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The Necessity of Finance

Author : Anthony M. Criniti (IV.)

Publisher :

Page : 224 pages

File Size : 20,52 MB

Release : 2013-02-10

Category : Economics

ISBN : 9780988459502

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Book Description

The Necessity of Finance: An Overview of the Science of Management of Wealth for an Individual, a Group, or an Organization seeks to provide a comprehensive and concise orientation for those seeking a more understandable presentation of the complex nature of finance. Using everyday terms and readily grasped concepts, Dr. Anthony M. Criniti IV, a former financial consultant and current university-level finance professor, sets out to detail the necessity of finance; to clarify the definition, purpose, and goals of both finance and economics; to explore financial concepts in a straightforward manner; and to stimulate interest and understanding that will lead to ongoing investigation.Finance, although highly interrelated with many subjects, is a separate field of study that is often confused with other areas, most notably economics. With world wealth accumulating to its highest point in history, the necessity to understand this subject on its own terms is more crucial than ever. The Necessity of Finance highlights the need to engage with finance as a separate science, clears up the confusion with related subjects, and coins the word "financialists" to identify the scientists in this dynamic field.Starting with a discussion about the need for finance, and moving forward to establish the definition, purpose, goals, and history of both finance and economics, presenting in the process the basic terminology necessary to understand these subjects, The Necessity of Finance will equip the beginner to intermediate level financial student with vital information and a clear approach for continued study. In addition, its unique perspective will be of value to the advanced student and the practitioner. Finance is not an easy subject for the average student. While The Necessity of Finance does not replace the need for required college textbooks, it will serve as an indispensible supplemental learning tool that may clarify expectations of future financial journeys, whether it's learning in a university or actively investing in the marketplace. In this extremely useful overview, Dr. Criniti demonstrates that finance is a very promising science that will benefit those who commit themselves to its study and practice.



The Necessity of Finance

Author : Anthony M. Criniti, IV

Publisher :

Page : pages

File Size : 31,85 MB

Release : 2013-02-10

Category :

ISBN : 9780988459564

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Book Description

The Necessity of Finance: An Overview of the Science of Management of Wealth for an Individual, a Group, or an Organization seeks to provide a comprehensive and concise orientation for those seeking a more understandable presentation of the complex nature of finance. Using everyday terms and readily grasped concepts, Dr. Anthony M. Criniti IV, a former financial consultant and current university-level finance professor, sets out to detail the necessity of finance; to clarify the definition, purpose, and goals of both finance and economics; to explore financial concepts in a straightforward manner; and to stimulate interest and understanding that will lead to ongoing investigation.Finance, although highly interrelated with many subjects, is a separate field of study that is often confused with other areas, most notably economics. With world wealth accumulating to its highest point in history, the necessity to understand this subject on its own terms is more crucial than ever. The Necessity of Finance highlights the need to engage with finance as a separate science, clears up the confusion with related subjects, and coins the word "financialists" to identify the scientists in this dynamic field.Starting with a discussion about the need for finance, and moving forward to establish the definition, purpose, goals, and history of both finance and economics, presenting in the process the basic terminology necessary to understand these subjects, The Necessity of Finance will equip the beginner to intermediate level financial student with vital information and a clear approach for continued study. In addition, its unique perspective will be of value to the advanced student and the practitioner. Finance is not an easy subject for the average student. While The Necessity of Finance does not replace the need for required college textbooks, it will serve as an indispensible supplemental learning tool that may clarify expectations of future financial journeys, whether it's learning in a university or actively investing in the marketplace. In this extremely useful overview, Dr. Criniti demonstrates that finance is a very promising science that will benefit those who commit themselves to its study and practice.



