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An Insider's Guide to Refinancing Your Mortgage

Author : David Reed

Publisher : AMACOM Div American Mgmt Assn

Page : 225 pages

File Size : 12,59 MB

Release : 2008-09-15

Category : Business & Economics

ISBN : 0814410308

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Book Description

For many homeowners, refinancing a mortgage can save them significant money, considerably reducing their monthly payments. It can also give them breathing space to pay off debts or allow them to make other investments, pay for college, or finance home improvements. An Insider’s Guide to Refinancing Your Mortgage is dedicated to an often-misunderstood aspect of mortgage lending: refinancing a mortgage loan. Readers will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes readers step bystep through the refinance process and shows them how to evaluate their current loan program and compare it with other options. By following Reed’s invaluable advice, homeowners will learn: when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get paid • how to identify and avoid predatory lenders • how to negotiate closing costs An Insider’s Guide to Refinancing Your Mortgage will save readers money and heartache when negotiating a loan.



Decoding the New Mortgage Market

Author : David Reed

Publisher : AMACOM

Page : 257 pages

File Size : 42,47 MB

Release : 2009-12-09

Category : Business & Economics

ISBN : 081441401X

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Book Description

The housing market is in turmoil, but if there’s a silver lining, it’s the fact that purchase prices are at historic lows. Sure, there are still plenty of predatory lenders waiting to exploit the naïve potential buyer, but those who do their homework will be rewarded with a fair price and manageable mortgage terms. Decoding the New Mortgage Market is a map to finding the best and most realistic mortgage deals while navigating past potential obstacles and traps. Filled with money-saving advice, this practical guide will help prospective buyers understand: • How new lending and underwriting rules affect today’s homebuyer • Different loan types and lending institutions • Credit issues and other qualifying factors • Creative down-payment solutions • How to reduce closing costs and other fees Because lenders and buyers alike have gotten “burned” in the mortgage crisis, finding and qualifying for a manageable loan may now be more difficult. Readers will find that Decoding the New Mortgage Market makes the search both easier and more fruitful, and that their dreams of home ownership are still within their reach.



Insiders Guide to Key Committee Staff of the U. S. Congress 2009

Author : Suzanne Struglinski

Publisher : Bernan Press

Page : 788 pages

File Size : 22,12 MB

Release : 2009-09

Category : Political Science

ISBN : 1598883062

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Book Description

"The Almanac of the Unelected" is the leading source for information about Congressional staff: the essential individuals who help elected officials establish political positions on issues, craft legislation, and put policies in place. This new edition features in-depth profiles of more than 600 senior Congressional committee staff members.





The Insider's Guide to Making Money in Real Estate

Author : Dolf de Roos

Publisher : John Wiley & Sons

Page : 256 pages

File Size : 17,94 MB

Release : 2005-04-15

Category : Business & Economics

ISBN : 0471726435

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Book Description

Start building your fortune with the ultimate insider's guide toreal estate investing The Insider's Guide to Making Money in Real Estate explains whyreal estate is a consistently profitable moneymaker and howeveryday people just like you can build their fortune regardless oftheir credit score or how much money they have in the bank. It'strue--you don't have to be rich to invest in real estate. It's theeasiest, most leveraged method for building sustainable wealth overtime, and it's open to everyone. In this practical, nuts-and-bolts guide, New York Times bestsellingreal estate authors Dolf de Roos and Diane Kennedy cover all thebasics of investing and offer the kind of insider advice andlittle-known tips you won't find anywhere else. You'll get a wealthof bright ideas and smart investment moves, as well as examples,case studies, and true investing stories from successful investorsjust like you. Inside, you'll learn: * The ins and outs of commercial versus residential property * How to spot great bargains in neighborhoods with greatpotential * How to finance your investments with less-than-perfectcredit * Quick tips for increasing the value of your propertyinexpensively * How to find reliable tenants who'll pay top dollar * Everything you need to know about property taxes anddeductions * How to use tax benefits to increase your profits



The Insider's Guide to Tax-Free Real Estate Investments

Author : Diane Kennedy

Publisher : John Wiley & Sons

Page : 258 pages

File Size : 49,22 MB

Release : 2007-02-26

Category : Business & Economics

ISBN : 0470087110

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Book Description

This guide from bestselling real estate authors de Roos and Kennedy shows you how to use tax-free retirement funds to invest in real estate. Using real estate IRAs, you can combine the tax benefits of retirement funds with the high rates of appreciation in the real estate market, growing your retirement investments by leaps and bounds. This handy book shows you how.



