A Generation at Risk


Book Description

An insightful study on children orphaned as a result of the AIDS epidemic with a Foreword by Desmond Tutu.




A GENERATION AT RISK


Book Description

Just what do we know about the current generation of young Americans? So little it seems that we have dubbed them Generation X. Coming of age in the 1980s and '90s, they hail from families in flux, from an intimate landscape changing faster and more profoundly than ever before. This book is the first to give us a clear, close-up picture of these young Americans and to show how they have been affected and formed by the tremendous domestic changes of the last three decades. How have members of this generation fared at school and at work, as they have moved into the world and formed families of their own? Do their struggles or successes reflect the turbulence of their time? These are the questions A Generation at Risk answers in comprehensive detail. Based on a unique fifteen-year study begun in 1980, the book considers parents' socioeconomic resources, their gender roles and relations, and the quality and stability of their marriages. It then examines children's relations with their parents, their intimate and broader social affiliations, and their psychological well-being. The authors provide rare insight into how both familial and historical contexts affect young people as they make the transition to adulthood. Perhaps surprising is the authors' finding that, in this era of shifting gender roles, children who grow up in traditional father-breadwinner, mother-homemaker families and those in more egalitarian, role-sharing families apparently turn out the same. Also striking are the beneficial influence of parental education on children and the troubling long-term impact of marital conflict and divorce--an outcome that prompts the authors to suggest policy measures that encourage marital quality and stability. Table of Contents: Family, Social Change, and Transition to Adulthood Study Design, Measures, and Analysis Relationships with Parents Intimate Relationships Social Integration Socioeconomic Attainment Psychological Well-Being Conclusions, Implications, and Policy Recommendations Appendix: Tables References Index Reviews of this book: An important new book...Paul Amato and Alan Booth painstakingly analyze data from a large national sample of families, seeking especially to isolate the independent effects of divorce on children from the effects of preexisting marital conflict. The results call into question the rationalizations of our high divorce rate...Amato and Booth estimate that at most a third of divorces involving children are so distressed that the children are likely to benefit. The remainder, about 70%, involve low-conflict marriages that apparently harm children much less than do the realities of divorce...This remarkably countercultural conclusion will provoke many predictable reminders about toxic marriages and many repetitions of the familiar bromide that marital unhappiness, not 'divorce per se' is the real problem. But because of this book, we also will have a more informed discussion of the moral dimensions of the decision to divorce. Amato and Booth have helped us to recognize more clearly the potential conflicts between parental responsibility and adult desires for freedom, romance, sexual gratification and self-actualization. --Norval D. Glenn and David Blankenhorn, Los Angeles Times Reviews of this book: [This] longitudinal study of the consequences of family instability and change in the USA...focused upon two generations--the parents and their offspring--and looked at how the relations between them changed over the survey time...[The] study provides an excellent opportunity to test some favorite popular assumptions--such as whether witnessing unhappiness in the parental home would lead to the inability to have happy relationships in one's own home. Or does having a 'liberated' or non-traditional mother harm children's development? The advantage of a longitudinal study is that we can examine these differences on the same people over time...This study would be of relevance to youth researchers interested in the 'life course' perspective as it provides a range of data and information of a kind which is seldom normally available...This is a well organized and documented study discussing quantitative findings in an accessible and enlightening way. --Claire Wallace, Journal of Youth Studies Reviews of this book: A Generation at Risk summarizes [Amato and Booth's] pioneering longitudinal study which, between 1980 and 1992, interviewed a representative sample of 1,193 married persons with children. Amato and Booth also interviewed the adult children in 1992 and 1995. The book uses the life-course perspective and considers the impact of changing historical contexts on these families. It is intended for professionals, although the conclusions are vital to anyone who has even a passing interest in changes in contemporary families...This landmark work will frame scholarly discussions of parent-child dynamics for many years and belongs in every major library. --Larry R. Peterson, History Reviews of this book: This important and disturbing book...carefully examines how parents' socioeconomic resources, gender roles, and degree of marital happiness affect their children's lives...It strikes a resounding note of alarm at recent trends in American family life. The work is based on the results of a finely drawn 15-year study of a nationwide sampling of married couples and their adult offspring. There are no glittering generalizations here; Amato and Booth provide rich contextual detail and easily readable tables as they consider, for example, the effect of maternal employment on daughters' social integration (largely positive)...Public libraries should not be deterred by this book's scholarly presentation: it speaks to us all. --Ellen Gilbert, Library Journal Reviews of this book: What are the long-term effects on children of the great changes in the family that have occurred over the past several decades?...Paul Amato and Alan Booth's impressive study is one of the first to provide us with long-term data on this generation...Theirs is one of the few longitudinal surveys to measure marital quality and then to follow offspring for a long period, during which some of the parents divorce...A Generation at Risk is an important addition to the literature on the long-term effects of families on their children. --Andrew J. Cherlin, American Journal of Sociology




Generation Risk


Book Description

Offers advice on how to prevent or alleviate a wide range of risky behaviors displayed by teenagers, including smoking, drinking, self-mutilation, and experimenting with drugs and sex.




