Unsettled Issues Facing Automated Vehicles and Insurance


Book Description

This SAE EDGE™ Research Report explores how the deployment of automated vehicles (AVs) will affect the insurance industry and the principles of liability that underly the structure of insurance in the US. As we trade human drivers for suites of sensors and computers, who (or what) is responsible when there is a crash? The owner of the vehicle? The automaker that built it? The programmer that wrote the code? Insurers have over 100 years of experience and data covering human drivers, but with only a few years’ worth of information on AVs – how can they properly predict the true risks associated with their deployment? Without an understanding of the nature and risks of AVs, how can the government agencies that regulate the insurance industry provide proper oversight? Do the challenges AVs present require a total reworking of our insurance and liability systems, or can our current structures be adapted to fit them with minor modifications? Unsettled Legal Issues Facing Automated Vehicles explores a number of potential challenges and unsettled topics facing the insurance industry and offers potential solutions brought forth from a team of seven legal experts. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020015




Unsettled Legal Issues Facing Automated Vehicles


Book Description

This SAE EDGE Research Report explores the many legal issues raised by the advent of automated vehicles. While promised to bring major changes to our lives, there are significant legal challenges that have to be overcome before they can see widespread use. A century’s worth of law and regulation were written with only human drivers in mind, meaning they have to be amended before machines can take the wheel. Everything from key federal safety regulations down to local parking laws will have to shift in the face of AVs. This report undertakes an examination of the AV laws of Nevada, California, Michigan, and Arizona, along with two failed federal AV bills, to better understand how lawmakers have approached the technology. States have traditionally regulated a great deal of what happens on the road, but does that still make sense in a world with AVs? Would the nascent AV industry be able to survive in a world with fifty potential sets of rules? Given the current lack of a federal AV law, state-level legislation can have a great deal of influence over the industry. Beyond government regulation, what other areas of our legal system will have to adapt to AVs? How do we assign liability for an accident in which the only actors were machines? How do you give an AV a ticket? The questions are numerous and have already captured the imagination of lawyers and lawmakers. This report will explore a number of potential changes facing the legal system, the unsettled aspects that derive from this new world, and the proposed solutions that have been raised. NOTE: SAE EDGE™ Research Reports are intended to identify and illuminate key issues in emerging, but still unsettled, technologies of interest to the mobility industry. The goal of SAE EDGE™ Research Reports is to stimulate discussion and work in the hope of promoting and speeding resolution of identified issues. SAE EDGE™ Research Reports are not intended to resolve the challenges they identify or close any topic to further scrutiny. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020005




Unsettled Legal Issues Facing Data in Autonomous, Connected, Electric, and Shared Vehicles


Book Description

Modern automobiles collect around 25 gigabytes of data per hour and autonomous vehicles are expected to generate more than 100 times that number. In comparison, the Apollo Guidance Computer assisting in the moon launches had only a 32-kilobtye hard disk. Without question, the breadth of in-vehicle data has opened new possibilities and challenges. The potential for accessing this data has led many entrepreneurs to claim that data is more valuable than even the vehicle itself. These intrepid data-miners seek to explore business opportunities in predictive maintenance, pay-as-you-drive features, and infrastructure services. Yet, the use of data comes with inherent challenges: accessibility, ownership, security, and privacy. Unsettled Legal Issues Facing Data in Autonomous, Connected, Electric, and Shared Vehicles examines some of the pressing questions on the minds of both industry and consumers. Who owns the data and how can it be used? What are the regulatory regimes that impact vehicular data use? Is the US close to harmonizing with other nations in the automotive data privacy? And will the risks of hackers lead to the “zombie car apocalypse” or to another avenue for ransomware? This report explores a number of these legal challenges and the unsettled aspects that arise in the world of automotive data. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2021019




Autonomous Vehicle Technology


Book Description

The automotive industry appears close to substantial change engendered by “self-driving” technologies. This technology offers the possibility of significant benefits to social welfare—saving lives; reducing crashes, congestion, fuel consumption, and pollution; increasing mobility for the disabled; and ultimately improving land use. This report is intended as a guide for state and federal policymakers on the many issues that this technology raises.




Unsettled Issues Regarding Policy Aspects of Automated Driving Systems


Book Description

Automated driving systems (ADS) represent an area of considerable investment and activity within the transportation sphere. The potential impact of ADS on safety, efficiency, and user experience are extremely significant. To get the most from the technology, it is important to ensure that policies are developed to support the balance between achieving public sector objectives and supporting private sector innovation. This SAE EDGE™ Research Report explores the policy aspects related to ADS technology, explains the key stakeholders, identifies unsettled issues, and proposes a number of steps to move forward and improve the current situation. It is hoped that the report will provide a valuable resource to those involved in the definition of ADS policy from both public and private perspectives. It is also intended to serve as a resource for those involved in ADS planning and development and public sector staff involved in other aspects beyond ADS policy. NOTE: SAE EDGE™ Research Reports are intended to identify and illuminate key issues in emerging, but still unsettled, technologies of interest to the mobility industry. The goal of SAE EDGE™ Research Reports is to stimulate discussion and work in the hope of promoting and speeding resolution of identified issues. SAE EDGE™ Research Reports are not intended to resolve the challenges they identify or close any topic to further scrutiny. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020016




