Experiences of Banking in Rural Development


Book Description

Contributed articles on experiences of the Indian banking in financing for rural development.




Cooperative Agricultural and Rural Development Banks


Book Description

Over Nearly Four Decades Of Their Chequered History, Co-Operative Agriculture And Rural Development (Card) Banks Have Been Able To Emerge As An Outstanding Co-Operative Institution, Catering Exclusively To The Investment Credit Needs Of The Rural Areas. The Kerala Card Bank Is Considered To Be The Best Among The Developing Banks Based On Its Outstanding Performance In Terms Of Many Indicators Like The Quantum Of Advances Made, Reserves, Profit, Small Farmer Coverage Etc. It Has Diversified Its Activities So As To Cover And Assist Rural Artisans, Small Scale Industrialists And Has Also Launched The Financing Of Rural Housing.The Study Examines The Role Of The Bank In Meeting The Long Term Credit Requirements Of The Rural Masses In The State. It Has Also Examined The Impact Of Lending, And The Utilisation And Recovery Pattern Of Loan Advanced.The Study Makes A Brilliant Exposition Of All These Issues And Highlights The Real Problem Prevailing At The Beneficiary Level. The Author Has Used Various Statistical Tools To Make The Study Scientific And Accurate. This Book Should Be Of Vital Importance To Policy Makers And Researchers.







Banking and Rural Development


Book Description

Study in Indian context.




Rural Banking in India


Book Description

Agriculture and rural sectors play an important role in India's overall development strategy in terms of income and employment generation and poverty alleviation. Great significance has, therefore, been accorded to developing appropriate institutions and mechanisms for catering to the credit requirements of these sectors. The government of India has promoted Regional Rural Banks (RRBs). These banks are state-sponsored, regionally-based, and rural-oriented. Besides the RRBs, commercial and co-operative banks have also been catering to the credit requirements of the rural sector. The renewed emphasis on agricultural and rural development by the government would lead to a growing demand for different types of financial services in the rural areas. RRBs would be called upon to play a greater role in providing such services, due to their rural character and feel. This book explores development of RRBs in India.







Banking and Rural Development


Book Description

Nationalisation Of Major Commercial Banks In July 1969 Is Regarded As The Most Important Event In The History Of Indian Banking. The Basic Rationale Behind The Adoption Of This Measure Was To Make The Banks Instrumental In Accelerating The Pace Of Rural Development So As To Reduce The Regional Imbalances And Make Possible To More Egalitarian Distribution Of The Fruits Of Economic Growth. In Order To Enable Commercial Banks To Discharge New Responsibilities, Lead Bank Scheme Was Introduced Towards The Close Of 1969 Whereby Various Commercial Banks Were Designated As Lead Banks In Specified Districts In The Country. A Lead Bank Would Be Responsible For Taking A Leading Role In Surveying The Potential For Banking Development In The Allotted District, Identifying The Credit Gaps And Filling Them Up For The Intensive And Rapid Development Of Rural Areas In The Country.This Book Presents An In-Depth Study Of The Working Of The Lead Bank Scheme And Its Role In Rural Development And Reduction Of Regional Imbalances. Besides, Pin-Pointing The Shortcomings And Difficulties In The Operation Of The Scheme, It Suggests A Policy-Frame To Make Banks The Real Agents Of Growth With Social Justice.




Improving Access to Finance for India's Rural Poor


Book Description

Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.