Medical Student Loans


Book Description

A comprehensive guide to dealing with student loans for physicians, written to concisely cover a complex topic and give you (the premed, medical student, resident, or attending physician) the tools and background you need to handle the big investment you've made in yourself. Topics include: -- Borrowing less and minimizing interest accrual during school -- How Federal Loans Work & Federal Repayment Options -- Income-driven repayment (IBR, PAYE, REPAYE, and ICR) -- Federal "Direct" Consolidation -- Forbearance & Deferment -- Public Service Loan Forgiveness -- Maximizing PSLF -- Long-Term Loan Forgiveness & Loan Repayment Programs -- Private Refinancing -- Taxes & Retirement This is the only complete up-to-date book-length treatment of student loans currently available, and it's doubly unique as the only one written specifically for doctors by a fellow physician. Please visit: benwhite.com




Student Loan Debt 101


Book Description

NEW 2015 EDITION - CRITICAL UPDATES ABOUT FEDERAL STUDENT LOAN REPAYMENT, FORGIVENESS, AND DEFAULT RESOLUTION PROGRAMS! In 2013, student loan debt in the US passed $1 trillion. That's more than our total amount of credit card debt and automobile debt. Graduates are starting out with poor employment prospects, obscene levels of debt, and few tools to help. Adam S. Minsky is a leading expert in student loan debt. He is renowned as a pioneer in student loan law as the founder of one of the first law firms in the country devoted entirely to helping student borrowers. With few resources available for student borrowers navigating byzantine repayment systems, he wrote this book as a practical, easy-to-read guide for managing your student debt. Whether your loans are federal or private, in good standing or in default, this guide identifies your options and helps you determine the best way forward.




Debt-Free Degree


Book Description

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.




The White Coat Investor


Book Description

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!




Debt 101


Book Description

Get out of debt and use credit wisely with this easy-to-understand, comprehensive guide to making your debt work for you. The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage. Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation—whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!




The Ultimate Guide to HBCUs


Book Description

Your all-in-one guide to the nation’s Historically Black Colleges and Universities (HBCUs)! Considering attending an HBCU? Then this is the college guide for you! The Princeton Review has partnered up with Dr. Braque Talley (three-time HBCU graduate and current Vice President for Student Affairs at Alabama Agricultural and Mechanical University) to create a guide with everything you need to know about HBCUs. Find your perfect school with: • Complete profiles of all 101 HBCUs in the country (96 undergraduate and 5 graduate HBCUs)—where they are, what they cost, who they enroll, and more • Details of every aspect of academic, campus, and student life, including professors, dorms, cafeteria food, and social life • Highlights of the programs, degrees, and offerings available • Notable accomplishments of these storied institutions • Descriptions of each campus’s cultural offerings • Information on career opportunities and renowned alumni




The Complete Guide to Personal Finance


Book Description

In this completely revised edition, young people learn how to get and manage credit, how to make and stick to a budget, how to pay for college, how to determine needs versus wants, how to pay for a car, how to open a bank account, how to balance a checkbook, how to manage finances online, and how to avoid financial mistakes. You will also learn about investments, taxes, checks, debit cards, credit cards, and budget tips. This book is filled with helpful suggestions from financial counselors, and you will discover ways to jumpstart your financial future and use money responsibly.







So you want to be a Doctor?: The ultimate guide to getting into medical school


Book Description

More people are applying to medical school than ever before, and 'So you want to be a Doctor?' will give you the best head start. It distils the wisdom of over 100 medical students, admissions specialists and doctors, revealing the truth about the medical school application process. This comprehensive guide leads the reader through every stage of the process, from deciding if you want to be a doctor, through to moving to university and coping with the first year at medical school. With a detailed profile for every undergraduate and graduate medical school in the UK, it will help students to choose the best medical school for them. It will also help with the other big decisions that need to be made, such as which A-level subjects to take and whether to apply to Oxbridge. All the essential information is covered, including: BLhow much medical school costs, BLwhat work experience is best, and how to get it, BLcompleting the UCAS form, BLsurviving the UKCAT and BMAT admission tests, BLgetting through the interview. Written by an author team of a medical student, recent graduate and a widely experienced clinician, the book also contains first-hand accounts of students' personal experiences, and advice and information from people on the inside of the admissions process.




The Complete University Guide: Student Finance


Book Description

Your guide to loans, bursaries, grants, tuition fees and preparing your own budget. Find out exactly how much university will cost you and how you can fund your studies. Understand how tuition fees differ within England, Scotland, Wales and Northern Ireland. Get a realistic picture of all your likely outgoings - accommodation, food, travel, study costs, insurance and socialising - and work out a budget you can keep to. Take advantage of the latest information on student loans, grants, bursaries, scholarships, employer sponsorship and other ways to boost your funds. • A unique list of bursaries and scholarships • Valuable survival tips and first-hand accounts from students • Practical advice on gap year, vacation and part-time term work