Adjuster Stories


Book Description

Insurance adjusters meet clients on the worst days of their lives, and they must be diplomatic, tactful, and ethical. The job is not only about returning phone calls and doing paperwork. Whether the case involves cargo damage, residential and business property damage, fire, fraud, burglary, or arson, its the job of the adjuster to get to the bottom of things. Author Jonathan L. Scott has spent more than thirty years as an adjuster. In a series of short stories, loosely based on actual insurance claims, he recalls navigating the human dimension of balancing a clients circumstances with policy requirements and the lawand its never easy. All adjusters investigate, evaluate, and settle claims, but the best ones are worth their weight in gold several times over. The bad ones, however, can cause huge problems for the public and their employers. If youve ever been curious about the work of an insurance adjuster, read on and find out how each claim becomes its own little adventure.




The Art of Property Claims Adjusting: Techniques on How to be a Great Adjuster


Book Description

His common sense approach to sharing techniques on how to make you a great adjuster and providing easy to apply techniques is not seen in most books. After reading this book you will find yourself with many techniques on how to be efficient at what you do, producing great claim files while amazing your customers. His promise to just give key facts will allow anyone to use this book as a reference for years to come. What a refreshing presentation that is geared to truly helping adjusters be great, without having to sift through needless information. Danny lays out a tried and true formula for becoming a great, well rounded adjuster with a fantastic approach to adjusting claims. And Danny does it all in an excellent way that will stay with you long after you finish his book. I highly recommend that all adjusters, from the newest adjuster just entering the property insurance industry to the most experienced adjusters at the tail end of their career, take the time to read and study this outstanding book.




Claims Adjuster Exam Secrets Study Guide


Book Description

***Includes Practice Test Questions*** Claims Adjuster Exam Secrets helps you ace the Claims Adjuster Exam, without weeks and months of endless studying. Our comprehensive Claims Adjuster Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Claims Adjuster Exam Secrets includes: The 5 Secret Keys to Claims Adjuster Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: General Insurance, Policy Provisions, Personal Insurance Coverage, Homeowner Policy, Miscellaneous Policy, Personal Auto Policy, Commercial Automobile Insurance, Insurance Regulations, Types of Licenses, Process to Obtain License, Producer Misconduct, State and Federal Regulations, Producer Regulations, Federal Regulations, Insurance Companies, Market System Used by Insurance Companies, Legal Responsibilities of a Producer, Commercial Package Policy, Commercial Property, Additional Loss Condition/Coinsurance, Commercial General Liability, Personal and Advertising Injury Liability Coverage B, Medical Payment Coverage C, Crime and Fidelity Coverage, Marine, Inland Marine and Aviation Insurance, Boiler and Machinery, Purposes, Workers' Compensation, Description, Exclusive Remedy, Occupational Disease, Second Injury Fund, Federal Workers' Compensation Law, Employment Insurance Policy, Workers' Compensation, Premium Computation, Self Insured, Other Coverages and Options, National Flood Insurance Program, Umbrella Policy, Speciality Liability Insurance, Surplus Lines, Surety Bonds, Other Policies, and much more...




The Art of Adjusting


Book Description

Every profession has its unwritten rules which practitioners learn through on-the-job training. Being a claims adjuster is no different, except that insurers expect the claims department to shoulder more and more duties with less personnel-- leaving little time for training from seasoned adjusters. This is exacerbated by the "brain drain" of the Baby Boomers leaving and no clear educational process for adjusters. The Art of Adjusting: Writing Down the Unwritten Rules of Claims Handling will help the adjuster: Write better reservation of rights letters Handle irate insureds and claimants in a more professional manner Understand how to read an estimate and medical records. Chantal M. Roberts, CPCU, AIC, RPA, is a claims handling, standards, practices, and procedures expert witness with 20-plus years' experience as a multi-lined claims adjuster. In her first book, she attempts to bridge the gap between being a new adjuster and a seasoned hand by offering some of the lessons she learned so that adjusters can get back to doing what they are meant to do: settle claims quickly, proficiently, and economically.




