Adjuster Stories


Book Description

Insurance adjusters meet clients on the worst days of their lives, and they must be diplomatic, tactful, and ethical. The job is not only about returning phone calls and doing paperwork. Whether the case involves cargo damage, residential and business property damage, fire, fraud, burglary, or arson, it's the job of the adjuster to get to the bottom of things. Author Jonathan L. Scott has spent more than thirty years as an adjuster. In a series of short stories, loosely based on actual insurance claims, he recalls navigating the human dimension of balancing a client's circumstances with policy requirements and the law-and it's never easy. All adjusters investigate, evaluate, and settle claims, but the best ones are worth their weight in gold several times over. The bad ones, however, can cause huge problems for the public and their employers. If you've ever been curious about the work of an insurance adjuster, read on and find out how each claim becomes its own little adventure.




Insurance Claims Adjuster


Book Description

Among the stories from the Saturday Evening Post you may have missed that you will find here: "Going South s for the Birds" "Hair Today--Gone Tomorrow" "There's No Time Like Snow Time" "My Duels with Tools" "Me and Other Dumb Animals" "Anyone for Peanut Soup?" "And, of Course" "Eating Jell-O with Chopsticks" Among the stories that have yet to appear in the Post, for whatever reason (too classical, comes to mind): "Munch Ado" "Cashing in on Wall Street" "What Price Sunshine" "Blue Genes" "Glue and I" "The Marriage-Go-Round" "The Meek Shall Inherit the Earth?" "--.Don't Make Me Laugh" In truth, of course, I hope they do make you laugh. Perhaps, out loud at times. But at least snickering all the way.




The Art of Property Claims Adjusting: Techniques on How to be a Great Adjuster


Book Description

His common sense approach to sharing techniques on how to make you a great adjuster and providing easy to apply techniques is not seen in most books. After reading this book you will find yourself with many techniques on how to be efficient at what you do, producing great claim files while amazing your customers. His promise to just give key facts will allow anyone to use this book as a reference for years to come. What a refreshing presentation that is geared to truly helping adjusters be great, without having to sift through needless information. Danny lays out a tried and true formula for becoming a great, well rounded adjuster with a fantastic approach to adjusting claims. And Danny does it all in an excellent way that will stay with you long after you finish his book. I highly recommend that all adjusters, from the newest adjuster just entering the property insurance industry to the most experienced adjusters at the tail end of their career, take the time to read and study this outstanding book.




The Insurance Adjuster's Essential Guide for Handling Texas Claims


Book Description

What insurance adjusters need to know about handling Texas insurance claims. Texas has very specific laws regarding how insurance carriers should be handling claims. Failure to follow these requirements may lead the insurance carrier into owing penalties in addition to the original value of the claim. Mark Courtois applies his 25 year insurance defense background to give adjusters what they need to know to handle Texas insurance claims correctly. Topics covered in this Guide include: the Prompt Payment of Claims Act, bad faith, unfair settlement practices, subrogation, policy limits demands, and the Texas Deceptive Trade Practices Act. Special worksheets are provided to assist adjusters in responding timely to the time deadlines of first party claims, the time deadlines of responding to an insurance code or deceptive trade practices demand, and a policy limits demands. No adjuster handling Texas claims should be without this Guide.




Break into the Insurance Adjusting Profession Now


Book Description

Have you thought about jumping into the insurance claims —but don’t know where to start? Break Into the Insurance Adjusting Profession NOW is the book for you. Based on a lifetime of experience, each chapter is filled with knowledge and tips—while providing you an in-depth look at what it takes to become successful. Break Into the Insurance Adjusting Profession arms you with the necessary tools to discover your full potential in this competitive career. Whether it is creating your own unique path, or discovering how to get paid what you’re worth, by using the knowledge inside you will not only find the career of your dreams, but also develop financial freedom in the process. The book is geared for anyone who has ever wanted to pursue a career in insurance adjusting, or anyone who is simply curious about the profession. You will find out exactly what it takes to succeed—and why this could be the perfect career for you. Filed with screenshots and proven techniques to help you get started the right way, this is the revolutionary blueprint to help you succeed in the insurance adjusting business.




