7 Benefits of FIAs For Retirement: Retirement is a Rollercoaster, Are You Prepared to Enjoy the Ride?


Book Description

Imagine you are on a rollercoaster. The slight nervousness when you are in line waiting to board. The feeling of anticipation as you "clank, clank, clank" your way up to the top of the first peak, and then the rush of adrenaline as you accelerate through a feeling of freefall down the rails, followed by a jarring hard left turn followed by a jarring hard right turn. All this to stimulate your sense of danger and to create a true "thrill ride." The enjoyment of a rollercoaster can only be achieved when you know and trust that you are safe throughout the entire experience. If there was ever any doubt that you were safe, you wouldn't even think about riding. Retirement for many Americans can be like a rollercoaster. We experience the ups and the downs, the jarring turns, and the panic-inducing plummets. However, we have no guarantees and no trust that we are going to be taken care of, so it creates fear and not enjoyment. Is that how we want our retirement to go? Does this sound like a "fun ride"? Fortunately, you have a choice how you want to experience retirement. For most of us, we don't want it to feel like a rollercoaster, and for good reason! For those who want to feel some of the ups and not the downs, there is a solution, and that solution is a Fixed Indexed Annuity. 7 Benefits of FIAs for Retirement is a holistic and easy to understand retirement readiness book. It is written to benefit both consumers and professionals. This start to finish retirement education is concise and effective and is a must read for every American. Registered Investment Advisor (CRD #7201706) CEP, RICP, WMCP & National Social Security Advisor Certificate Holder, Sean's focus is on helping consumers and agents and agencies with holistic retirement readiness through the use of evolving FIAs, education, training and software. Sean's expertise includes in the retirement income planning, wealth management, SaaS, insurance, credit, automotive, mortgage and finance verticals. Voted by Life Health Pro as one of "Top 20 Most Creative People in Insurance" for 2015. DIA award winner in 2016 Barcelona. Listed Top 100 InsurTech Startups by Digital Insurance Agenda 2016-2018. Marketing consultant for two of the top 60 insurance companies in the United States. Founder of SafeMoneySmart.org, a non-profit dedicated to the awareness of alternatives to the stock market in retirement. Author of "7 Benefits of FIAs for Retirement".




Retirement 101


Book Description

A comprehensive and easy-to-understand guide to the ins and outs of retirement planning—the key resource for creating a retirement you can live on! How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone. From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101 helps you create a retirement plan to accomplish your goals, whatever they are.




$Afer Income for Life


Book Description

They say money cant buy happiness, but if you save enough of it, youll enjoy a financially secure retirement as long as you liveand so will your spouse. Charles and David Bartman walk you through retirement planning mistakes to avoid and strategies to implement to enjoy a worry-free retirement. Learn how to: decide when and how to start withdrawing money from Social Security, pensions and other retirement assets to minimize taxes; avoid being penalized up to 50 percent of your Social Security benefits by filing at the wrong time; use safe retirements alternatives that will preserve and grow your retirement assets; and determine whether your retirement savings are properly allocated in reference to your risk tolerance verses the rewards. By educating yourself about Social Security options, youll avoid being among the 74 percent of Americans who voluntarily receive reduced income in retirement. Moreover, youll learn other strategies that may prevent you from running out of money in retirement. Avoid mistakes that can cost you and your loved ones, and make informed decisions that could reward you handsomely in retirement by applying the money-saving strategies in $afer Income for Life.




Retirement; Are you Ready?


Book Description

How much do you know about retirement? Is it the time when you reach a certain age that you can stop working and receive your monthly pension? Yes, it definitely is. But, there’s more to it than that. Aside from its definition as the status of an employee who stopped working, there are still plenty of things you need to know about retirement, like at what age can you retire, is it possible to work after you’ve retired, reasons for retiring, and more. A survey shows that to all those who have currently retired, the most common reason for retiring is illness and disability. Some have retired early, others can afford to retire, and a few found their work too stressful. For all we know, there could be many reasons out there why people choose to retire earlier. To those who have retired and doesn’t have financial issues, must’ve pursued other interests, some faced involuntary redundancy or closure, while others wanting to care for a family member or to spend more time with the family.




Pensionless


Book Description

As seen in The Washington Post, US News & World Report, and Yahoo! Get the most out of your retirement! If you're one of the millions of Americans without a pension plan, your retirement years might seem like a huge financial question mark. Pensionless, by U.S. News Senior Editor for Retirement Emily Brandon, addresses the retirement benefits that are available to you, how to use them correctly, and how to avoid potential pitfalls. Learn how to avoid surcharges on your Medicare benefits, how to increase Social Security and employer-sponsored benefits to help pay for retirement, and how to minimize costs and boost the value of your existing retirement benefits. And you'll learn how to tweak your lifestyle now so that you can live well in retirement without the security of a pension. Inside you'll find ideas on how to get more Social Security by claiming benefits twice, ways to minimize fees and avoid penalties on retirement accounts, and how to inflate 401(k) balances. Featuring an analysis of the significant changes made to Social Security in the recent federal budget, Pensionless will help you enjoy those retirement years you've worked so hard for.







The New Rules of Retirement


Book Description

Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC




Retirement Is a Marathon, Not a Sprint


Book Description

A New Way of Looking at Retirement Preparing for retirement is one of the most difficult and confusing challenges that a person faces during their lifetime. And these days, there isn't a shortage of resources available that someone can turn to. Between the internet, cable television, and countless financial magazines, it seems like there is "information overload". With so many choices, and with so many different opinions available, what is a person to do? In this book, Chris Scalese brings what he has learned from over 20 years of helping individuals prepare for a comfortable retirement. He'll break down the fundamentals of retirement planning into clear, easy to follow language and show you that it doesn't have to be near as difficult as a lot of "experts" would like you to believe. Use the principals that Chris talks about in this financial training guide, and you'll be sure to reach the finish line of retirement without worrying about "hitting the wall".




Retirement


Book Description

The transition to retirement marks a significant chapter, and it's one that deserves careful consideration and preparation. As you delve into this book, we'll unravel the intricacies of understanding your finances, building a robust retirement portfolio, navigating the tax landscape, and optimizing various income streams. Beyond the numbers, we'll delve into the personal aspects of retirement, exploring how to craft a lifestyle that aligns with your passions and fosters personal fulfillment. Health and wellness take center stage as we discuss strategies to prioritize your physical and mental well-being. Additionally, we'll address the importance of estate planning and leaving a lasting legacy. Life transitions are inevitable, and we'll guide you through adapting to change, overcoming challenges, and embracing new opportunities in your retirement years. This book is more than a guide; it's a companion on your journey to financial freedom and a fulfilling retirement. So, turn the page, absorb the insights, and prepare to celebrate the next chapter of your life. The adventure begins now.




100 of the Best Benefits of Retirement In the United States


Book Description

Are you looking for a journey that will take you through this amazing obok, along with funny comments and a word puzzle? Then this book is for you. Whether you are looking at this book for curiosity, choices, options, or just for fun; this book fits any criteria. Writing this book did not happen quickly. It is thorough look at accuracy and foundation before the book was even started. This book was created to inform, entertain and maybe even test your knowledge. By the time you finish reading this book you will want to share it with others.