The Ultimate Help Guide For Low-Income Americans


Book Description

Every day, Americans work hard to obtain the prized American Dream. Obtaining a well-paying job, permanent housing, healthcare, making sure the bills are paid, and providing consistent, healthy meals for those we love are key steps along the road to making The American Dream a reality. Yet, millions of Americans continue to struggle when it comes to affording the most basic and essential needs. We understand how difficult it can be to support yourself and your family while on a low-income. The truth is, finding immediate help isn’t easy. Contacting and visiting aid offices for general information can be time-consuming. So is sorting through webpages with conflicting and confusing information. That’s why our team of researchers have spent countless hours gathering all the necessary resources you need to find help right away! Simply put, we’ve done all the research for you! The Ultimate Help Guide For Low-Income Americans is an easy-to-follow guide specifically designed to point you and your family in the direction of FREE and LOWCOST help and assistance from a variety of reputable sources! In this book, you will find five helpful sections: Emergency Food & Housing Help, Low-Income Food Help For Families, Children and Seniors, Housing Assistance Programs & Resources, Low-Income Medical Assistance & Healthcare Options, and Unemployment Support & Job Search Strategies. Plus, we’ve added a final Bonuses & Extras section with great tips & tricks to help you start saving (and keep saving) money now! In this comprehensive guide, you’ll discover invaluable information such as program eligibility requirements, application processes, links to key website you need to instantly locate top government and private aid programs, help-based organizations, and private charities. Our mission is to help you find immediate relief and to show how you can benefit from existing programs to break the low-income cycle and improve your life today!




Asset Building and Low-income Families


Book Description

Low-income families have scant savings to cushion a job loss or illness, and can find economic mobility impossible without funds to invest in education, homes, or businesses. And though a lack of resources leaves such families vulnerable, income-support programs are often closed to those with a bit of savings or even a car. Considering welfare-to-work reforms, the increasingly advanced skill demands of the American workforce, and our stretched Social Security system, such an approach is inadequate to lift families out of poverty. Asset-based policies--allowing or even helping low-income families build wealth--are an increasingly popular strategy to facilitate financial stability.




The Practitioner's Guide to Working with Families


Book Description

This book offers a clear and coherent guide to working with families for practitioners and students in social work, health, counselling and related professions. It brings together recent thinking on the historical and contemporary constructions of the family in such a way as to provide a helpful framework for practitioners working in a variety of settings in the field. It offers up-to-date information on political, legislative and theoretical frameworks, and it reviews and illustrates a wide range of approaches and practice skills for working with families with different problems in different contexts.







The White Coat Investor


Book Description

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!




A Path Appears


Book Description

An exploration of how altruism affects us, what are the markers for success, and how to avoid the pitfalls—with scrupulous research and on-the-ground reporting from the Pulitzer Prize–winning journalists and bestselling authors of Half a Sky and Tightrope Kristof and WuDunn will inspire you to "change lives for the better, including your own (The New York Times Book Review). In their recounting of astonishing stories from the front lines of social progress, we see the compelling, inspiring truth of how real people have changed the world, underscoring that one person can make a difference. A Path Appears offers practical, results-driven advice on how best each of us can give and reveals the lasting benefits we gain in return. Kristof and WuDunn know better than most how many urgent challenges communities around the world face to­day. Here they offer a timely beacon of hope for our collective future.




Teaching Practices from America's Best Urban Schools


Book Description

Discover the teaching practices that make the biggest difference in student performance! The new edition of this practical, research-based book gives leaders and teachers an even closer look at instructional practices from top award-winning urban schools. With refreshed examples from high-performing teachers and detailed analyses of these practices, the authors demystify the achievement of these schools while offering a practical guide to help educators apply these practices in their contexts. Teaching Practices from America's Best Urban Schools is a valuable tool for any educator in both urban and non urban schools that serve diverse student populations, including English language learners and children from low-income families. What’s New: Additional "What It Is/What It Isn’t" boxes help educators distinguish the subtle differences in the implementation of practices that lead to impressive learning results "Practice Guides" and "Practical Next Steps" for each of the 8 Success Factors encourage self-assessment and collaboration Expansion of topics address current developments in education and additional examples from award-winning elementary, middle, and high schools provide new insights.




Child Care for Low-Income Families: Directions for Research


Book Description

Increased national attention to child care has been spurred by rising costs, renewed understanding of the importance of children¿s early experiences to future development & problems experienced by states in serving all low-income families who are eligible for child care assistance. Child care for children in low-income families is of interest given fed. & state reforms in educ. & welfare that may boost the numbers of very young low-income children in need of child care, as well as put added pressures on preschools to pay more attention to preparing children for school. Three workshops were convened on child-care for low-income families in 1995. The third workshop, which is the subject of this vol. considered promising directions for research on child care,







The American Indian and Alaska Native Student's Guide to College Success


Book Description

Choosing the right college is a big decision for most people. American Indian and Alaska Natives are no exception, but finding a college that offers a good educational program in their major plus a strong support system for tribal traditions makes that decision even more complex. This volume will help Native people clarify their postsecondary aspirations, improve their college choice, and increase their success in college. After a thorough examination of the issues that should be considered, Pavel and Inglebret present the different types of colleges available, programs and services to meet the special needs of Native students, and financial aid options. By answering many of the basic questions students have about going to college, Pavel and Inglebret help to demystify the process and encourage more Native students to pursue a college education. Special features include: -A list of colleges with Native American studies, and those most friendly to Native Americans' needs -A list of sources for financial aid, with contact information -Interviews with Native American students on all aspects of their college experiences -Suggestions for students on how to balance their new college experiences with their community and heritage