Choosing a Medigap Policy


Book Description

Medicare, a Federal health insurance program for people 65 years of age or older, & certain people with disabilities, pays for much of your health care, but not all of it. There are some costs that you will have to pay yourself, called your out-of-pocket costs. There are other kinds of health insurance, like Medigap Policies (MP), that may help pay the costs that Medicare doesn't. This Guide is about MP,Ó which are also called Medicare Supplement InsuranceÓ A MP is a health insurance policy sold by private insurance companies to fill the gapsÓ in the Original Medicare Plan coverage. This Guide helps you understand: What MP are; how MP can help you; & what do to before you buy a MP.




Professor Medicare's Easy Guide to Medicare


Book Description

Understanding Medicare can frustrate and confusing as you set out to find the best healthcare coverage for retirement. With all its plans and parts, Medicare looks like alphabet soup; and choosing a Medicare plan is like trying to order from a hundred-page restaurant menu. You are given a gamut of options ranging from Parts A through D to Medicare Advantage to Supplements. How can anyone decide what is best? Well, when you don't know which entrée to choose at Chef M's (What is sriracha aioli? Will I like a deckle steak?), you ask your server for recommendations. When you need to make the best choice for your healthcare, ask Professor Medicare. After seeing thousands of seniors over the past ten years, we have put together a simple process that helps clients understand Medicare so they can make the best choice for their needs.Here are the questions:1.When do I enroll in Medicare?2.Do I stick with Original Medicare A and B?3.Do I choose a Medicare Advantage plan with/without a drug plan?4.Do I choose a Medicare Supplement and get a stand-alone drug plan.After you have answered those questions, we help you order from the Medicare menu. As independent insurance brokers, we compare all the top Medicare Advantage, Medicare Supplement, and Part D plans. We find the one that matches your healthcare needs and financial situation. And we make sure you understand what your coverage will protect, how much it will cost, and how to use it.In Professor Medicare's Easy Guide to Medicare, we have gathered all our best professional advice, our clearest translations, and our proven step-by-step system into a single Medicare resource. Instead of searching online for answers or waiting for hours on the phone, you'll find answers to all your questions in your own home at your own pace.







Medicare and You


Book Description

The official government handbook with important information about: new changes to Medicare; your Medicare benefits; choosing a health plan that's right for you; & your Medicare privacy rights. Contents: What's New in Medicare for 2005; Medicare-Approved Drug Discount Cards; Medicare Prescription Drug Plans; Medicare Program Basics; Medicare Health Plan Choices; Original Medicare Plan; Medicare Advantage Plans; Your Medicare Rights; Other Insurance & Ways to Pay Health Care Costs; For More Information; Words to Know (definitions); & Important Contacts.