Agricultural Financing and Rural Banking in India
Author : S. Nakkiran
Publisher :
Page : 320 pages
File Size : 27,25 MB
Release : 1980
Category : Agricultural credit
ISBN :
Cooperative Agricultural and Rural Development Banks
Author : Jaya S. Anand
Publisher : Atlantic Publishers & Dist
Page : 164 pages
File Size : 47,34 MB
Release : 1999
Category : Agricultural credit
ISBN : 9788171568406
Book Description
Over Nearly Four Decades Of Their Chequered History, Co-Operative Agriculture And Rural Development (Card) Banks Have Been Able To Emerge As An Outstanding Co-Operative Institution, Catering Exclusively To The Investment Credit Needs Of The Rural Areas. The Kerala Card Bank Is Considered To Be The Best Among The Developing Banks Based On Its Outstanding Performance In Terms Of Many Indicators Like The Quantum Of Advances Made, Reserves, Profit, Small Farmer Coverage Etc. It Has Diversified Its Activities So As To Cover And Assist Rural Artisans, Small Scale Industrialists And Has Also Launched The Financing Of Rural Housing.The Study Examines The Role Of The Bank In Meeting The Long Term Credit Requirements Of The Rural Masses In The State. It Has Also Examined The Impact Of Lending, And The Utilisation And Recovery Pattern Of Loan Advanced.The Study Makes A Brilliant Exposition Of All These Issues And Highlights The Real Problem Prevailing At The Beneficiary Level. The Author Has Used Various Statistical Tools To Make The Study Scientific And Accurate. This Book Should Be Of Vital Importance To Policy Makers And Researchers.
Innovations in rural and agriculture finance
Author : Kloeppinger-Todd, Renate
Publisher : Intl Food Policy Res Inst
Page : 34 pages
File Size : 20,8 MB
Release : 2010-07-21
Category : Social Science
ISBN :
Book Description
Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the poverty trap.
Agricultural Finance by Commercial Banks
Author : Shivaji
Publisher : APH Publishing
Page : 326 pages
File Size : 40,17 MB
Release : 2007
Category : Agricultural credit
ISBN : 9788131301265
Book Description
This book 'Agricultural Finance by Commercial Banks' is an attempt made by Dr. K. Sivaji, M.Com., M.Phil., Ph.D., to establish the linkage between commercial bank loans and actual requirement by agricultural sectors. Bank finance is an important that the allocation of bank credit must be in accordance with the priorities of the plan. It is recognized that agricultural development pre-supposes a greater flow of inputs as well as institutional and organizational reforms. Agricultural credit is one of the most crucial inputs in all agricultural development programs. New Book
Agriculture, Rural Banking and Micro Finance in India
Author : Rais Ahmad
Publisher :
Page : 0 pages
File Size : 25,88 MB
Release : 2012
Category : Agriculture
ISBN : 9788177083248
Book Description
The agricultural sector occupies a key position in India's economy. It provides employment to about 65% of the working population of India. Being the backbone of India's economy, agriculture has been treated as a priority sector for the allocation of institutional credit. The low growth rate of agriculture in the past few years has further strengthened the channels of credit flow to this sector. Micro credit has emerged as a visible credit channel to the poor, as their access to conventional credit channels is constrained by the requirement of collateral and high transaction cost. Micro finance is routed through Self-Help Groups (SHGs). Over the years, the SHG-Bank Linkage Program - which includes commercial banks, regional rural banks, and co-operative banks - has emerged as the major micro finance program in the country. This book, authored by experts in the field of agricultural finance, provides an in-depth analysis of the current state of agricultural/rural finance in India, the emergence of micro finance, financial inclusion efforts, and related matters.
Agricultural Finance in India
Author : K. Prabhakar Rajkumar
Publisher :
Page : 256 pages
File Size : 31,23 MB
Release : 2008
Category : Business & Economics
ISBN :
Book Description
Agricultural production in India depends upon millions of small farmers. However, because of inadequate financial resources, many farmers are unable to receive improved seeds and fertilizers, nor introduce better methods and techniques. It is, therefore, of the utmost importance that the financial requirements of farmers are adequately met. The provision of sufficient and timely credit at fair rates of interest has to be considered as an integral part of agricultural development. However, assistance rendered by way of credit has to be related to specific items of productive work or of essential costs of cultivation. Set up in 1982, India's National Bank for Agriculture and Rural Development (NABARD) is the apex institution accredited with all matters concerning policy, planning, and operations in the field of credit for agriculture and other economic activities in rural areas in India. NABARD serves as an apex refinancing agency for the institutions providing investment and production credit in rural areas. This book explains the system of agricultural finance in India and it provides an in-depth analysis of the role of NABARD.
