HUD's Proposed RESPA Rule


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Lessons from the New Deal


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The Lobbying Manual


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This ABA bestseller provides detailed guidance for compliance with the Lobbying Disclosure Act. It gives practical examples of how to be compliant, and covers all of the major federal statutes and regulations that govern the practice of federal lobbying. The book offers invaluable descriptions of the legislative and executive branch decision-making processes that lobbyists seek to influence, the constraints that apply to lobbyist participation in political campaigns, grassroots lobbying, ethics issues, and more.







Report on Regulatory Agencies to the President-Elect


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In 1960, James M. Landis drafted this "Report on Regulatory Agencies to the President-Elect" and submitted it to President-elect (Sen.) John F. Kennedy, reexamining the federal regulatory commissions and administrative agencies' structures and powers. He recommended such reforms as strengthening the commissions' chairpersons and streamlining the agencies' procedures. The Kennedy Administration subsequently adopted many of the recommendations. This historic, oft-cited, and insightful monograph is now available as a modern and affordable paperback book; previously, it was nearly impossible to obtain even in used printings. Part of the 'Legal Legends Series' from Quid Pro Books. Other authors in the series include Oliver Wendell Holmes Jr., Karl Llewellyn, Roscoe Pound, Benjamin Cardozo, Thomas Reed Powell, Woodrow Wilson, Joseph Story, Louis Brandeis, and John Chipman Gray. Their classic works are presented in quality, modern formatting by Quid Pro Books and available at booksellers everywhere, as well as in new digital editions.




The Role of the Secondary Market in Subprime Mortgage Lending : Hearing Before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, First Session, May 8, 2007


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The Cost of Credit


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Making Sense of the Subprime Crisis


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This is a print on demand edition of a hard to find publication. Explores the question of whether market participants could have or should have anticipated the large increase in foreclosures that occurred in 2007 and 2008. Most of these foreclosures stemmed from loans originated in 2005 and 2006, leading many to suspect that lenders originated a large volume of extremely risky loans during this period. While loans originated in this period did carry extra risk factors, underwriting standards alone cannot explain the dramatic rise in foreclosures. Market participants should have understood that a significant fall in prices would cause a large increase in foreclosures. Analysts understood that a fall in prices would have disastrous consequences for the market but assigned a low probability to such an outcome. Charts and tables.




The Revolution in Real Estate Finance


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Analyzes the causes of the revolution in real estate finance and traces its many effects throughout real estate markets.




Securitization of Subprime Mortgages


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In this book, the authors provide an overview of the sub-prime mortgage securitisation process and the seven key informational frictions that arise. They discuss the ways that market participants work to minimise these frictions and speculate on how this process broke down. They continue with a complete picture of the sub-prime borrower and the sub-prime loan, discussing both predatory borrowing and predatory lending. They present the key structural features of a typical sub-prime securitisation, document how rating agencies assign credit ratings to mortgage-backed securities, and outline how these agencies monitor the performance of mortgage pools over time.