Smart Women Protect Their Assets


Book Description

&l> --Liz Pulliam Weston, “the most-read personal finance columnist on the Internet” (Nielsen/NetRatings); author of Easy Money, Your Credit Score, and Deal with Your Debt “Thanks to Wynne Whitman’s great advice, I’ve learned everything I need to know to ensure my stellar Grey Goose collection goes to the right person. But more importantly, I now know what I need to do to protect my assets as well as Chuy’s.” --Chelsea Handler, best-selling author of Are You There, Vodka? It’s Me, Chelsea and My Horizontal Life; host of Chelsea Lately on E! Entertainment Television “I’ve worked hard all my life to support my family and was wondering what the future held for them when a friend sent me this book. WHAT SHOULD I DO? Here are the answers. Very clear with tons of information, especially about wills and how to help the family in the future.” --Sally Jessy Raphael, Emmy Award-winning talk show host “This book is a must read for smart women (and men). The author’s humorous writing style gets you up to speed painlessly on estate planning essentials--so your children have guardians, so you avoid taxes, and so your money and other assets go to the right people. Don’t have a will, trust, living will, or durable powers of attorney? Get them, immediately after reading this book.” --Greg Karp, syndicated personal finance journalist and author of Living Rich by Spending Smart Too many women still haven’t taken control of what will happen to their wealth and their assets. If you don’t plan, the government will decide who’ll act for you when you’re sick...who’ll manage your estate when you die...who’ll get everything you’ve worked for. Everyone needs to plan, but women face unique issues that are often ignored in “typical” discussions of estate planning. Smart Women Protect Their Assets offers the specific guidance women need to safeguard their futures and control where their assets will go. Leading estate planner Wynne A. Whitman offers smart, up-to-date, and easy-to-use advice for the scenarios millions of women will face. You’ll discover how to protect children of a previous marriage...give gifts the right way...do the easy planning that may save you nearly a million dollars...get the Living Will and Power of Attorney you simply must have...and a whole lot more. Written by a woman for women, this is a quick, focused, engaging, and practical book packed with simple checklists and “what-to-do-next” advice: information every woman can act on, right now. Are you risking everything? What you could lose if you don’t start planning now How to choose the right estate planning instruments for your situation Wills, trusts, and “fancier” options: Which are right for you and those you care about? What if you get sick and can’t act for yourself? Make sure the right person is there to make the right decisions How to provide peace of mind to your loved ones Get organized and tell your loved ones exactly what you want How to discuss life’s toughest topics Bringing it up with your husband, partner, or significant other




Smart Women Love Money


Book Description

YOU ARE A SMART WOMAN, BUT DO YOU STILL: —Feel you’re too busy to invest your money? —Rely on someone else to deal? —Get bored by financial talk? —Think that investing is something only men do? —Worry you’re not smart enough? THINK AGAIN. Women have made strides in so many areas and yet we still have a blind spot when it comes to managing our money. Why? A myriad of factors cause women to earn less than men over a lifetime, making it all the more imperative that we make the money we do have work for us as much as possible. And here’s a reality check: as many as nine out of ten of us will have to manage our finances and those of our family at some point in our lives. And a lot of us think that means keeping our money “safe” in savings accounts, and not investing it. But not doing so has an opportunity cost that will lead to opportunities lost—the ability to pay for a college education, own a home, change careers to pursue a dream, or retire. Alice Finn wants to change how you think about your money, no matter how much or little you have. In Smart Women Love Money, Finn paves the way forward by showing you that the power of investing is the last frontier of feminism. Drawing on more than twenty years of experience as a successful wealth management adviser, Finn shares five simple and proven strategies for a woman at any stage of her life, whether starting a career, home raising children, or heading up a major corporation. Finn’s Five Life-changing Rules of Investing will secure your financial future: 1. Invest in Stocks for the Long Run: Get the magic of compounding working for you, starting now. 2. Allocate your Assets: Strategize your investing to get the most of your returns. 3. Implement with Index Funds: Take advantage of “passive” investing with simple, low-cost, and diverse funds. 4. Rebalance Regularly: Sell high and buy low without much effort, to keep you on track toward your goals. 5. Keep Your Fees Low: Uncover hidden fees so you don’t lose half of your wealth to Wall Street. Finn will also provide the tools you need to achieve long-term success no matter what the markets are doing or what the headlines say. So even in the face of uncertainty— such as the possible dumping of the fiduciary rule (requiring financial advisers to act in their client’s best interests) by the Trump administration—Smart Women Love Money will help you protect yourself and all of your assets for your future. Whether you have $10, $10,000, or more, it’s time to get smart about your money.