The Most Important Lessons in Economics and Finance

Author : Anthony M. Criniti

Publisher :

Page : 290 pages

File Size : 31,77 MB

Release : 2014-01-11

Category : Economics

ISBN : 9780988459526

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Book Description

The Most Important Lessons in Economics and Finance: A Comprehensive Collection of Time-Tested Principles of Wealth Management represents the fruits of an audacious undertaking: the pursuit of the most effective economic and financial principles from the dawn of record keeping to the present day. Using everyday terms and readily grasped concepts, Dr. Anthony M. Criniti IV, a former financial consultant and current university-level finance professor, sets out to expand off the new paradigm of the economic and financial concepts introduced in his previous book, The Necessity of Finance; explore the most important lessons in economics and finance; provide a platform for economic and financial entities to be able to better manage their wealth; and create a foundation for future research studies on these subjects. Dr. Criniti breaks down complex terminology and scholastic discoveries in economics and finance into layman's terms, allowing readers of all levels of economic and financial acumen to put his powerful wealth management principles into practice. Starting with an introductory overview, moving forward to present the basic terminology necessary to understand the structure of this work, presenting in the process an elaboration on its scientific aspects, The Most Important Lessons in Economics and Finance will equip a variety of practitioners and students of these two sciences with vital information and a clear approach for continued study. This book is organized into a variety of categories of wealth management principles including: business, charity, debt, diversification, economics, ethics, financial psychology, health, human resources, international finance, investing, marketing, money, personal finance, planning, and saving. Dr. Criniti's lessons evolved from his many years of various experiences in the financial field. Aiming for objectivity, he links his practical knowledge to the works of leading historical and contemporary economic and financial scholars, producing a work that stands as one of the most accessible and comprehensive collections of wealth management principles in publication. Mastering wealth management skills takes time and patience. With The Most Important Lessons in Economics and Finance, Dr. Criniti provides a foundation for this most essential task.



What They Do With Your Money

Author : Stephen Davis

Publisher : Yale University Press

Page : 297 pages

File Size : 40,28 MB

Release : 2016-05-24

Category : Business & Economics

ISBN : 0300223811

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Book Description

Each year we pay billions in fees to those who run our financial system. The money comes from our bank accounts, our pensions, our borrowing, and often we aren’t told that the money has been taken. These billions may be justified if the finance industry does a good job, but as this book shows, it too often fails us. Financial institutions regularly place their business interests first, charging for advice that does nothing to improve performance, employing short-term buying strategies that are corrosive to building long-term value, and sometimes even concealing both their practices and their investment strategies from investors. In their previous prizewinning book, The New Capitalists, the authors demonstrated how ordinary people are working together to demand accountability from even the most powerful corporations. Here they explain how a tyranny of errant expertise, naive regulation, and a misreading of economics combine to impose a huge stealth tax on our savings and our economies. More important, the trio lay out an agenda for curtailing the misalignments that allow the financial industry to profit at our expense. With our financial future at stake, this is a book that analysts, economists, policy makers, and anyone with a retirement nest egg can’t afford to ignore.



Essential Personal Finance

Author : Jonquil Lowe

Publisher : Routledge

Page : 177 pages

File Size : 11,20 MB

Release : 2018-12-13

Category : Business & Economics

ISBN : 1351041649

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Book Description

There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.



Seeking Virtue in Finance

Author : JC de Swaan

Publisher : Cambridge University Press

Page : 249 pages

File Size : 47,33 MB

Release : 2020-09-17

Category : Business & Economics

ISBN : 1108692141

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Book Description

Since the Global Financial Crisis, a surge of interest in the use of finance as a tool to address social and economic problems suggests the potential for a generational shift in how the finance industry operates and is perceived. J. C. de Swaan seeks to channel the forces of well-intentioned finance professionals to improve finance from within and help restore its focus on serving society. Drawing from inspiring individuals in the field, de Swaan proposes a framework for pursuing a viable career in finance while benefiting society and upholding humanistic values. In doing so, he challenges traditional concepts of success in the industry. This will also engage readers outside of finance who are concerned about the industry's impact on society.



