Credit and Debt in Eighteenth-Century England


Book Description

Throughout the eighteenth century hundreds of thousands of men and women were cast into prison for failing to pay their debts. This apparently illogical system where debtors were kept away from their places of work remained popular with creditors into the nineteenth century even as Britain witnessed industrialisation, market growth, and the increasing sophistication of commerce, as the debtors’ prisons proved surprisingly effective. Due to insufficient early modern currency, almost every exchange was reliant upon the use of credit based upon personal reputation rather than defined collateral, making the lives of traders inherently precarious as they struggled to extract payments based on little more than promises. This book shows how traders turned to debtors’ prisons to give those promises defined consequences, the system functioning as a tool of coercive contract enforcement rather than oppression of the poor. Credit and Debt demonstrates for the first time the fundamental contribution of debt imprisonment to the early modern economy and reveals how traders made use of existing institutions to alleviate the instabilities of commerce in the context of unprecedented market growth. This book will be of interest to scholars and researchers in economic history and early modern British history.




Inferior Politics


Book Description

Inferior Politics explores how social policy was created in Britain in a period when central government was not active in making it. Parliament proved capable of generating national legislation nonetheless-and provided a forum for debate even when it was impossible to mobilise consensus behind any particular plan. In this setting, there was a lively, and surprisingly inclusive, 'politics' of social policy-making, in which 'inferior' officers of government (what we might call 'local authorities') figured prominently. The book explores institutional structures which shaped these debates and their outcomes, and supplies several case studies of policy-making: one focussing on some of the less well-known activities of William Wilberforce, as he attempted to promote a national 'reformation of manners'; others featuring such apparently marginal figures as imprisoned debtors and a lowly (and bigoted) London constable. A central chapter explores the history of social and economic empirical enquiry from the invention of 'political arithmetic' in the later seventeenth century through to the first census of 1801, detailing similar interaction between government and private enthusiasts. Drawing together three decades of the author's work, including two new essays, Inferior Politics demonstrates how Joanna Innes has significantly revised and extended our understanding of the ways and means of British domestic government, in an era marked by institutional continuity but continuing and vigorously debated social challenges.




Rethinking the Age of Reform


Book Description

This book takes a look at the 'age of reform', from 1780 when reform became a common object of aspiration, to the 1830s - the era of the 'Reform Ministry' and of the Great Reform Act of 1832 - and beyond, when such aspirations were realized more frequently. It pays close attention to what contemporaries termed 'reform', identifying two strands, institutional and moral, which interacted in complex ways. Particular reforming initiatives singled out for attention include those targeting parliament, government, the law, the Church, medicine, slavery, regimens of self-care, opera, theatre, and art institutions, while later chapters situate British reform in its imperial and European contexts. An extended introduction provides a point of entry to the history and historiography of the period. The book will therefore stimulate fresh thinking about this formative period of British history.




Downward Mobility


Book Description

An audacious epilogue arms humanists with the argument that, in order to save the planet from unsustainable growth, we need to read more novels.




Oppressed by Debt


Book Description

This edited collection brings together essays that explore personal debts to government. Intensive collection efforts by governments in need of revenue often cause hardship, whether it is the poor in the United States going to jail because of unpaid fines, low-income English people being evicted because they paid their council taxes but could then not pay their rent, or poor former students having tax refunds or social benefits taken by the government when they have defaulted on their student loans. Student loans, fines and fees arising from the justice system, benefit overpayments and unpaid taxes have all ballooned in the past decade, but no other volume comprehensively addresses the various ways in which governments have become privileged creditors, using their power to collect debts owed to them by their citizens. With each essay emphasizing a particular kind of debt to government, the book focuses on what happens when citizens cannot pay the debts they owe to their governments. Contributors offer pragmatic options to facilitate a movement to soften the stance of governments toward those who owe them money. The insights in this collection will be of relevance to students and academics in criminology, sociology, public policy, and economics, as well as policymakers and government officials interested in effecting change in this area.







Revoked


Book Description

"[The report] finds that supervision -– probation and parole -– drives high numbers of people, disproportionately those who are Black and brown, right back to jail or prison, while in large part failing to help them get needed services and resources. In states examined in the report, people are often incarcerated for violating the rules of their supervision or for low-level crimes, and receive disproportionate punishment following proceedings that fail to adequately protect their fair trial rights."--Publisher website.