The Smart Woman's Guide to Property Law


Book Description

The income gap between women and men has gotten lots of attention in the last few decades: today women earn seventy-nine cents for every dollar men earn. But fewer people are aware of the much more serious wealth gap: for every dollar in wealth men own, women own thirty-two cents. Thirty-two cents! Wealth matters. Wealth is what gives us a financial safety net when we lose our jobs, break up a relationship or divorce, we or our dependents become sick, or when we are hit by some other financial crisis. It enables us to build security, to give our children a future, and to retire. It is passed from generation to generation, allowing wealthy families to stay wealthy over time. Wealth can generate income, whether through investments in the financial markets, or real estate, or through funding a startup business, and more. Significant wealth even allows us to influence our world by allowing us to contribute to political campaigns and policy initiatives. For these reasons, wealth is a better indicator of financial status than income: it reveals who is secure and influential and who is not. By treating women and men equally without recognizing the gross social and economic advantages that differentiate us, the law perpetuates the wealth gap. Here, Carla Spivack takes readers through a tour of a woman’s life stages and the property laws that may apply and hinder their financial independence. From living together to marriage, from divorce to inheritance, the circumstances invite unfair treatment that leaves women out in the cold. Understanding how to protect your assets, fight for what is fair, and increase financial security is increasingly important as the wage gap continues to flourish. Readers will learn about the laws that work against them and how to protect themselves regardless of their relationship status. For all women of all ages, here is your guide to keeping your wealth not matter how your relationship fares.




Smart Women Finish Rich, Expanded and Updated


Book Description

THE MILLION-COPY NEW YORK TIMES, BUSINESS WEEK, WALL STREET JOURNAL AND USA TODAY BESTSELLER IS BACK - COMPLETELY UPDATED! With over ONE MILLION copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women. Whether you are just getting started in your investment life, looking to manage your money yourself, or work closely with a financial advisor, this book is your proven roadmap to the life you want and deserve. With Smart Women Finish Rich, you will feel like you are being coached personally by one of America's favorite and most trusted financial experts. The Smart Women Finish Rich program has helped millions of women for over twenty years gain confidence, clarity and control over their financial well-being--it has been passed from generations to generation -- and it now can help you.




Smart Girls Marry Money


Book Description

This irreverent manifesto sparked both conversation and controversy when it made its debut as a hardcover in 2009. From essays in The Wall Street Journal to debates in the blogosphere, women weighed in on the book's provocative message, which ultimately challenges the ideals and assumptions we've blindly accepted about love and marriage. Smart Girls Marry Money is a hard-hitting indictment on society (peppered with plenty of wry observations) that empowers women with a new way to take control of their economic and romantic lives. Now in a paperback edition, there will be more ''smart Girls'' who will join in on the heated debate on how we can make healthier (and wealthier!) marriages.