Rural Banking in India
Author : S. S. M. Desai
Publisher :
Page : 410 pages
File Size : 43,73 MB
Release : 1979
Category : Agricultural credit
ISBN :
Book Description
Improving Access to Finance for India's Rural Poor
Author : Priya Basu
Publisher : World Bank Publications
Page : 152 pages
File Size : 28,95 MB
Release : 2006-01-01
Category : Business & Economics
ISBN : 0821361473
Book Description
Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.
Rural Banking in India
Author : Garikamukkala Savaraiah
Publisher : Daya Books
Page : 222 pages
File Size : 43,7 MB
Release : 1988
Category : Agricultural cooperative credit associations
ISBN : 9788170350446
Book Description
The Present Study Is A Collection Of Several Fact-Finding, On-The-Spot Surveys On The Functioning Of Three Tier Institutional Structure. It Is Divided Into Two Parts. Part I Reveals The General Picture I E The Prospects And Constrains Of Cooperative Credit Movement In India. Part Ii Comprises Of 13 Case Studies. First Two Chapters Deal With The Performance Of District Cooperative Central Banks. As Cooperatives Are Still Harping On Security In Their Lending Marginal Farmers/Small Farmers Are Denies Their Due Share In The Total Credit. Morever, Large Farmers Claim Lion S Share In Cooperative Credit By Masking Themselves As Small Farmers. Though On Quantitative Count Cooperative Institutions Particularly Pacs Have Done A Commendable Job But Their Performance Qualitatively Speaking, Is Uneven Between Regions And Membership Groups, Which Is Established In Chapters From 13 Through 18. Consumption Credit To Farmer-Members Is Neglected Aspect Of Cooperative Functioning. Its Availability From Pacs In Villages Will Be Free Them From The Strangulations Of Village Moneylenders (19 Chapter). Therefore, There Is Utmost Need To Supply The Essential Consumer Commodities Through Pacs Under Public Distribution System (20Th Chapter). Finally, A Frontal Attack Is Made On The Problem Of Overdues Of Cooperative Institutions. Contents Chapter 1: Co-Operative Development In India With Focus On Seventh Plan Strategy; Chapter 2: Sound Agricultural Credit System In India: An Analysis; Chapter 3: Rrbs: How Far They Are Filling The Credit Gap In Rural India; Chapter 4: Co-Operative Credit For Agricultural Development; Chapter 5: Short-Term Co-Operative Credit: A Case Of A P State Co-Operative Bank Ltd; Chapter 6: Long-Term Financing Of Agriculture: A Study Of Apld Bank; Chapter 7: The Flow Of Co-Operative Credit To Small Farmers; Chapter 8: Whither Co-Operative Credit Movement? Chapter 9: Gandhiji And Co-Operative Credit Movement; Chapter 10: Co-Operatives Failed In A P But Will Succeed; Chapter 11: Co-Operative Central Banks: Their Operation And Performance: A Case Study Of Two Dccbs In A P; Chapter 12: Co-Operative Credit: The Role Of Co-Operative Central Bank In Prakasam District Of A P; Chapter 13: Progress Of Pacs In Prakasam District In The Era Of Planning; Chapter 14: A Study Of The Structure, Conduct And Performance Of Pacs In Prakasam District; Chapter 15: Regional Variations In The Performance Of Pacs: A Case Study; Chapter 16: Credit Performance Of Pacs: A Case Study; Chapter 17: Inter-Society Variation In The Loaning Operations: A Case Study; Chapter 18: Co-Operative Finance For Weaker Sections: A Case Study Of Prakasam Distt.; Chapter 19: The Role Of Pacs In Providing Consumption Credit To The Weaker Sections; Chapter 20: Role Of Co-Operatives In Pds For Essential Commodities: A Case Study; Chapter 21: Sfda In Prakasam District; Chapter 22: Joint Co-Operative Farming Society In An Agrarian Village: A Case Study In An Agrarian Village; Chapter 23: Recovery Performance Of Pacs And Its Strategy: A Case Study.
Financing of Agriculture by Commercial Banks
Author : M. Lakshmi Narasaiah
Publisher : Discovery Publishing House
Page : 120 pages
File Size : 35,51 MB
Release : 1999
Category : Agricultural credit
ISBN : 9788171414710
