Money Mayday


Book Description

For Dana S. Branham, pursuing a career as a Financial Advisor has been a mission to help her clients and her community overcome the challenges that persist regarding money management. An educator at-heart, she has spent several years working to help clients create lasting legacies of wealth that would change their families' financial futures for generations to come. While advising others toward success, ironically, Dana was still facing many challenges of her own. Experiencing the vacillating scale of struggle and success, lack and abundance, preservation and progression, she has learned numerous lessons that are shared in Money Mayday. Calling on her faith and basic principles from the Holy Bible, her mission is to help you clean up - once and for all - the mess that you have created with your money!The stories shared in Money Mayday will surprise you but are also designed to inspire you. One of Dana's favorite quotes is by Dr. Maya Angelou who advised, "When you know better, you do better." After reading Money Mayday, you will certainly know better, so #noexcuses, you MUST do better!




Don't Mess with My Money


Book Description

Includes material on home ownership, debt, investments, car purchasing, insurance, retirement, and estate planning.




The Role of Telehealth in an Evolving Health Care Environment


Book Description

In 1996, the Institute of Medicine (IOM) released its report Telemedicine: A Guide to Assessing Telecommunications for Health Care. In that report, the IOM Committee on Evaluating Clinical Applications of Telemedicine found telemedicine is similar in most respects to other technologies for which better evidence of effectiveness is also being demanded. Telemedicine, however, has some special characteristics-shared with information technologies generally-that warrant particular notice from evaluators and decision makers. Since that time, attention to telehealth has continued to grow in both the public and private sectors. Peer-reviewed journals and professional societies are devoted to telehealth, the federal government provides grant funding to promote the use of telehealth, and the private technology industry continues to develop new applications for telehealth. However, barriers remain to the use of telehealth modalities, including issues related to reimbursement, licensure, workforce, and costs. Also, some areas of telehealth have developed a stronger evidence base than others. The Health Resources and Service Administration (HRSA) sponsored the IOM in holding a workshop in Washington, DC, on August 8-9 2012, to examine how the use of telehealth technology can fit into the U.S. health care system. HRSA asked the IOM to focus on the potential for telehealth to serve geographically isolated individuals and extend the reach of scarce resources while also emphasizing the quality and value in the delivery of health care services. This workshop summary discusses the evolution of telehealth since 1996, including the increasing role of the private sector, policies that have promoted or delayed the use of telehealth, and consumer acceptance of telehealth. The Role of Telehealth in an Evolving Health Care Environment: Workshop Summary discusses the current evidence base for telehealth, including available data and gaps in data; discuss how technological developments, including mobile telehealth, electronic intensive care units, remote monitoring, social networking, and wearable devices, in conjunction with the push for electronic health records, is changing the delivery of health care in rural and urban environments. This report also summarizes actions that the U.S. Department of Health and Human Services (HHS) can undertake to further the use of telehealth to improve health care outcomes while controlling costs in the current health care environment.




Bad Money


Book Description

Over the last decade, Indian banks in general and the government-owned public sector ones in particular have gradually got themselves into a big mess. Their bad loans, or loans which haven't been repaid for ninety days or more, crossed Rs 10 lakh crore as of 31 March 2018. To put it in perspective, this figure is approximately seven times the value of farm loan waivers given by all state governments in India put together. And this became the bad money of the Indian financial system. Why were the corporates unable to return these loans? Was it because they had no intention of doing so?Who were the biggest defaulters of them all? Are Vijay Mallya and Nirav Modi just the tip of the iceberg?How much money has the government spent trying to rescue these banks?How are the private sector banks gradually taking over Indian banking?Is your money in public sector banks safe?How are you paying for this in different ways?And what are the solutions to deal with this? In Bad Money, Vivek Kaul answers these and many more questions, peeling layer after layer of the NPA (non-performing assets) problem. He goes back to the history of Indian banking, providing a long, deep and hard look at the overall Indian economy. The result is a gripping financial thriller that is a must for understanding a crisis that threatens our banking system and economy.




Another Fine Mess


Book Description

Is the West to blame for the agony of Uganda and its neighbors? In this powerful account of Ugandan dictator Yoweri Museveni's 30 year reign, Helen Epstein chronicles how Western leaders' single-minded focus on the War on Terror and their naïve dealings with strongmen are at the root of much of the turmoil in eastern and central Africa. Museveni's involvement in the conflicts in Sudan, South Sudan, Rwanda, Congo, and Somalia has earned him substantial amounts of military and development assistance, as well as near-total impunity. It has also short-circuited the power the people of this region might otherwise have over their destiny. Epstein set out for Uganda more than 20 years ago to work as a public health consultant on an AIDS project. Since then, the roughly $20 billion worth of foreign aid poured into the country by donors has done little to improve the well-being of the Ugandan people, whose rates of illiteracy, mortality, and poverty surpass those of many neighboring countries. Money meant to pay for health care, education, and other public services has instead been used by Museveni to shore up his power through patronage, brutality, and terror. Another Fine Mess is a devastating indictment of the West's Africa policy and an authoritative history of the crises that have ravaged Uganda and its neighbors since the end of the Cold War. "A stunning new book of reportage and analysis." --Pankaj Mishra, Bloomberg




Overtreated


Book Description

Our health care is staggeringly expensive, yet one in six Americans has no health insurance. We have some of the most skilled physicians in the world, yet one hundred thousand patients die each year from medical errors. In this gripping, eye-opening book, award-winning journalist Shannon Brownlee takes readers inside the hospital to dismantle some of our most venerated myths about American medicine. Brownlee dissects what she calls "the medical-industrial complex" and lays bare the backward economic incentives embedded in our system, revealing a stunning portrait of the care we now receive. Nevertheless, Overtreated ultimately conveys a message of hope by reframing the debate over health care reform. It offers a way to control costs and cover the uninsured, while simultaneously improving the quality of American medicine. Shannon Brownlee's humane, intelligent, and penetrating analysis empowers readers to avoid the perils of overtreatment, as well as pointing the way to better health care for everyone.




