Author : Sam N. Basu
Publisher : John Wiley & Sons
Page : 266 pages
File Size : 49,58 MB
Release : 1995-10-13
Category : Business & Economics
ISBN : 9780471583431
This guide presents bankers with solutions to the problems surrounding credit analysis, credit management, loan workouts and loan structuring. The authors present a picture of the difficulties of maintaining an effective banking credit management policy in
Author : G. S POPLI
Publisher : PHI Learning Pvt. Ltd.
Page : 322 pages
File Size : 13,21 MB
Release : 2013-01-23
Category : Business & Economics
ISBN : 8120347048
Credit management has always been one of the principal sources of income for commercial banks. Therefore, strategic credit management is vital to cash flow as it helps in minimizing the likelihood of bad debts. The present text, supported with flow diagrams, data and bank formats, wherever necessary, explains the legal requirements for disbursements and controlling of different types of credit. It also guides readers on step-by-step procedures of bank credit to enable them to form a clear understanding. Besides dealing with the theory and conceptual terms, the book incorporates the latest developments in the field of bank credit. It imparts knowledge of appraisal system of credit applications/proposals and their post-sanction monitoring, credit policy, types of loans and advance facilities granted by banks in India, and analysis of borrowers with particular reference to their legal capacity. It helps in developing skills for identifying, measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to real estate financing and includes separate chapters devoted to agriculture finance, lending to small-, medium- and large-scale industry, and import and export financing. The book is aimed at postgraduate students of management and commerce. The text will also be of great value to practising credit managers, finance managers and accountants.
Author : John E. McKinley
Publisher : Risk Management Assoc
Page : 112 pages
File Size : 31,99 MB
Release : 1994
Category : Bank loans
ISBN : 9780936742984
Author : Richard M. V. Bass
Publisher : Nelson Thornes
Page : 308 pages
File Size : 39,75 MB
Release : 1991
Category : Business & Economics
ISBN : 9780748713745
The difference between success and failure for many companies is the reliability of their cash-flow. Since the first edition of this book, credit managers have seen many changes affecting their profession - new insolvency and company law legislation, changes in the operations of ECGD and other credit insurers, and better access to credit data through the spread of information technology. The book's emphasis is on credit management as a positive force, making a real contribution to profits. Intended for practising credit managers, credit controllers and their staffs, and for students, the book should also be of value to finance directors and accountants.
Author : Jochen Felsenheimer
Publisher : John Wiley & Sons
Page : 581 pages
File Size : 23,73 MB
Release : 2006-03-10
Category : Business & Economics
ISBN : 3527501983
The introduction of the euro in 1999 marked the starting point of the development of a very liquid and heterogeneous EUR credit market, which exceeds EUR 350bn with respect to outstanding corporate bonds. As a result, credit risk trading and credit portfolio management gained significantly in importance. The book shows how to optimize, manage, and hedge liquid credit portfolios, i.e. applying innovative derivative instruments. Against the background of the highly complex structure of credit derivatives, the book points out how to implement portfolio optimization concepts using credit-relevant parameters, and basic Markowitz or more sophisticated modified approaches (e.g., Conditional Value at Risk, Omega optimization) to fulfill the special needs of an active credit portfolio management on a single-name and on a portfolio basis (taking default correlation within a credit risk model framework into account). This includes appropriate strategies to analyze the impact from credit-relevant newsflow (macro- and micro-fundamental news, rating actions, etc.). As credits resemble equity-linked instruments, we also highlight how to implement debt-equity strategies, which are based on a modified Merton approach. The book is obligatory for credit portfolio managers of funds and insurance companies, as well as bank-book managers, credit traders in investment banks, cross-asset players in hedge funds, and risk controllers.
Author : Carina Van Zijl
Publisher :
Page : 206 pages
File Size : 12,38 MB
Release : 2004
Category : Business enterprises
ISBN :
Author : Ron Wells
Publisher : John Wiley & Sons
Page : 178 pages
File Size : 44,70 MB
Release : 2004-04-21
Category : Business & Economics
ISBN : 0470092815
In many companies credit management is a passive and reactive discipline. This results in significant receivables assets weighing heavily on balance sheets, dragging down cash flow and inhibiting growth. The power of credit is shackled, muted. Release the power and passion of credit management in your company. Proactively squeeze every morsel of value out of receivables and simultaneously, protect your company from the bad debt danger that lurks in the value chain. Harness the power of credit to effectively manage your company's receivables. Immediately make a positive difference in your company, and use this book as a resource for years to come. Reading Global Credit Management will help you wake the sleeping giant on your balance sheet make receivables earn their keep, just like every other asset. wrest control of credit from bureaucratic processes, grab it by the throat and wring out every drop of value. And last but by no means least, boost the value of your company. "...one of the most intelligent and refreshing exposés of the present and future role of international credit management that I have read in a long time. Global Credit Management represents a very welcome and innovative addition to the small library of quality publications available on international credit and risk management." —Tim Lane, Director of European Operations, Finance, Credit and International Business (FCIB)
Author : Michael Hünseler
Publisher : Springer
Page : 473 pages
File Size : 31,40 MB
Release : 2013-07-30
Category : Business & Economics
ISBN : 0230391508
Credit Portfolio Management is a topical text on approaches to the active management of credit risks. The book is a valuable, up to date guide for portfolio management practitioners. Its content comprises of three main parts: The framework for managing credit risks, Active Credit Portfolio Management in practice and Hedging techniques and toolkits.