Financing Sustainability

Author : Marco Kerste

Publisher : VU Uitgeverij

Page : 224 pages

File Size : 16,19 MB

Release : 2011

Category : Business & Economics

ISBN : 9086595596

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Book Description

Sustainability thinking is rapidly gaining traction. It offers an inspiring vision for the future of the world and provides significant business and investment opportunities. Based on insights from over 300 empirical studies, this book explores the possibilities in the field of renewable energy finance, carbon trading, and sustainable investing. In addition, it describes innovative finance mechanisms – such as green bonds and peer-to-peer lending – that may further spur environmental and social sustainability. By taking an empirical, fact-based approach, this book aims to provide investors, business executives, and policymakers with a more thorough understanding of how sustainable finance can create value for business and society. Key words: Sustainable finance, renewable energy finance, cleantech, green investing, sustainable investments, responsible investments, carbon trading, carbon finance, ESG, impact investing.



House of Debt

Author : Atif Mian

Publisher : University of Chicago Press

Page : 238 pages

File Size : 16,56 MB

Release : 2015-05-20

Category : Business & Economics

ISBN : 022627750X

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Book Description

“A concise and powerful account of how the great recession happened and what should be done to avoid another one . . . well-argued and consistently informative.” —Wall Street Journal The Great American Recession of 2007-2009 resulted in the loss of eight million jobs and the loss of four million homes to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as less dramatic periods of economic malaise, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi. We can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing today’s economy: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?



Mastering Corporate Finance Essentials

Author : Stuart A. McCrary

Publisher : John Wiley & Sons

Page : 194 pages

File Size : 34,49 MB

Release : 2010-02-08

Category : Business & Economics

ISBN : 0470393335

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Book Description

An essential guide to corporate finance Understanding corporate finance is a necessity for financial practitioners who struggle every day to find the right balance between maximizing corporate value and reducing a firm's financial risk. Divided into two comprehensive parts, Mastering Corporate Finance Essentials presents the material by example, using an extended scenario involving a new business formation. In Part One, present and future value mathematics are introduced followed by a number of applications using the tools. In Part Two, statistics as applied to finance are examined, with detailed discussions of standard deviations, correlations, and how they impact diversification. Through theory and real-world examples this book provides a solid grounding in corporate finance Other titles by Stuart McCrary include: Mastering Financial Accounting Essentials, How to Create and Manage a Hedge Fund, and Hedge Fund Course Covers the essential elements of this field, from traditional capital budgeting concepts and methods of valuing investment projects under uncertainty to the importance of "real-options" in the decision-making process This reliable resource offers a hands-on approach to corporate finance that will allow you to gain a solid understanding of this discipline.



Crashed

Author : Adam Tooze

Publisher : Penguin

Page : 720 pages

File Size : 32,49 MB

Release : 2018-08-07

Category : Business & Economics

ISBN : 0525558802

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Book Description

WINNER OF THE LIONEL GELBER PRIZE A NEW YORK TIMES NOTABLE BOOK OF 2018 ONE OF THE ECONOMIST'S BOOKS OF THE YEAR A NEW YORK TIMES CRITICS' TOP BOOK "An intelligent explanation of the mechanisms that produced the crisis and the response to it...One of the great strengths of Tooze's book is to demonstrate the deeply intertwined nature of the European and American financial systems."--The New York Times Book Review From the prizewinning economic historian and author of Shutdown and The Deluge, an eye-opening reinterpretation of the 2008 economic crisis (and its ten-year aftermath) as a global event that directly led to the shockwaves being felt around the world today. We live in a world where dramatic shifts in the domestic and global economy command the headlines, from rollbacks in US banking regulations to tariffs that may ignite international trade wars. But current events have deep roots, and the key to navigating today’s roiling policies lies in the events that started it all—the 2008 economic crisis and its aftermath. Despite initial attempts to downplay the crisis as a local incident, what happened on Wall Street beginning in 2008 was, in fact, a dramatic caesura of global significance that spiraled around the world, from the financial markets of the UK and Europe to the factories and dockyards of Asia, the Middle East, and Latin America, forcing a rearrangement of global governance. With a historian’s eye for detail, connection, and consequence, Adam Tooze brings the story right up to today’s negotiations, actions, and threats—a much-needed perspective on a global catastrophe and its long-term consequences.