Never Pay the First Bill


Book Description

From award-winning ProPublica reporter Marshall Allen, a primer for anyone who wants to fight the predatory health care system--and win. Every year, millions of Americans are overcharged and underserved while the health care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. At least, this is what the health care power players want you to think. Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair, and shows how you can, too. He reveals the industry's pressure points and how companies and individuals have fought overbilling, price gouging, insurance denials, and more to get the care they deserve. Laying out a practical plan for protecting yourself against the system's predatory practices, Allen offers the inspiration you need and tried-and-true strategies such as: Analyze and contest your medical bills, so you don't pay more than you should Obtain the billing codes for a procedure in advance Write in an appropriate treatment clause before signing financial documents Get your way by suing in small claims court Few politicians and CEOs have been willing to stand up to the medical industry. It is up to the American people to equip ourselves to fight back for the sake of our families--and everyone else.




Stop Counting Calories and Start Losing Weight


Book Description

Let me guess... You've tried every diet under the sun. You've lost weight and put it back on. The more you diet, the more you crave food. You have almost given up hope of being and staying slim. You need to Stop Counting Calories & Start Losing Weight! Stop Counting Calories & Start Losing Weight is the definitive guide to The Harcombe Diet. This book covers each of the three phases of The Harcombe Diet in detail, with meal plans for each phase - for omnivores and vegetarians - and the recipes to accompany these plans. In this book, Zoe Harcombe shows how calorie counting leads to three extremely common medical conditions, which cause overeating and weight gain. The Harcombe Diet will help you to lose weight and keep it off through eating better, not less. Weight loss in the first five days is typically 7lb. Stop Counting Calories & Start Losing Weight: The Harcombe Diet has the ultimate Question & Answer section, with over 100 Q&As covering Avocados to Xylitol with Natural Live Yoghurt, Nuts and Soya in-between. The Harcombe Diet has changed the lives of tens of thousands of people, freeing them from yo-yo dieting and returning them to great health. Let it do the same for you too.




America's Bitter Pill


Book Description

NEW YORK TIMES BESTSELLER • A NEW YORK TIMES NOTABLE BOOK • “A tour de force . . . a comprehensive and suitably furious guide to the political landscape of American healthcare . . . persuasive, shocking.”—The New York Times America’s Bitter Pill is Steven Brill’s acclaimed book on how the Affordable Care Act, or Obamacare, was written, how it is being implemented, and, most important, how it is changing—and failing to change—the rampant abuses in the healthcare industry. It’s a fly-on-the-wall account of the titanic fight to pass a 961-page law aimed at fixing America’s largest, most dysfunctional industry. It’s a penetrating chronicle of how the profiteering that Brill first identified in his trailblazing Time magazine cover story continues, despite Obamacare. And it is the first complete, inside account of how President Obama persevered to push through the law, but then failed to deal with the staff incompetence and turf wars that crippled its implementation. But by chance America’s Bitter Pill ends up being much more—because as Brill was completing this book, he had to undergo urgent open-heart surgery. Thus, this also becomes the story of how one patient who thinks he knows everything about healthcare “policy” rethinks it from a hospital gurney—and combines that insight with his brilliant reporting. The result: a surprising new vision of how we can fix American healthcare so that it stops draining the bank accounts of our families and our businesses, and the federal treasury. Praise for America’s Bitter Pill “An energetic, picaresque, narrative explanation of much of what has happened in the last seven years of health policy . . . [Brill] has pulled off something extraordinary.”—The New York Times Book Review “A thunderous indictment of what Brill refers to as the ‘toxicity of our profiteer-dominated healthcare system.’ ”—Los Angeles Times “A sweeping and spirited new book [that] chronicles the surprisingly juicy tale of reform.”—The Daily Beast “One of the most important books of our time.”—Walter Isaacson “Superb . . . Brill has achieved the seemingly impossible—written an exciting book about the American health system.”—The New York Review of Books




Cleaning Up Your Mental Mess


Book Description

Toxic thoughts, depression, anxiety--our mental mess is frequently aggravated by a chaotic world and sustained by an inability to manage our runaway thoughts. But we shouldn't settle into this mental mess as if it's just our new normal. There's hope and help available to us--and the road to healthier thoughts and peak happiness may actually be shorter than you think. Backed by clinical research and illustrated with compelling case studies, Dr. Caroline Leaf provides a scientifically proven five-step plan to find and eliminate the root of anxiety, depression, and intrusive thoughts in your life so you can experience dramatically improved mental and physical health. In just 21 days, you can start to clean up your mental mess and be on the road to wholeness, peace, and happiness.