The Independence of Credit Rating Agencies


Book Description

The Independence of Credit Rating Agencies focuses on the institutional and regulatory dynamics of these agencies, asking whether their business models give them enough independence to make viable judgments without risking their own profitability. Few have closely examined the analytical methods of credit rating agencies, even though their decisions can move markets, open or close the doors to capital, and bring down governments. The 2008 financial crisis highlighted their importance and their shortcomings, especially when they misjudged the structured financial products that precipitated the collapse of Bear Stearns and other companies. This book examines the roles played by rating agencies during the financial crisis, illuminating the differences between U.S. and European rating markets, and also considers subjects such as the history of rating agencies and the roles played by smaller agencies to present a well-rounded portrait. - Reports on one of the key causes of the 2008 financial crisis: agencies that failed to understand how to analyze financial products - Describes inherent business model and pricing conflicts that compromise the independence of credit rating agencies - Reveals how rating agencies large and small, regulatory bodies, and vested interests interact in setting fees and policies




Advanced Business Credit Tactics 2014


Book Description

Advanced Business Credit Tactics 2014 Will Teach You How To Build Massive Business Credit: (This Book's contents are also included within a newer version Credit Mastery 2014 for Both Personal and Business Credit Solutions ISBN-10: 1500975680 - Also the Latest Book by Iron Dane Richards is Credit Mastery: Business Credit - Personal Credit first printing Feb 6,2015 ISBN-13: 978-1507650417.) Creating the Structure for building your business credit fast. Establishing Key Components that validate your business for funding. Then we move you into the actual process to where you are building business credit. Registration for reporting with all business credit agencies; Dun & Bradstreet and Experian Business. Obtaining five key vendor lines of credit that report to the agencies. Obtaining at least three business credit cards that report to the agencies. How to get high dollar trade lines of credit that report to the agencies for pennies on the dollar. Obtaining your first business bank loan that reports to the business credit agencies. Inside secrets are shared from industry leaders in business coaching and banking for building massive amounts of business credit in an easy to read and understand format. Using these insider secrets allows you to expedite the development in the most cost effective and efficient process for obtaining $100,000 Fast. This is updated from our 2012 Advanced Business Tactics Business Credit Manual that sold over 100,000 Digital and Softcover copies through our seminars and website. Chapters Include: Company Business Structures, Legal Entities, Nevada Companies, Wyoming Companies, New Mexico Companies, Colorado Companies, Beginning the Credit Building System, Dunn & Bradstreet - Paydex, Rating & Score, Initial Credit Building for Each Company, Golden Rules for Business Credit Building, Credit Building Core Accounts, Reporting Credit Vendors and Current Funding Sources as of 2014, Credit Building Plan to over $100,000, Bank Loans, Business Plans and Credit Planning. #businesscredit #credit #creditmastery Strategy Guide for writing a business plan for obtaining funding: Executive Summary, Business Details, Products and Services, Business Structure, SWOT, PP& E, Information Systems, Insurance, Goals, Achievements & Strategies, Marketing, Sales Goals, Customer Management & Retention, Pricing Strategies, Competitive Overview, Target Market, The Competition, Credit Reporting Agencies! Advanced Options: Business Trust Deposit Loans, Leased Bank Instruments, Leasing Certificates of Deposits. 300 Lenders Added from Advanced Business Tactics: Business Credit Manual 2013 Edition! Plus a Lenders List that includes the exact credit reporting agency they use! Includes Credit Card Vendors, Line of Credit and Hard Money Lenders! Suggessted Retail $197 USA




Business Credit 2014


Book Description

Advanced Business Credit Tactics 2014 by Iron Dane Richards This is an eBook That Contains a Few Sample Excerpts From The Above Title! This is Not The complete Book , However we have included links to purchase the complete book! The 7 Easy Steps To Building Business Credit Overview of Business Credit Small Business Funding Made Easy Building Corporate Credit Advanced Business Credit Book 2014 Will Teach You How To Build Massive Business Credit: Creating the Structure for building your business credit fast. Establishing Key Components that validate your business for funding. Then we move you into the actual process to where you are building business credit. Registration for reporting with all business credit agencies; Dun & Bradstreet, Experian Business and Equifax. Obtaining five key vendor lines of credit that report to the agencies. Obtaining at least three business credit cards that report to the agencies. How to get high dollar trade lines of credit that report to the agencies for pennies on the dollar. Obtaining your first business bank loan that reports to the business credit agencies. Inside secrets are shared from industry leaders in business coaching and banking for building massive amounts of business credit in an easy to read and understand format. Using these insider secrets allows you to expedite the development in the most cost effective and efficient process for obtaining $100,000 Fast. This is updated from our 2012-13 Advanced Business Tactics Business Credit Manual that sold over 100,000 Digital and Softcover copies through our seminars and website. 300 Lenders Added from 2013 Edition! Plus a Lenders List that includes the exact credit reporting agency they use! This Includes Credit Card Vendors, Line of Credit and Hard Money Lenders! Chapters Include: Company Business Structures, Legal Entities, Nevada Companies, Wyoming Companies, New Mexico Companies, Colorado Companies, Beginning the Credit Building System, Dunn & Bradstreet – Paydex, Rating & Score, Initial Credit Building for Each Company, Golden Rules for Business Credit Building, Credit Building Core Accounts, Reporting Credit Vendors and Current Funding Sources as of 2014, Credit Building Plan $100,000, Bank Loans, Business Plans and Credit Planning, Strategy Guide for writing a business plan for obtaining funding: Executive Summary, Business Details, Products and Services, Business Structure, SWOT, PP& E, Information Systems, Insurance, Goals, Achievements & Strategies, Marketing, Sales Goals, Customer Management & Retention, Pricing Strategies, Competitive Overview, Target Market, The Competition, Credit Reporting Agencies! Advanced Options: Business Trust Deposit Loans, Leased Bank Instruments, Leasing Certificates of Deposits. Advanced Business Credit Tactics 2014 Book and Seminars




The SBA Loan Book


Book Description

Spurred by President Obama, the Small Business Association has stepped up its loan program to companies around the nation. But to receive an SBA-guaranteed loan, firms must navigate a complex course of processes, qualifications, documentation, and approvals. You need this new edition of Charles Green's invaluable book to chart the best way to apply for and get an SBA loan. Green wastes no time in showing: Why an SBA loan guarantee is a good option in tough economic times How to choose the right bank at a time when many banks have failed and credit is tight What the new rules and regulations say about the paperwork and documentation loan applicants must supply In today's turbulent economic climate, solid financial backing is the key to small business survival. And this fully updated guide to SBA loans will help you land it.




Fragile by Design


Book Description

Why stable banking systems are so rare Why are banking systems unstable in so many countries—but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households. Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues. Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.




Statistics of Income


Book Description




Doing Business 2014


Book Description

Eleventh in a series of annual reports comparing business regulations in 189 economies, Doing Business 2014 measures regulations affecting 11 areas of everyday business activity around the world.




The State Small Business Credit Initiative (SSBCI)


Book Description

The SSBCI provides funding to states, territories, and eligible municipalities to expand existing or to create new state small business investment programs, including state capital access programs, collateral support programs, loan participation programs, loan guarantee programs, and venture capital programs. This book examines the SSBCI and its implementation, including Treasury's response to initial program audits conducted by the U.S. Government Accountability Office and Treasury's Office of Inspector General. These audits suggested that SSBCI participants were generally complying with the statute's requirements, but that some compliance problems existed, in that, the Treasury's oversight of the program could be improved; and performance measures were needed to assess the program's efficacy.