Serendipity


Book Description

Many of the things discovered by accident are important in our everyday lives: Teflon, Velcro, nylon, x-rays, penicillin, safety glass, sugar substitutes, and polyethylene and other plastics. And we owe a debt to accident for some of our deepest scientific knowledge, including Newton's theory of gravitation, the Big Bang theory of Creation, and the discovery of DNA. Even the Rosetta Stone, the Dead Sea Scrolls, and the ruins of Pompeii came to light through chance. This book tells the fascinating stories of these and other discoveries and reveals how the inquisitive human mind turns accident into discovery. Written for the layman, yet scientifically accurate, this illuminating collection of anecdotes portrays invention and discovery as quintessentially human acts, due in part to curiosity, perserverance, and luck.




Serendipity


Book Description

In this collection of short stories, readers embark on an emotional journey, from chance encounters to gripping mysteries, heartwarming love stories to fiery revenge tales. Supernatural and philosophical elements add depth, sparking contemplation about existence and the human experience. Each story is distinct, with its voice and perspective. Some keep you guessing, while others offer profound insights into human nature. Complex, flawed characters grapple with life's challenges, love, and everything. Whether you seek philosophical musings, steamy romance, or spine-tingling mysteries, this collection offers something for everyone. Sit back, relax, and let these stories transport you to diverse worlds where serendipity, revenge, and the supernatural hold sway.




The Man on the Bridge


Book Description

A love story between men—without being, basically, a novel about gay issues; more about appreciating what you have while you have it, and ultimately learning what matters to you in life.




The Indebted Earl


Book Description

Can Captain Wyvern keep his new marriage of convenience all business--or will it turn into something more? Captain Charles Wyvern owes a great debt to the man who saved his life--especially since Major Richardson lost his own life in the process. The best way to honor that hero's dying wish is for Wyvern to escort the man's grieving fiance and mother safely to a new cottage home by the sea. But along the way, he learns of another obligation that has fallen on his shoulders: his uncle has died and the captain is now the Earl of Rothwell. When he and the ladies arrive at his new manor house in Devon, they discover an estate in need of a leader and a gaggle of girls, all wards of the former earl. War the new earl knows; young ladies and properties he does not. Still wishing to provide for the bereaved Lady Sophia Haverly, Charles proposes a marriage of convenience. Sophie is surprised to find she isn't opposed to the idea. It will help her care for her betrothed's elderly mother, and she's already fallen in love with the wayward girls on the Rothwell estate. This alliance is a chance to repay the captain who has done so much for her care, as well as divert her attention from her grief. When Wyvern returns to his sea commission, she'll stay behind to oversee his property and wards. It sounds so simple. Until the stalwart captain is arrested on suspicion of smuggling, and Sophie realizes how much he's come to mean to her. Now she'll have to learn to fight, not only for his freedom but also for his love.




Helping the Pieces Fit


Book Description




Credibility and Crisis Stress Testing


Book Description

Credibility is the bedrock of any crisis stress test. The use of stress tests to manage systemic risk was introduced by the U.S. authorities in 2009 in the form of the Supervisory Capital Assessment Program. Since then, supervisory authorities in other jurisdictions have also conducted similar exercises. In some of those cases, the design and implementation of certainelements of the framework have been criticized for their lack of credibility. This paper proposes a set of guidelines for constructing an effective crisis stress test. It combines financial markets impact studies of previous exercises with relevant case study information gleaned from those experiences to identify the key elements and to formulate their appropriate design. Pertinent concepts, issues and nuances particular to crisis stress testing are also discussed. The findings may be useful for country authorities seeking to include stress tests in their crisis management arsenal, as well as for the design of crisis programs.




House of Cards


Book Description

A blistering narrative account of the negligence and greed that pushed all of Wall Street into chaos and the country into a financial crisis. At the beginning of March 2008, the monetary fabric of Bear Stearns, one of the world’s oldest and largest investment banks, began unraveling. After ten days, the bank no longer existed, its assets sold under duress to rival JPMorgan Chase. The effects would be felt nationwide, as the country suddenly found itself in the grip of the worst financial mess since the Great Depression. William Cohan exposes the corporate arrogance, power struggles, and deadly combination of greed and inattention, which led to the collapse of not only Bear Stearns but the very foundations of Wall Street.




Inside the House of Money


Book Description

Inside the House of Money lifts the veil on the typically opaque world of hedge funds, offering a rare glimpse at how today's highest paid money managers approach their craft. Author Steven Drobny demystifies how these star traders make billions for well-heeled investors, revealing their theories, strategies and approaches to markets. Drobny, cofounder of Drobny Global Advisors, an international macroeconomic research and advisory firm, has tapped into his network and beyond in order assemble this collection of thirteen interviews with the industry's best minds. Along the way, you'll get an inside look at firsthand trading experiences through some of the major world financial crises of the last few decades. Whether Russian bonds, Pakistani stocks, Southeast Asian currencies or stakes in African brewing companies, no market or instrument is out of bounds for these elite global macro hedge fund managers. Highly accessible and filled with in-depth expert opinion, Inside the House of Money is a must-read for financial professionals and anyone else interested in understanding the complexities at stake in world financial markets. "The ruminations of supposedly hush-hush hedge fund operators are richly illuminating." --New York Times




Letting Go of Debt


Book Description

These daily meditations offer courage and hope for anyone suffering from chronic debt. Chronic debt takes a terrible toll on a life. Finances stagger, the spirit flags, family and friends feel the strain. For those who wake each day facing such a burden, this inspiring book of daily meditations offers respite, hope, and practical advice. Simple and positive, each day's message helps put seemingly unmanageable debt in the proper perspective-and reminds us of our deepest debt to ourselves: to take heart and find strength in the daily struggle. Written by the former wife of a compulsive gambler, these meditations hold a universal message of hope for anyone seeking the courage to live wisely with trying circumstances-one day at a time.




Serendipity (Only In Gooding Book #5)


Book Description

Todd Valmer should have known better. A farmer who's been through several disasters, he travels to Virginia to fetch his widowed mother to cook and help him around his Texas farm...or that was the plan until she keels over on the train and they get kicked off. Maggie Rose barters for a living and also makes soaps, lotions, and perfumes with a special rose recipe passed down from mother to daughter for generations. She hasn't wanted to marry...until that handsome Texan shows up. Her heart skips a beat, and when he proposes, a hasty marriage follows. What ensues, however, is a clash of culture and a battle of wills--and it's clear they both mistook instant attraction and infatuation for love. As their marriage loses its sparkle and fills with disillusionment, Todd and Maggie must determine what is worth fighting for. He dreams of a farm. Maggie wants to fulfill the family tradition with her rose perfumes. Todd's mother, however, has entirely different plans for her son that do not include Maggie. In light of their hasty marriage and mistaken dreams, is there any hope of recapturing their love and building a future together?