Unsettled Issues Regarding Communication of Automated Vehicles with Other Road Users


Book Description

The focus of this SAE EDGE™ Research Report is to address a topic overlooked by many who choose to view automated driving systems and AVs from a “10,000-foot” perspective: how automated vehicles (AVs) will actually communicate with other road users. Conventional (human-driven) vehicles, bicyclists, and pedestrians already have a functioning system of understating each other while on the move. Adding automated vehicles to the mix requires assessing the spectrum of existing modes of communication – both implicit and explicit, biological and technological, and how they will interact with each other in the real world. The impending deployment of AVs represents a major shift in the traditional approach to ground transportation; its effects will inevitably be felt by parties directly involved with the vehicle manufacturing and use and those that play roles in the mobility ecosystem (e.g., aftermarket and maintenance industries, infrastructure and planning organizations, automotive insurance providers, marketers, telecommunication companies). Unsettled Issues Regarding Communication of Automated Vehicles with Other Road Users brings together the multiple scenarios we are likely to see in a future not too far away and how they are likely to play out in practical ways. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020023




Unsettled Topics in Obstacle Detection for Autonomous Agricultural Vehicles


Book Description

Agricultural vehicles often drive along the same terrain day after day or year after year. Yet, they still must detect if a moveable object, such as another vehicle or an animal, happens to be on their path or if environmental conditions have caused muddy spots or washouts. Obstacle detection is one of the major missing pieces that can remove humans from highly automated agricultural machines today and enable the autonomous vehicles of the future. Unsettled Topics in Obstacle Detection for Autonomous Agricultural Vehicles examines the challenges of environmental object detection and collision prevention, including air obscurants, holes and soft spots, prior maps, vehicle geometry, standards, and close contact with large objects. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2021029




Unsettled Issues Regarding Autonomous Vehicles and Open-source Software


Book Description

As automobiles morph from stand-alone mechanical objects to highly connected, autonomous systems with increasing amounts of electronic components. To manage these complex systems, some semblance of in-car decision-making is also being built and networked to a cloud architecture. This cloud can also enable even deeper capabilities within the broader automotive ecosystem. Unsettled Issues Regarding Autonomous Vehicles and Open-source Software introduces the impact of software in advanced automotive applications, the role of open-source communities in accelerating innovation, and the important topic of safety and cybersecurity. As electronic functionality is captured in software and a bigger percentage of that software is open-source code, some critical challenges arise concerning security and validation. https://doi.org/10.4271/EPR2021009




Unsettled Topics in Automated Vehicle Data Sharing for Verification and Validation Purposes


Book Description

Unsettled Topics in Automated Vehicle Data Sharing for Verification and Validation Purposes discusses the unsettled issue of sharing the terabytes of driving data generated by Automated Vehicles (AVs) on a daily basis. Perception engineers use these large datasets to analyze and model the automated driving systems (ADS) that will eventually be integrated into future “self-driving” vehicles. However, the current industry practices of collecting data by driving on public roads to understand real-world scenarios is not practical and will be unlikely to lead to safe deployment of this technology anytime soon. Estimates show that it could take 400 years for a fleet of 100 AVs to drive enough miles to prove that they are as safe as human drivers. Yet, data-sharing can be developed – as a technology, culture, and business – and allow for rapid generation and testing of the billions of possible scenarios that are needed to prove practicality and safety of an ADS – resulting in lower research and development costs to the industry. Unsettled Topics in Automated Vehicle Data Sharing for Verification and Validation Purposes explores how this could lead to better regulation, insurance, public acceptance – and finally, shorter technology development cycles. Finding a business case and changing to an open data culture are not going to be easy tasks, but data sharing is the only way forward for the whole industry to move to the next phase of deployment after nearly a decade of intense research. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020007




Unsettled Topics Concerning Automated Driving Systems and the Transportation Ecosystem


Book Description

Over the last 100 years, the automobile has become integrated in a fundamental way into the broader economy. A broad and deep ecosystem has emerged, and critical components of this ecosystem include insurance, after-market services, automobile retail sales, automobile lending, energy suppliers (e.g., gas stations), medical services, advertising, lawyers, banking, public planners, and law enforcement. These components - which together represent almost $2 trillion of the U.S. economy - are in equilibrium based on the current capabilities of automotive technology. However, the advent of autonomous vehicles (AVs) and technologies like electrification have the potential to significantly disrupt the automotive ecosystem. The critical cog governing the rate and pace of this shift is the management of the test and verification of AVs. In this SAE EDGE™ report, six senior industry leaders in the impacted ecosystems essay articles which describe sectors of the current automotive ecosystem and the manner in which AV technology can potentially reshape them - providing a mosaic of the massive infrastructure shifts which will be required to absorb AV technologies. NOTE: SAE EDGE™ Research Reports are intended to identify and illuminate key issues in emerging, but still unsettled, technologies of interest to the mobility industry. The goal of SAE EDGE™ Research Reports is to stimulate discussion and work in the hope of promoting and speeding resolution of identified issues. SAE EDGE™ Research Reports are not intended to resolve the issues they identify or close any topic to further scrutiny. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2019005