Life on Loan


Book Description

It's a surprising second act for two women who decide to rewrite their lives in this enriching novel of friendship and starting over from the bestselling author of Only One Life. After thirty years, college friends Lena Browder and Olivia Westcoat have met again by chance at an unexpected crossroads: an airport lounge in Atlanta. Lena is running away from home and her demanding family. Olivia is trying to find her way after a painful divorce. With their old selves in the rearview, they toast to a new beginning--and it starts with a spontaneous dare. Agreeing to trade houses for a month of rediscovery, Lena will stay in Olivia's Charleston condo. Olivia's retreat? Lena's isolated river cottage in the Northern Neck of Virginia. Two perfect getaways. Thirty-four days to reset. With fresh new perspectives and the renewal of a heartening friendship, Lena and Olivia find their passions, reinvent themselves, and reclaim what they've lost. When unexpected romance blooms and careers take new detours, it's also a time for courage and risk. Now they'll have to make hard choices to follow through on their promise for a second chance and finally have the lives they dream of.




Get a Financial Life


Book Description

Provides financial advice that speaks the language and answers the questions of the generation just starting out on the road to financial responsibility.




One Hen


Book Description

Inspired by true events, One Hen tells the story of Kojo, a boy from Ghana who turns a small loan into a thriving farm and a livelihood for many.




Heaven Has No Favorites


Book Description

From one of the twentieth century’s master novelists, the author of the classic All Quiet on the Western Front, comes Heaven Has No Favorites, a bittersweet story of unconventional love that sweeps across Europe. Lillian is charming, beautiful . . . and slowly dying of consumption. But she doesn’t wish to end her days in a hospital in the Alps. She wants to see Paris again, then Venice—to live frivolously for as long as possible. She might die on the road, she might not, but before she goes, she wants a chance at life. Clerfayt, a race-car driver, tempts fate every time he’s behind the wheel. A man with no illusions about chance, he is powerfully drawn to a woman who can look death in the eye and laugh. Together, he and Lillian make an unusual pair, living only for the moment, without regard for the future. It’s a perfect arrangement—until one of them begins to fall in love. “The world has a great writer in Erich Maria Remarque. He is a craftsman of unquestionably first rank, a man who can bend language to his will. Whether he writes of men or of inanimate nature, his touch is sensitive, firm, and sure.”—The New York Times Book Review




Dear Debt


Book Description

In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt




Loan Sharks


Book Description

Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.




Student Loan Solution


Book Description

Eliminate your student debt and start building wealth with this step-by-step guide to financial freedom by the author of Hustle Away Debt. Student loans are complicated. College financial aid terms like “federal direct subsidized” and “GRAD Plus” mean little to most of us. Each type of student loan is slightly different, with its own set of rules and repayment options. In Student Loan Solution, personal finance expert David Carlson explains what student loan borrowers need to know and what they should be focusing on. Carlson provides a 5-step approach to help you understand your loans, your repayment options—including opportunities for loan forgiveness—and your greater financial life. The strategies he covers will help you make and save more money while paying down your student loans faster. Student Loan Solutions will teach you how to:Pay off your student loan debtPersonalize your student loan repayment planLive a happier, financially smarter life




Bank On Yourself


Book Description

The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.




A Pho Love Story


Book Description

“Will leave readers swooning.” —PopSugar ​When Dimple Met Rishi meets Ugly Delicious in this funny, smart romantic comedy, in which two Vietnamese American teens fall in love and must navigate their newfound relationship amid their families’ age-old feud about their competing, neighboring restaurants. If Bao Nguyen had to describe himself, he’d say he was a rock. Steady and strong, but not particularly interesting. His grades are average, his social status unremarkable. He works at his parents’ pho restaurant, and even there, he is his parents’ fifth favorite employee. Not ideal. If Linh Mai had to describe herself, she’d say she was a firecracker. Stable when unlit, but full of potential for joy and fire. She loves art and dreams pursuing a career in it. The only problem? Her parents rely on her in ways they’re not willing to admit, including working practically full-time at her family’s pho restaurant. For years, the Mais and the Nguyens have been at odds, having owned competing, neighboring pho restaurants. Bao and Linh, who’ve avoided each other for most of their lives, both suspect that the feud stems from feelings much deeper than friendly competition. But then a chance encounter brings Linh and Bao in the same vicinity despite their best efforts and sparks fly, leading them both to wonder what took so long for them to connect. But then, of course, they immediately remember. Can Linh and Bao find love in the midst of feuding families and complicated histories?




Loan Modification For Dummies


Book Description

The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether you're likely to qualify for your lender's loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your home's current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.