Claims Adjuster Exam Secrets Study Guide


Book Description

***Includes Practice Test Questions*** Claims Adjuster Exam Secrets helps you ace the Claims Adjuster Exam, without weeks and months of endless studying. Our comprehensive Claims Adjuster Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Claims Adjuster Exam Secrets includes: The 5 Secret Keys to Claims Adjuster Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: General Insurance, Policy Provisions, Personal Insurance Coverage, Homeowner Policy, Miscellaneous Policy, Personal Auto Policy, Commercial Automobile Insurance, Insurance Regulations, Types of Licenses, Process to Obtain License, Producer Misconduct, State and Federal Regulations, Producer Regulations, Federal Regulations, Insurance Companies, Market System Used by Insurance Companies, Legal Responsibilities of a Producer, Commercial Package Policy, Commercial Property, Additional Loss Condition/Coinsurance, Commercial General Liability, Personal and Advertising Injury Liability Coverage B, Medical Payment Coverage C, Crime and Fidelity Coverage, Marine, Inland Marine and Aviation Insurance, Boiler and Machinery, Purposes, Workers' Compensation, Description, Exclusive Remedy, Occupational Disease, Second Injury Fund, Federal Workers' Compensation Law, Employment Insurance Policy, Workers' Compensation, Premium Computation, Self Insured, Other Coverages and Options, National Flood Insurance Program, Umbrella Policy, Speciality Liability Insurance, Surplus Lines, Surety Bonds, Other Policies, and much more...




The Compact Book of Adjusting Property Claims -- Second Edition: A Primer for the First Party Property Claims Adjuster.


Book Description

An "adjuster" or "insurance adjuster" is by statutory definition, a person, co-partnership or corporation who undertakes to ascertain and report the actual loss to the subject-matter of insurance due to the hazard insured against. Insurance companies create, by issuing an insurance policy, a contractual obligation to pay its insureds' valid claim. To do so insurers understand that the person insured is not able to prove the cause and extent of loss without assistance. Therefore, insurers dispatch a person with special knowledge - the adjuster - to separate fact from fiction, to establish cause and origin of the claimed loss, and determine sufficient information to enable the insurance company determine the amounts necessary to indemnify the insured as the policy promised. The adjuster is also present to distinguish the valid claim from a claim for which the insurance company is not liable under its policy. The insurance adjuster is not mentioned in a policy of insurance. The obligation to investigate and prove a claim falls on the insured. Standard first party property insurance policies, based upon the New York Standard Fire Insurance policy, contain conditions that require the insured to, within sixty days of the loss, submit a sworn proof of loss to prove to the insurer the facts and amount of loss. The policy allows the insurer to then, and only then, respond to the insured's proof of loss. The insurer can then either accept or reject the proof submitted by the insured.










Efficient Adjuster Daily Planner


Book Description

Efficient Adjuster Daily Planner: A Claim Management Tool is a workbook for adjusters in the field or in the office. This book helps adjusters manage claims in an organized way to reference active claims easily. The claims handling process can be overwhelming. This workbook helps destress an already stressful workflow. Adjusters can keep all relevant information in one place organized, so now all the focus can be on the insured's needs. Keep track of claims numbers Keep track of the insured's name Create an action plan for each claim Manage your time efficiently Notes all in one place Handle claims better and more efficiently without the paperwork stress of poor file management. This workbook is another tool adjusters need to handle claims successfully. Handling claims can be stressful. The pace is fast and demanding. Stand out as an effective, organized adjuster with a workbook that keeps all your relevant claims-specific information together for quick reference. Need to reference a past claim you have worked on? No problem with your workbook; you can quickly look back on your notes to gather the relevant information. With over 100 pages of note gathering slots, you will be ahead of the conversation with adequate notes.