Author : Kristopher McGee
Publisher : Kristopher McGee
Page : 150 pages
File Size : 20,85 MB
Release : 2023-06-01
Category : Business & Economics
ISBN :
"The Business Credit Playbook: Proven Techniques for Mastering Business Credit" is a comprehensive guide that unlocks the secrets to building and leveraging business credit successfully. Whether you're a small business owner, entrepreneur, or aspiring business professional, this book equips you with the knowledge and strategies needed to establish and maximize your business credit profile. In today's competitive market, having strong business credit is essential for obtaining financing, securing favorable terms with suppliers, and expanding your business. Authoritative and insightful, this playbook demystifies the world of business credit, providing you with a step-by-step roadmap to navigate its complexities. Inside, you'll discover a wealth of invaluable information, including: Understanding the fundamentals: Learn the core concepts of business credit, including how it differs from personal credit and the key factors that impact your business credit score. Establishing a strong foundation: Discover proven techniques for setting up your business credit profile, choosing the right legal structure, and organizing your financials to optimize creditworthiness. Building creditworthiness: Dive into effective strategies for building a positive credit history, managing your accounts, and developing relationships with lenders and vendors that can support your credit goals. Mastering credit applications: Uncover insider tips on how to craft compelling credit applications that maximize your chances of approval and secure favorable credit terms. Optimizing credit utilization: Learn how to manage your credit utilization ratio, balance transfers, and debt repayment to maintain a healthy credit profile and boost your borrowing power. Leveraging business credit: Discover innovative ways to leverage your business credit to access financing, secure trade credit, negotiate better terms with suppliers, and propel your business growth. Navigating challenges: Gain valuable insights on how to overcome common obstacles and challenges associated with business credit, such as credit denials, credit reporting errors, and credit fraud. Written in a clear and accessible style, "The Business Credit Playbook" provides practical guidance, real-life examples, and expert advice to empower you on your journey to mastering business credit. With this book as your guide, you'll gain the confidence and knowledge needed to establish a solid credit foundation, unlock financing opportunities, and position your business for long-term success. Whether you're a seasoned entrepreneur or just starting out, "The Business Credit Playbook" is an essential resource that will transform your understanding of business credit and help you leverage it to achieve your financial and business goals. Get ready to take control of your business credit destiny and unleash the true potential of your enterprise!
Author : Gerardus Blokdyk
Publisher : 5starcooks
Page : 286 pages
File Size : 29,37 MB
Release : 2018-09-14
Category :
ISBN : 9780655408437
What are the disruptive Credit Management technologies that enable our organization to radically change our business processes? When a Credit Management manager recognizes a problem, what options are available? Are improvement team members fully trained on Credit Management? What tools do you use once you have decided on a Credit Management strategy and more importantly how do you choose? What key business process output measure(s) does Credit Management leverage and how? This breakthrough Credit Management self-assessment will make you the reliable Credit Management domain authority by revealing just what you need to know to be fluent and ready for any Credit Management challenge. How do I reduce the effort in the Credit Management work to be done to get problems solved? How can I ensure that plans of action include every Credit Management task and that every Credit Management outcome is in place? How will I save time investigating strategic and tactical options and ensuring Credit Management costs are low? How can I deliver tailored Credit Management advice instantly with structured going-forward plans? There's no better guide through these mind-expanding questions than acclaimed best-selling author Gerard Blokdyk. Blokdyk ensures all Credit Management essentials are covered, from every angle: the Credit Management self-assessment shows succinctly and clearly that what needs to be clarified to organize the required activities and processes so that Credit Management outcomes are achieved. Contains extensive criteria grounded in past and current successful projects and activities by experienced Credit Management practitioners. Their mastery, combined with the easy elegance of the self-assessment, provides its superior value to you in knowing how to ensure the outcome of any efforts in Credit Management are maximized with professional results. Your purchase includes access details to the Credit Management self-assessment dashboard download which gives you your dynamically prioritized projects-ready tool and shows you exactly what to do next. Your exclusive instant access details can be found in your book. You will receive the following contents with New and Updated specific criteria: - The latest quick edition of the book in PDF - The latest complete edition of the book in PDF, which criteria correspond to the criteria in... - The Self-Assessment Excel Dashboard, and... - Example pre-filled Self-Assessment Excel Dashboard to get familiar with results generation ...plus an extra, special, resource that helps you with project managing. INCLUDES LIFETIME SELF ASSESSMENT UPDATES Every self assessment comes with Lifetime Updates and Lifetime Free Updated Books. Lifetime Updates is an industry-first feature which allows you to receive verified self assessment updates, ensuring you always have the most accurate information at your fingertips.
