Designing Adult Services


Book Description

Focusing on adult patrons ages 19 through senior citizens, this book explains how libraries can best serve this portion of their community's population at different life stages and foster experiences that are "worth the trip"—whether actual or virtual. Adult library patrons are busier than ever before—working, taking classes and studying for advanced degrees, caring for children, helping their aging parents, taking care of their homes or rental properties, planning and nurturing careers, managing investments and retirement funds, and inevitably retiring. Each of these endeavors can require highly specific learning and education. Throughout their lives, adults continue to have different information needs that the library and its services can fill. Designing Adult Services: Strategies for Better Serving Your Community discusses the many ways libraries can serve adults of various ages and at different life stages, covering online services, collection development, programming, and lifelong learning. This guide's unique approach simplifies the processes of designing and carrying out a successful adult services program for adult library users in all the various stages of life. The book is organized by age groups, with the respective information needs and life challenges. Each chapter suggests programs, services, and collection development strategies for the life stages. Public library administrators and managers as well as adult services librarians in public libraries will find this guide a must-read.




Best Places to Retire: the Top 15 Affordable Towns for Retirement in Europe


Book Description

Learn the best and most affordable places to retire in Europe in under an hour! Read on your PC, Mac, smartphone, tablet or Kindle device! In Best Places to Retire: The Top 15 Affordable Towns for Retirement in Europe , you'll learn about the most ideal places to retire in the many regions of Europe. There's no mistake why Europe is such a highly desired retirement location with its many cultures and incredible history. Read on to learn about fifteen of the best destinations to retire in Europe. We'll review why each spot is a great place to retire, the local community, and general demographics of each region. Here is a preview of what is inside this book: Why Seniors Choose to Retire in Europe 12 Questions to Ask Yourself When Thinking About Retiring in Europe 15 Great Places to Retire in Europe Conclusion An excerpt from the book: Berlin is situated within the enormous plains of northeastern Germany. Its rich history, notable culture and the infinite number of things you can do in this capital city of Germany make it an excellent place to retire.For a city that is the same size as Berlin, 3.502 million people is not a lot compared to other cities and because of that, your daily activities go by uninterrupted. Clean, green and spacious, its streets and parks are a favorite place for runners and cyclists. Berlin's move to stand out as both an economic hub and a city that promotes a greener environment are some the things that tourists and retirees admire the most. There are moments when the city's buildings and infrastructures feel like they stand there as an accompaniment to the lush and colorful trees surrounding them.Another thing that retirees and tourists admire about Berlin is its approach when it comes to redirecting traffic and reinforcing the law. If you would spend even just one day in Berlin, you would notice how safe it is to be on the streets, and for a retiree, this can already be a primary selling point for the city.Owning a car in Berlin is not necessary, because its streets and roads are both pedestrian- and bicycle-friendly. Tags: Europe retirement, retirement planning, best places to retire in, retirement books, where to retire, retirement locations, early retirement, best places to live in Europe, best places to retire overseas, international retirement




How to Retire Overseas


Book Description

The definitive guide for anyone dreaming of living in paradise when they retire. Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: • Finding a home to own or rent • Researching and understanding your tax liability • Obtaining health insurance and medical care • Avoiding common mistakes and pitfalls • Opening a bank account Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, How to Retire Overseas is the ultimate guide to making retirement dreams come true.




America's Best Places to Retire


Book Description

66 in-depth profiles of undiscovered havens, low-cost Edens and familiar retirement hot-spots.




Can I Retire Yet?


Book Description

You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later




Choose FI


Book Description

Now available for Pre-Order! A common resolution set at the beginning of a new year is to "get my financial house in order." But how can you build a house, let alone pour any kind of foundation, without a blueprint? There are dozens of books and gurus trying to push their advice and tell you how to spend and invest your money. And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning ChooseFI podcast and Chris Mamula of the popular blog "Can I Retire Yet?". They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular ChooseFI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and "choose your own adventure." The book covers a wide range of topics that will help you build a strong financial foundation: Developing a growth mindset Defining your values and aligning them with your spending Cutting years from your estimated retirement date Questioning the status quo on "required expenses" Cutting travel expenses and putting family vacations within your reach Learning how to earn more and live with abundance Updating the commonly accepted wisdom on college education and the debt associated with it Cutting through the noise on investing to discover strategies that work Showing how to implement investment strategies that enable the lifestyle you desire while controlling downside risk FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI: Your Blueprint to Financial Independence will give you the information to guide your next move.




A Better Life for Half the Price


Book Description

Presents good value destinations to live in around the world and how to transition.




Kiplinger's Personal Finance


Book Description

The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.




Ask a Manager


Book Description

From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together




Baby Steps Millionaires


Book Description

You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else. In Baby Steps Millionaires, you will . . . *Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth *Learn how to bust through the barriers preventing them from becoming a millionaire *Hear true stories from ordinary people who dug themselves out of debt and built wealth *Discover how anyone can become a millionaire, especially you Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!