A Generation at Risk


Book Description




The Complete Book of Option Spreads and Combinations


Book Description

Get a handle on option spreads to hike profit and squash loss The Complete Book of Option Spreads and Combinations is the definitive educational resource and reference guide for using option spreads and other common sense option strategies. This useful guide shows readers how to select the right strategy for their market outlook and risk/reward comfort level by describing the inner workings of each strategy and how they are affected by underlying market movements, implied volatility, and time decay. Even more importantly, readers will understand where each strategy performs well, and the market conditions where each should be avoided. Once the proper strategy is selected, readers will learn how to identify the best options to use based on "moneyness" and time to expiration. The companion website features tools including an option pricing tool and implied volatility calculator to help all traders implement these concepts effectively. There are many different types of spreads, and while less risky than other option strategies in general, they are more complex, with more variables to monitor. This guide serves as a handbook for the trader wanting to exploit options to the greatest possible benefit. Generate monthly income by selling covered strangles Use call spreads to recover from a losing stock position Protect an existing stock position using put diagonals Discover the best strategies for directional market plays Option spreads are a great tool for traders who would rather be an option seller but who need to limit their risk. The Complete Book of Option Spreads and Combinations identifies those strategies that benefit from option erosion but that limit risk. If managed properly, spreads can provide both novice and experienced investors with the potential for a large return while limiting risk. Electronic trading platforms and reduced brokerage commissions have increased option spread trading, which should occupy a spot in every savvy investor's toolkit. Comprehensive and authoritative, The Complete Book of Option Spreads and Combinations provides a valuable manual and lasting reference.




A Generation at Risk


Book Description




Basel IV


Book Description

In December 2017 the Basel committee finalised its work on the reform of the Basel III framework. Together with requirements already published in 2015 and 2016, the Basel committee changes all approaches for the calculation of RWA and the corresponding Pillar III disclosure rules. This package of new standards from the Basel Committee, which is unofficially called "Basel IV", is now the most comprehensive package of modifications in the history of banking supervision. The banking industry will face major challenges in implementing these new rules. The second edition of the "Basel IV" handbook is updated with all publications up to March 2018 and also extensively enhanced with additional details, examples and case studies. The aim is to convince the reader that we are facing a new framework called "Basel IV" and not just a fine adjustment of the existing Basel III regulations. This book covers all new approaches for the calculation of RWA: - the standardised approach (CR-SA) and the IRB approach for credit risk, - the new standardised approach for counterparty credit risk (SA-CCR), - both the standardised approach and internal models approach from the "fundamental review of the trading book" (SBA and IMA) - the basic approach (BA-CVA) and standardised approach (SA-CVA) for the CVA risk, - all new approaches (SEC-IRBA, SEC-ERBA, SEC-SA, IAA) for securitisations (incl. STS), - the approaches for the calculation of RWA for equity positions in investment funds (LTA, MBA, FBA) - the new standardised approach for operational risk (SA-OpRisk) Because of the strong relation to the Pillar I requirements, the second edition covers the topics of interest rate risk in the banking book (IRRBB), large exposures and TLAC again. Additionally, the book contains a detailed description of the Pillar III disclosure requirements. With the aid of a high-profile team of experts from countries all over the globe, the complexity of the topic is reduced, and important support is offered.




Unrelenting Change, Innovation, and Risk


Book Description

Arguably, the nation’s community colleges have experienced more change in the last several years than they have over the prior 115 years of their existence. Rapid changes in technology, external pressures for accountability and student completion, aggressive competition from other higher education institutions (i.e., public, for-profit, and private), changes in enrollment demographics, as well as new economic, market, and operational models stand to completely disrupt this relatively young enterprise. Unrelenting Change provides useful, practical examples for community college leaders as they seek to thoughtfully and strategically align their organization for the new dynamic in higher education. Furthermore, Unrelenting Change offers insights into the change process, including institutional assessment and readiness, consideration of cultural implications, strategic intentions toward innovation, as well as risk, failure, and success. Rather than perceiving change and disruptive innovation as merely happenstance, or luck, the author provides discernment into the topic so as to give community college leaders solid, guidance, if not improved odds, in undertaking this important, competitive edge for the future of their intuitions, and by extension, their students.




iGen


Book Description

As seen in Time, USA TODAY, The Atlantic, The Wall Street Journal, and on CBS This Morning, BBC, PBS, CNN, and NPR, iGen is crucial reading to understand how the children, teens, and young adults born in the mid-1990s and later are vastly different from their Millennial predecessors, and from any other generation. With generational divides wider than ever, parents, educators, and employers have an urgent need to understand today’s rising generation of teens and young adults. Born in the mid-1990s up to the mid-2000s, iGen is the first generation to spend their entire adolescence in the age of the smartphone. With social media and texting replacing other activities, iGen spends less time with their friends in person—perhaps contributing to their unprecedented levels of anxiety, depression, and loneliness. But technology is not the only thing that makes iGen distinct from every generation before them; they are also different in how they spend their time, how they behave, and in their attitudes toward religion, sexuality, and politics. They socialize in completely new ways, reject once sacred social taboos, and want different things from their lives and careers. More than previous generations, they are obsessed with safety, focused on tolerance, and have no patience for inequality. With the first members of iGen just graduating from college, we all need to understand them: friends and family need to look out for them; businesses must figure out how to recruit them and sell to them; colleges and universities must know how to educate and guide them. And members of iGen also need to understand themselves as they communicate with their elders and explain their views to their older peers. Because where iGen goes, so goes our nation—and the world.




Generation Disaster


Book Description

Generation Disaster: Coming of Age Post-9/11 focuses on the numerous stressors that have had an impact on today's emerging adults including climate change, school shootings, economic recession, and of course, the national trauma of 9/11. Disaster mental health expert Karla Vermeulen draws on a combination of statistics, academic sources, and her own original research, including results from a nationally representative survey, to examine these challenges as they are experienced by emerging adults who continue to fight for their future. The result is a corrective to previous works that dismiss "kids today" as fragile or entitled, and instead emphasizes the generation's strength in the face of unprecedented uncertainties and obstacles.