You Love shows you how to integrate your treasured objects with your home's décor. With inventive ideas as simple as arranging a vignette of vacation souvenirs, and as complex as covering an entire wall with family photographs and memorabilia, Living with What You Love offers the skilled guidance of Monica's trained eye. There's inspiration for everyone, and for every type of space, whether small or grand. Anything can be a stage for display: a coffee table can be arranged with collectibles; kitchen shelves a showcase for heirloom stoneware, while walls are a canvas to be covered with happy times. Full of stunning photographs of the homes of real families, those of well-known interior designers, and Monica's own, Living with What You Love is a gorgeous and helpful guide that will help you bring your most cherished possessions into your everyday life. MONICA RICH KOSANN is a nationally recognized fine-art portrait photographer, who has worked with many prestigious families and celebrities, as well as a designer of jewelry and home accessories. Her work has been profiled extensively in national print, such as Town & Country and Elle Décor, and television media, including NBC's Today Show and Tim Gunn's Guide to Style. Her collections are sold in fine jewelry stores and gift shops nationwide, as well as at Barneys, Neiman Marcus, and her own shop within Bergdorf Goodman. Visit her web site at www.thefineartoffamily.com.




The Wealthy Renter


Book Description

A National Bestseller! Why be house poor when you can rent rich? “Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice. Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.




Leave Me Alone and I'll Make You Rich


Book Description

A “thought-provoking” one-volume distillation of the author’s powerful trilogy in praise of the middle class’s role in creating a better, and richer, world (Library Journal). The economist and historian Deirdre Nansen McCloskey has been best known recently for her Bourgeois Era trilogy, a vigorous defense, unrivaled in scope, of commercially tested betterment. Its massive volumes, The Bourgeois Virtues, Bourgeois Dignity, and Bourgeois Equality, solve Adam Smith’s puzzle of the nature and causes of the wealth of nations, and of the moral sentiments of modernity. The world got rich, she argues, not chiefly by material causes but by an idea and a sentiment, a new admiration for the middle class and its egalitarian liberalism. For readers looking for a distillation of McCloskey’s magisterial work, Leave Me Alone and I’ll Make You Rich is what you’ve been waiting for. In this lively volume, McCloskey and the economist and journalist Art Carden bring together the trilogy’s key ideas and its most provocative arguments. The rise of the west, and now the rest, is the story of the rise of ordinary people to a dignity and liberty inspiring them to have a go. The outcome was an explosion of innovation after 1800, and a rise of real income by an astounding 3,000 percent. The Great Enrichment, well beyond the conventional Industrial Revolution, did not, McCloskey and Carden show, come from the usual suspects, capital accumulation or class struggle. It came from the idea of economic liberty in Holland and the Anglosphere, then Sweden and Japan, then Italy and Israel and China and India, an idea that bids fair in the next few generations to raise up the wretched of the earth. The original shift to liberalism arose from 1517 to 1789 from theological and political revolutions in northwest Europe, upending ancient hierarchies. McCloskey and Carden contend further that liberalism and “innovism” made us better humans as well as richer ones. Not matter but ideas. Not corruption but improvement. Leave Me Alone and I’ll Make You Rich draws in entertaining fashion on history, economics, literature, philosophy, and popular culture, from growth theory to the Simpsons. It is the perfect introduction for a broad audience to McCloskey’s influential explanation of how we got rich. At a time when confidence in the economic system is under challenge, this book mounts an optimistic and persuasive defense of liberal innovism, and of the modern world it has wrought. Praise for the Bourgeois Era Trilogy “A contender for the great book of our age.” —The Times, Book of the Week “Persuasive . . . richly detailed and erudite.” —Financial Times




The Deeply Formed Life


Book Description

During our chaotic times, discover five forgotten values that can spark internal growth and help us reconcile our Christian faith with the complexities of race, sexuality, and social justice. WINNER OF THE CHRISTIANITY TODAY BOOK AWARD Most believers live in the state of “being a Christian” without ever being deeply formed by Christ. Our pace is too frenetic to be in union with God, and we don’t know how to quiet our hearts and minds to be present. Our emotions are unhealthy and compartmentalized. We feel unable to love well or live differently from the rest of the world—to live as people of the good news. New York pastor Rich Villodas says we must restore balance, focus, and meaning for our souls. The Deeply Formed Life lays out a fresh vision for spiritual breakthrough following five key values: • Contemplative Rhythms Value: slowing down our lives to be with God. • Racial Justice Value: examining a multi-layered approach to pursuing racial justice and reconciliation. • Interior Examination Value: looking beneath the surface of our lives to live free and love well. • Sexual Wholeness Value: exploring how our sexuality connects with our spirituality. • Missional Presence Value: living as the presence of Christ in a broken world. The Deeply Formed Life is a roadmap to live in the richly rooted place we all yearn for: a place of communion with God, a place where we find our purpose. Praise for The Deeply Formed Life “The Deeply Formed Life is a book for our time. Honest, wise, insightful, funny, and—above all—deep. The way Rich and New Life Fellowship hold emotional health and racial justice together is beyond inspiring. This is spiritual formation for the future of the church.”—John Mark Comer, pastor of teaching and vision at Bridgetown Church and author of The Ruthless Elimination of Hurry “I’ve studied the Bible under Pastor Rich’s leadership for close to a decade. The core values he shares in this book serve as guidance, not only for how we should live as Christians in an ever-changing world but also for how we can live a life of purpose—that consistently and enthusiastically points to Jesus.”—Susan Kelechi Watson, actress from the awardwinning television series This Is Us