Report of the Social Insurance Commission of the State of California, January 25, 1917


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Report of the Social Insurance Commission of the State of California


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Excerpt from Report of the Social Insurance Commission of the State of California: January 25, 1917 The choice of health insurance for concentrated study did not mean that it was necessarily the most important phase of social insurance. Health insurance was selected for several reasons - actuarially and in point of administration it was the simplest branch of the complex social insurance scheme; it was most closely allied to industrial accident and could most easily be adapted to the mechanism worked out for the existing state fund. Finally, the unanimous advice of the eastern men and women who had carefully studied social insurance problems was to center all efforts upon health insurance. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.




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Origins of American Health Insurance


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How did the United States come to have its distinctive workplace-based health insurance system? Why did Progressive initiatives to establish a government system fail? This book explores the history of health insurance in the United States from its roots in the nineteenth-century sickness funds offered by industrial employers, fraternal organizations, and labor unions to the rise of such group plans as Blue Cross and Blue Shield in the mid-twentieth century. Historians generally view the failure to establish universal health insurance during the first half of the twentieth century as an indicator of the political clout of insurers, employers, unions, and physicians who thwarted Progressive efforts. But the explanation is actually simpler, John Murray contends in this book. Careful analysis of the workings of industrial sickness funds suggests that workers rejected plans for compulsory state insurance because they were largely content with existing private plans. Murray revises our understanding of the evolution of health care insurance in the United States and discusses the implications of that history for the ongoing debates of today.