Credit Cooperatives in India


Book Description

Credit cooperatives in India make up one of the largest rural financial systems in the world. Playing a vital role in dispensing credit in largely agricultural areas, they are also the weakest link in the formal credit delivery system. This book provides a valuable case study of the traditional banking system in this developing economy, exploring the reasons for the poor performance of credit cooperatives in India and suggesting measures to revitalise them. Although this sector has grown along with the micro-credit sector to provide finance for the poor and the less creditworthy borrowers, financing development still remains a major problem in the developing world. However, the financial health of credit cooperatives in India has been a matter of perennial concern. The author argues that cooperatives hold great promise for financial inclusion if the financial position of the cooperatives can be consolidated. Providing a detailed analysis of the historical evolution of cooperatives in India, the book establishes the link between different segments of this institutional system and their performance in a commercial sense to show that cooperatives occupy an important place in India’s financial edifice as they play a key role in the multi-agency framework for rural credit delivery. As such, the analysis provides a valuable reference for scholars of economics, Asian economics and finance.







Villages, Women, and the Success of Dairy Cooperatives in India


Book Description

India's cooperative dairying program is widely celebrated as an example of successful rural development, yet the meanings of this success have been understood mainly through the pronouncements of national and international development agencies. Within such official narratives, there has been relatively little engagement with the geographies of dairy development, both its place-specific productions through political contests, availabilities of labor, and distributions of agricultural resources, and the unevenness of its outcomes across rural India. This absence is even more surprising given that village-level cooperatives comprise the foundation of India's dairy development program, and the work of women within rural households is continuously invoked as an integral part of the dairy work. This book extends and enriches current understandings of cooperative dairying in India to show both its value to rural communities as well as the limitations of its participatory structures. Combining comparative and ethnographic approaches, explanations for the diverse outcomes of cooperative dairying are provided from the perspective of the people and places directly involved in the everyday reproductions of rural development. This book contributes to existing understandings of rural development and rural geographies in four significant ways. First, by following histories of development from their local origins to their national and international appearances, the global genealogies that are usually attached to development are rendered more complex. Second, by connecting cooperatives to place, the ways in which participation in development reflects local struggles for power and, hence, are structured through local inequalities, is revealed. Third, by linking dairying and agriculture, the continuing importance of resource distributions in shaping the outcomes of rural development is highlighted. Finally, the crucial role of household divisions of labor in the success of village dairy cooperatives is explicated through showing how struggles over the meanings of rural women's work become key to enabling household-level participation in dairying. This book will be of interest to scholars in a wide range of disciplinary and interdisciplinary fields, including geography, sociology, anthropology, rural studies, development studies, gender studies, and regional studies of India.




Co-Operative Movement In India


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Cooperative Marketing of Fruits and Vegetables in India


Book Description

Describes the status of fruit and vegetable production in India and examines the development and status of cooperative marketing. Outlines the activities of three organizations which support cooperatives and provides case studies of four marketing cooperatives. Provides guidance on the planning and operation of these cooperatives.




Cooperative Bank in India


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The Co-operative Movement in India


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The Cooperative Society


Book Description

In this book, we present a hypothesis that humans may be on the threshold of a new historical stage, one characterized by cooperation, democracy, the equitable distribution of resources, and a sustainable relationship with nature. We can act strategically on a range of activities to become a more cooperative society.




Democracy at Work in an Indian Industrial Cooperative


Book Description

Beedi workers and the Kerala model -- The making of the Beedi working class -- Solidarity versus retrenchment : the birth of KDB -- From mobilization to efficiency : the role of the central society -- The dynamics of shop floor democracy : empowerment versus supervision in the Beedi primary cooperatives -- Efficiency and profit in the primary societies : KDB's market dilemma -- KDB and the International Movement for Workers' Cooperatives -- Afterword : Tobacco production and diversification at KDB.




Worker Cooperatives in India


Book Description

This book discusses the experiences of cooperative enterprises in India that have been operated by or influenced to a significant extent by trade unions. It describes the origins of these movements in India presenting a political-strategic view of their development and, in some cases, their decline. The book also presents case studies of groundbreaking social experiments conducted in India in which trade unions have formed cooperatives for production and service provision for the working class movement. It also offers lessons learned from previous social experiments and explains how to use them for future strategies in the working class movement by using primary research undertaken on trade union cooperatives in India. With globalization often given as a reason for the decline of trade unions and transformative social movements, this book demonstrates that where movements declined it was due to their own internal weaknesses, while presenting successful case studies of movements which have shown resilience in the face of globalization. The book also gives an extensive criticism of India’s Self Employed Women’s Association as a model of a depoliticized trade union cooperative. The main lesson of this book is that cooperatives represent a viable strategy to build working class power in the 21st century in India, and elsewhere.