Why Smart Women Make Bad Decisions


Book Description

This is a laugh out loud, narrative-driven self-help book. Think Bridget Jones gets a critical makeover.In Why Smart Women Make Bad Decisions, our protagonist Kat is learning that the philosophy of &‘Believe-in-yourself-and Magic-will-happen' will not deliver her a better life. Her story, which recounts her hapless attempts to navigate scenarios disturbingly familiar to many readers, is presented with a companion account of the cognitive quirks that drive her faulty thinking and behaviour. This is neuroscience explained through the lens of a modern comedy; the buggy brain stripped bare in a laugh out loud take down of magical thinking and the goofy, delusional self-actualisation movement. Kat discovers that the simplistic advice to honour your intuition is not all it's cracked up to be. Despite practising Gratitude and Acceptance, she is still failing to lose the 5lbs that preoccupy her. Despite her Positive Thinking, her performance review leaves her limp with despair, and despite her assiduous application to making affirmations, her philandering Hipster Boyfriend leaves her (taking with him the remote control).In the companion explanation to each chapter, author Annie McCubbin explains to readers what drives people to behave in blindly optimistic and self-destructive ways. If only they could apply the critical thinking that our narrator suggests, smart women would indeed stop making bad decisions.It becomes clear to Kat, and in turn the reader, that positive thinking, meditation and magical thinking will not turn her life around. Instead, women should apply the narrator's advice and change the inherent cognitive flaws that run, and often ruin, their lives.




The SMART Marketing Workbook


Book Description

Companion to ""SMART Marketing - 7 Easy Steps to More Sales,"" this workbook sets out in workshop form, the seven steps of SMART Marketing. 1 Identify your REAL product 2 Identify your REAL customer 3 Match your market's requirements with your resources 4 Your selling price as a marketing factor 5 Identify your marketing activities most appropriate to your target market 6 Develop your action plan or campaign 7 Finalise, implement and monitor. This workbook provides worksheets for each exercise where you brainstorm and ""fill in the blanks."" These worksheets gather information, then uses this information to focus in on what really matters - the most bang for your marketing spend. At the end of the workshops, the worksheets can be compiled into your Marketing Plan and implemented. Clear instructions are provided at each step of the way as if you had a marketing consultant right beside you at every step.




SMART Marketing


Book Description

Seven easy to follow steps for any small business to create a focused Marketing Plan. In this book, the owners of a small business are led through the SMART Marketing 7 step process to Identify their REAL product, Identify their REAL market, Match their market's requirements with their resources, use their selling price as a factor in marketing, identify their targeted marketing activities, develop their campaign plan along with clear messages, and then implement and monitor results. Over all, their information gathering, decision making and planning are measured against the SMART model to make sure that everything is relevant and achievable. Any business can use these principles, and within 4 to 6 weeks, arrive at a marketing plan that is highly focused towards giving your ideal customers exactly what they want from your products.




The Smart Money Woman


Book Description

Meet Zuri. She’s living a fabulous life. Great car, gorgeous apartment, well paid job. Meet Zuri. Broken down car, an apartment she cant afford, a job she’s about to lose. What’s a broke girl to do? With each chapter of The Smart Money Woman comes a Smart Money Lesson, there to help you work your way up the financial ladder.




Why Smart Men Marry Smart Women


Book Description

For years, it's been "common knowledge" that once a woman hits thirty, her chances of finding a husband diminish to the point of despair. That men are intimidated by a woman's career success, preferring docile helpmates to ambitious achievers. That women are biologically driven to seek a strong provider. That the higher a woman's IQ, the less likely she is to marry, let alone have babies...leaving single, successful women to ask themselves: Are men intimidated by smart women? In Why Smart Men Marry Smart Women, Christine B. Whelan shatters the myth that high-achieving women are at a disadvantage in the marriage market. There's good news for the millions of American SWANS (Strong Women Achievers, No Spouse): that today's smart, successful women marry at the same rates as all other women -- and that more income and education may in fact increase a woman's chances of marriage. What's more, as Dr. Whelan shows through newly released U.S. Census data, a large-scale Harris Interactive survey commissioned especially for this book, plus extended interviews conducted in cities nationwide, this profound demographic shift shows every sign of progressing. That means that the "success penalty" that has endured for generations is, as soon as 2010, destined for the history books. Accomplished daughters, sisters, and friends (not to mention their mothers) can finally stop worrying that the twin pinnacles of personal and professional happiness are inherently unattainable. In fact, smart men do marry SWANS. Ninety percent of high-achieving men surveyed want a woman who is as intelligent or more intelligent than they are. And two-thirds of men said they believed smart women make better mothers. Pairing cutting-edge research with sound advice, Dr. Whelan brings to mind what smart women everywhere have long known in their hearts: that the goal is not just to get married, but to have a good marriage, and to lead a fulfilled life.