Texas Adjuster Exam (Insurance - All Lines) Unofficial Self Practice Exercise Questions


Book Description

An insurance adjuster is a person who engages in the business of making an investigation for the purpose of obtaining information in the course of adjusting or participating in the settlement or disposal of any claim in connection with a policy of insurance. This book primarily covers the fundamental adjusting knowledge compatible with the state exam, with Texas specific coverage. We create these self-practice test questions referencing the concepts and principles currently valid in the adjuster exam. Each question comes with an answer and a short explanation which aids you in seeking further study information. For purpose of exam readiness drilling, this product includes questions that have varying numbers of choices. Some have 2 while some have 5 or 6. We want to make sure these questions are tough enough to really test your readiness and draw your focus to the weak areas. Think of these as challenges presented to you so to assess your comprehension of the subject matters. The goal is to reinforce learning, to validate successful transference of knowledge and to identify areas of weakness that require remediation. The questions are NOT designed to "simulate" actual exam questions. "realistic" or actual questions that are for cheating purpose are not available in any of our products.







Efficient Adjuster Daily Planner


Book Description

Efficient Adjuster Daily Planner: A Claim Management Tool is a workbook for adjusters in the field or in the office. This book helps adjusters manage claims in an organized way to reference active claims easily. The claims handling process can be overwhelming. This workbook helps destress an already stressful workflow. Adjusters can keep all relevant information in one place organized, so now all the focus can be on the insured's needs. Keep track of claims numbers Keep track of the insured's name Create an action plan for each claim Manage your time efficiently Notes all in one place Handle claims better and more efficiently without the paperwork stress of poor file management. This workbook is another tool adjusters need to handle claims successfully. Handling claims can be stressful. The pace is fast and demanding. Stand out as an effective, organized adjuster with a workbook that keeps all your relevant claims-specific information together for quick reference. Need to reference a past claim you have worked on? No problem with your workbook; you can quickly look back on your notes to gather the relevant information. With over 100 pages of note gathering slots, you will be ahead of the conversation with adequate notes.




Risk Adjustment, Risk Sharing and Premium Regulation in Health Insurance Markets


Book Description

Risk Adjustment, Risk Sharing and Premium Regulation in Health Insurance Markets: Theory and Practice describes the goals, design and evaluation of health plan payment systems. Part I contains 5 chapters discussing the role of health plan payment in regulated health insurance markets, key aspects of payment design (i.e. risk adjustment, risk sharing and premium regulation), and evaluation methods using administrative data on medical spending. Part II contains 14 chapters describing the health plan payment system in 14 countries and sectors around the world, including Australia, Belgium, Chile, China, Columbia, Germany, Ireland, Israel, the Netherlands, Russia, Switzerland and the United States. Authors discuss the evolution of these payment schemes, along with ongoing reforms and key lessons on the design of health plan payment.




Principles of Accounting Volume 1 - Financial Accounting


Book Description

The text and images in this book are in grayscale. A hardback color version is available. Search for ISBN 9781680922929. Principles of Accounting is designed to meet the scope and sequence requirements of a two-semester accounting course that covers the fundamentals of financial and managerial accounting. This book is specifically designed to appeal to both accounting and non-accounting majors, exposing students to the core concepts of accounting in familiar ways to build a strong foundation that can be applied across business fields. Each chapter opens with a relatable real-life scenario for today's college student. Thoughtfully designed examples are presented throughout each chapter, allowing students to build on emerging accounting knowledge. Concepts are further reinforced through applicable connections to more detailed business processes. Students are immersed in the "why" as well as the "how" aspects of accounting in order to reinforce concepts and promote comprehension over rote memorization.




How to Become an Independent Insurance Adjuster


Book Description

This practical, hands-on guide shows you the fastest and best way to break into the adjusting profession. From training and licensing to finding an independent firm, this resource has everything you need to begin your new career. The good folks from Adjuster Resources, LLC have combined decades of adjusting experience and condensed it into one easy-to-read and easy-to-follow manual.