Retiree health benefits employersponsored benefits may be vulnerable to further erosion.
Author :
Publisher : DIANE Publishing
Page : 42 pages
File Size : 27,63 MB
Release : 2001
Category :
ISBN : 1428949372
Author :
Publisher : DIANE Publishing
Page : 42 pages
File Size : 27,63 MB
Release : 2001
Category :
ISBN : 1428949372
Author : United States. General Accounting Office
Publisher :
Page : 48 pages
File Size : 33,59 MB
Release : 2001
Category : Employer-sponsored health insurance
ISBN :
Author : United States Accounting Office
Publisher : Createspace Independent Publishing Platform
Page : 42 pages
File Size : 23,74 MB
Release : 2018-02-13
Category :
ISBN : 9781985282247
GAO-01-374 Retiree Health Benefits: Employer-Sponsored Benefits May Be Vulnerable to Further Erosion
Author : United States. General Accounting Office
Publisher :
Page : 38 pages
File Size : 19,88 MB
Release : 2001
Category : Employer-sponsored health insurance
ISBN :
Author :
Publisher :
Page : pages
File Size : 13,43 MB
Release : 2001
Category : Employer-sponsored health insurance
ISBN :
Author : United States. Congress. Senate. Special Committee on Aging
Publisher :
Page : 110 pages
File Size : 11,73 MB
Release : 2004
Category : Employer-sponsored health insurance
ISBN :
Author : Paul Fronstin
Publisher :
Page : pages
File Size : 28,45 MB
Release : 2015
Category :
ISBN :
The effects of retiree health insurance on the decision to retire have not been examined until recently. It is an area of increasing significance because of rising health care costs for retirees, the uncertain future of Medicare, and increased life expectancy. In general, studies suggest that individual retirement decisions are strongly responsive to the availability of retiree health insurance. Early retiree benefits and retirement behavior are also important because they may affect the Social Security Disability Insurance (DI) program. It is not apparent that if a person loses retiree health benefits, or if fewer people are eligible for retiree health benefits in general, claims for DI will increase. The potential 2-year loss of health benefits may be a deterrent to leaving the labor force and claiming DI, although persons who are unable to work would leave the labor force even without health benefits. In order to understand how the decline in retiree health benefits may affect enrollment in DI, analysts must at least incorporate the role of coverage under the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). That act provides many people with access to health insurance during the 2-year gap between eligibility for DI and Medicare. In fact, persons with sufficient means to retire early could use the income from Disability Insurance to buy COBRA coverage during the first 2 years of DI coverage. Determining the effect of the erosion of retiree health benefits on DI must account properly for the role of other factors that affect DI eligibility and participation. The financial incentives of Social Security, pension plans, retirement savings programs, health status, the availability of health insurance, and other factors influencing retirement decisions must be taken fully into account in order to isolate the precise effect of retiree health benefits.
Author : United States Accounting Office (GAO)
Publisher : Createspace Independent Publishing Platform
Page : 34 pages
File Size : 20,58 MB
Release : 2018-06-14
Category :
ISBN : 9781721118359
Retiree Health Insurance: Erosion in Retiree Health Benefits Offered by Large Employers
Author : United States. General Accounting Office
Publisher :
Page : 44 pages
File Size : 31,75 MB
Release : 1989
Category : Employee fringe benefits
ISBN :
Author : United States. Congress. Senate. Special Committee on Aging
Publisher :
Page : 108 pages
File Size : 45,72 MB
Release : 2004
Category : Employer-sponsored health insurance
ISBN :