Book Description

Money management for real people. Money Saving Emergency Plan offers a no-nonsense, No B.S. approach to budgeting and personal finance. In this book, the average person will discover ways to cut expenses and save money each and every month. Noted speaker and author Dave Ramson steps outside of "theory" and "conjecture" to offer over 500 money saving tips, tricks and strategies that real people can actually incorporate into their daily lives. These are smart budgeting and money saving tactics that actually work, whether you need to cut over a thousand dollars, or maybe just fifty or one hundred dollars, per month from your monthly budget.Dave Ramson understands that times are tough, money is tight and smart money management is essential to thriving in today's economy. The entire world is in some stage of recession, and the simple truth is that it's not going to magically end anytime soon. He understands that many of us are finding it necessary to reduce expenses in order to pay our bills and make "ends meet." Some household budget cuts are easy; others require difficult decisions that mean giving up certain lifestyle choices of which we have become accustomed. Either way, now more than ever, we all need to find new ways to save money.For some of us, a total money makeover may be required; while others simply need to improve their budgeting and money management skills. There is no shame in needing to cut expenses or to implement a little better financial planning for your family. The circumstances of the global economy have hurt nearly every pocketbook and bank account worldwide. There is plenty of blame to go around - from the bankers to the politicians to our own personal lack of self-control - but worrying about who to blame does not put food on the table or pay the bills. The real story, now, is how to survive and thrive in this new reality. This book is really for two categories of people: those who find themselves with a need to create a money plan to cut expenses quickly and drastically; and those who need a few good, sound ideas to save money each month before they find themselves in the first category. This book is NOT for those who are looking for a "magic pill;" or for those who are unwilling to make an effort to change their financial situation. Dave Ramson gives it to you straight - so be ready for a real, no B.S. look at household money management, budgeting and personal finance.Some of the strategies in this book will sound familiar; others will be eye-opening. With over 500 real-world tips and money saving strategies, any reader will surely find plenty of proven ways to learn how to save money, reduce bills and cut monthly expenses. The end result will boost their financial health and reduce their personal stress.