Author : Caroline Shenaz Hossein
Publisher : University of Toronto Press
Page : 238 pages
File Size : 30,74 MB
Release : 2016-01-01
Category : Business & Economics
ISBN : 1442616245
In this work, Caroline Shenaz Hossein explores the politics, histories and social prejudices that have shaped the legacy of microbanking in Grenada, Guyana, Haiti, Jamaica and Trinidad.
Author : Philip Mader
Publisher : Springer
Page : 251 pages
File Size : 37,71 MB
Release : 2016-01-12
Category : Political Science
ISBN : 1137364211
According to the author, rather than alleviating poverty, microfinance financialises poverty. By indebting poor people in the Global South, it drives financial expansion and opens new lands of opportunity for the crisis-ridden global capital markets. This book raises fundamental concerns about this widely-celebrated tool for social development.
Author : Mohammad Jasim Uddin
Publisher : Routledge
Page : 267 pages
File Size : 44,83 MB
Release : 2015-05-01
Category : Business & Economics
ISBN : 1317430859
Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.
Author : Lynn Horton
Publisher : Cambridge University Press
Page : 265 pages
File Size : 43,53 MB
Release : 2017-12-28
Category : Social Science
ISBN : 110831127X
Originally conceived as small-scale loans allowing impoverished women to invest in informal sector economic opportunities, microfinance programs have grown rapidly across the globe over the past two decades to become the most common development tool used to empower women in low- and middle-income countries. Women and Microfinance in the Global South incorporates a meta-synthesis of thirty qualitative empirical cases from Asia, Africa, and Latin America to explore the links between microfinance and women's empowerment, questioning how microfinance facilitates the economic and socio-political empowerment of women. The theoretical framework assesses both positive and negative outcomes of microfinance at the grassroots level, considering how such market-based interventions intersect with patriarchal beliefs and practices, and analyses the different mechanisms through which microfinance can empower or disempower women. It will interest scholars of developmental studies and women's issues, as well as practitioners, NGOs, and policymakers.
Author : Philip Mader
Publisher : Palgrave Macmillan
Page : 284 pages
File Size : 12,20 MB
Release : 2014-01-14
Category : Political Science
ISBN : 9781349577361
According to the author, rather than alleviating poverty, microfinance financialises poverty. By indebting poor people in the Global South, it drives financial expansion and opens new lands of opportunity for the crisis-ridden global capital markets. This book raises fundamental concerns about this widely-celebrated tool for social development.
Author : Anke Schwittay
Publisher : Routledge
Page : 206 pages
File Size : 42,79 MB
Release : 2014-09-19
Category : Business & Economics
ISBN : 113507609X
New Media and International Development is the first in-depth examination of microfinance’s enduring popularity with Northern publics. Through a case study of Kiva.org, the world’s first person-to-person microlending website, and other microfinance organizations, the book argues that international development efforts have an affective dimension. This is fostered through narrative and visual representations, through the performance of development rituals and through bonds of fellowship between Northern donors and Southern recipients. These practices constitute people in the global North as everyday humanitarians and mobilize their affective investments, which are financial, social and emotional investments in distant others to alleviate their poverty. This book draws on ethnographic material from the US, India and Indonesia and the anthropological and development studies literature on humanitarianism, affect and the public faces of development. It opens up novel avenues of research into the formation of new development subjects in the global North. This book will appeal to researchers and students of international development, anthropology, media studies and related fields, as well as practitioners and professionals in the field of international development
Author : Esayas Bekele Geleta
Publisher : Routledge
Page : 147 pages
File Size : 49,86 MB
Release : 2016-03-09
Category : Business & Economics
ISBN : 1317024109
Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
Author : Milford Bateman
Publisher : University of New Mexico Press
Page : 392 pages
File Size : 21,49 MB
Release : 2017-05-01
Category : Business & Economics
ISBN : 0826357970
Microfinance began as the disbursement of tiny loans to the poor, which they could use to undertake informal income-generating activities. It went on to become one of the most popular international development policies of all time and a mainstay of local development and antipoverty programs across the Global South. The contributors to this multidisciplinary volume consider the origins, evolution, and outcomes of microfinance from a variety of perspectives and contend that it has been an unsuccessful approach to development. The contributors contend that over the last twenty years, microfinance policies have exacerbated poverty and exclusion, undermined gender empowerment, underpinned a massive growth in inequality, destroyed solidarity and trust in the community, and, overall, manifestly weakened those local economies of the Global South where it reached critical mass. They use qualitative anthropological, economic, and political-economic research to unpack the ideas and values that have allowed microfinance to “seduce” the world and blind so many to its corrosive effects.
Author : Philip Mader
Publisher : Springer
Page : 297 pages
File Size : 46,17 MB
Release : 2016-01-12
Category : Political Science
ISBN : 1137364211
According to the author, rather than alleviating poverty, microfinance financialises poverty. By indebting poor people in the Global South, it drives financial expansion and opens new lands of opportunity for the crisis-ridden global capital markets. This book raises fundamental concerns about this widely-celebrated tool for social development.
Author : Tom Sorell
Publisher : Cambridge University Press
Page : 211 pages
File Size : 35,12 MB
Release : 2015-08-04
Category : Business & Economics
ISBN : 1107110971
Contributors examine the ethical issues surrounding microfinance, including questions about exploitation, human rights, and efforts to promote global justice.