The Ultimate Insider's Guide to Adoption

Author : Elizabeth Swire Falker

Publisher : Grand Central Life & Style

Page : 203 pages

File Size : 39,23 MB

Release : 2009-06-27

Category : Family & Relationships

ISBN : 0446562300

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Book Description

This comprehensive, accessible guide leads you with confidence through every decision you'll have to make during the adoption process -- including the ones that you'd never know to expect. So you've made the decision to adopt. What's next? For starters, how do you know whether domestic or international adoption is right for you? (And what are the real differences between the two?) Adoption insider Elizabeth Swire Falker answers these questions and many more. As an attorney who practices in the area of adoption and has worked with hundreds of families, and as an adoptive parent herself, she offers expert advice on each stage of the process. Complete with checklists, tips, sidebars, and plenty of advice, it shows you how to: Identify which adoption experts you do and don't need Find the right birth mother or choose the right country for your family-and how to spot red flags in potential situations Select an attorney or agency and prepare for your home visit Finance an adoption on a budget, manage the red tape, and get around the roadblocks Navigate all of the complex emotions that surface along the way With Elizabeth Swire Falker's warm yet been-there-done-that voice, The Insider's Guide to Adoption is sure to become a tried-and-true resource for adoptive parents everywhere.



Financing Your Condo, Co-Op, or Townhouse

Author : David REED

Publisher : AMACOM Div American Mgmt Assn

Page : 240 pages

File Size : 25,38 MB

Release : 2009-06-24

Category : Business & Economics

ISBN : 0814410839

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Book Description

Finding a condo, co-op, or townhouse to call home is hard enough, but finding financing to buy this kind of property is even more challenging. As a veteran mortgage banker and author of Mortgages 101, David Reed has helped thousands of buyers through this complicated process. Financing Your Condo, Co-op, or Townhouse offers readers invaluable advice, including information on developer financing, specialty loans, government programs and refinance loans, streamlining the approval process, appraisals, closing costs, and more. Readers will discover: • the differences among condos, co-ops, and townhouses • how to find the right type of property for them • the rules governing loans for condos, co-ops and townhouses • how to evaluate which loan type is best and lock in the lowest rate • why the percentage of owner-occupied units is important • what to consider when buying new construction or conversion properties • the financial considerations unique to each type of home Whatever the property, whatever the question...this handy guide to financing has the answers.



The Insider's Guide to 52 Homes in 52 Weeks

Author : Dolf de Roos

Publisher : John Wiley & Sons

Page : 213 pages

File Size : 50,77 MB

Release : 2006-02-03

Category : Business & Economics

ISBN : 0471757055

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Book Description

A real estate guide unlike any other, The Insider's Guide to 52 Homes in 52 Weeks is the true story of a seemingly impossible investing challenge and the two investors who pulled it off--all to prove that you can do it too. Successful real estate investors Dolf de Roos and Gene Burns wanted to show skeptical investors that there are always great deals to be found. So they set out to buy fifty-two homes in just one year. Not only did they succeed, they did it in less than ten months and earned a lot of money in the process! Tracing this ten-month real estate adventure in depth and detail, The Insider's Guide to 52 Homes in 52 Weeks explains the authors' strategies and techniques for acquiring almost any property in any market. Inside, you'll find step-by-step guidance on: Finding the perfect market to invest in Designing your strategy and getting started Making your first deal Finding the help you need to succeed Changing strategies midstream Networking to find new leads and opportunities And much more Combining unbeatable investing guidance with firsthand accounts of real deals, The Insider's Guide to 52 Homes in 52 Weeks arms investors with a diverse mix of strategies and tactics that will turn every real estate deal into a moneymaker.