Author : Kirk Bowman
Publisher : Columbia Business School Publishing
Page : 256 pages
File Size : 23,74 MB
Release : 2021
Category : Business & Economics
ISBN : 9780231200103
Applying lessons from the success of community banks, Kirk S. Bowman and Jon R. Wilcox develop and implement a new model that significantly raises philanthropic efficacy. Their straightforward and rigorously tested approach calls for community members to take the lead while outside partners play a supporting role.
Author :
Publisher :
Page : 38 pages
File Size : 20,84 MB
Release : 2009
Category : Banks and banking
ISBN :
Author :
Publisher :
Page : 264 pages
File Size : 42,9 MB
Release : 1995
Category : Banks and banking
ISBN :
Author : Richard E. Beck (Jr.)
Publisher :
Page : 448 pages
File Size : 43,89 MB
Release : 2009
Category : Bank loans
ISBN : 9780899826301
Author : Hong Kong Institute of Bankers (HKIB)
Publisher : John Wiley & Sons
Page : 226 pages
File Size : 21,98 MB
Release : 2012-03-13
Category : Business & Economics
ISBN : 0470827483
Sophisticated banking is vital for modern society to function and prosper. Banks lend to individuals and corporations but do so after carefully exploring the risks they undertake to each customer. This book examines the important role of lending in banking operations and how banks can implement safe and effective loan initiatives. Banks rely on lending to generate profits, but it can be a risky venture. It is important for banking professionals to understand how to mitigate those risks. Bank Lending from the Hong Kong Institute of Bankers discusses a variety of topics that impact a bank's loan strategy. This is an essential read for candidates studying for the HKIB Associateship Examination and those who want to acquire expert knowledge of Hong Kong's bank lending system. Topics covered in this book include: Assessing and reducing lending risk Understanding the customer through financial statements Using ratios to determine risk Setting up an internal structure to reduce risk Pricing and managing loans Dah Sing Bank is delighted to sponsor this resourceful book. The Dah Sing Group is a leading financial services group in Hong Kong, active in providing banking, insurance, financial, and other related services in Hong Kong, Macau, and the People's Republic of China. The Dah Sing Group has gained a reputation as one of the most progressive and innovative financial services groups. Keys to its success are the strength of the Dah Sing management team and the group's commitment to serving its customers.
Author : Gary Whalen
Publisher :
Page : 66 pages
File Size : 15,17 MB
Release : 2007
Category : Bank loans
ISBN :
"Most community banks have been unable to increase dramatically the percentage of their revenue coming from non-traditional sources and so remain reliant on the net income generated by traditional intermediation activities. This continued dependence means that the lending strategy chosen by any community bank is a key determinant of its survival. In this study the lending strategies chosen by a sample of 5508 community banks are examined over the 1995 - 2004 period. Links among the chosen strategies, strategic change, and performance are also investigated using both univariate and regression analysis. The analysis of lending strategy trends reveals an increase in the percentage of community banks that emphasize lending to business borrowers and a decrease in the fraction of institutions specializing in loans to non-commercial customers. The data also indicate that the typical community bank changed its lending strategy over the decade, and many did so more than once. Differences in performance are evident across the strategic groups. The results indicate that business real estate lenders earned the highest returns over the decade, but also were the riskiest. When returns are adjusted for risk, a number of lending strategies produced performance exceeding that of business real estate lending, including residential real estate lending, diversified lending, and agricultural lending. The results show that strategic change reduces returns and increases risk, all else equal. The evidence indicates a large performance disadvantage for the smallest community banks regardless of the lending strategy they pursue"--Office of the Comptroller of the Currency web site.
Author : AICPA
Publisher : John Wiley & Sons
Page : 913 pages
File Size : 50,74 MB
Release : 2019-11-20
Category : Business & Economics
ISBN : 1948306735
The financial services industry is undergoing significant change. This has added challenges for institutions assessing their operations and internal controls for regulatory considerations. Updated for 2019, this industry standard resource offers comprehensive, reliable accounting implementation guidance for preparers. It offers clear and practical guidance of audit and accounting issues, and in-depth coverage of audit considerations, including controls, fraud, risk assessment, and planning and execution of the audit. Topics covered include: Transfers and servicing; Troubled debt restructurings; Financing receivables and the allowance for loan losses; and, Fair value accounting This guide also provides direction for institutions assessing their operations and internal controls for regulatory considerations as well as discussions on existing regulatory reporting matters. The financial services industry is undergoing significant change. This has added challenges for institutions assessing their operations and internal controls for regulatory considerations. Updated for 2019, this industry standard resource offers comprehensive, reliable accounting implementation guidance for preparers. It offers clear and practical guidance of audit and accounting issues, and in-depth coverage of audit considerations, including controls, fraud, risk assessment, and planning and execution of the audit. Topics covered include: Transfers and servicing; Troubled debt restructurings; Financing receivables and the allowance for loan losses; and, Fair value accounting This guide also provides direction for institutions assessing their operations and internal controls for regulatory considerations as well as discussions on existing regulatory reporting matters.
Author : Rashmi Dyal-Chand
Publisher : Cambridge University Press
Page : 295 pages
File Size : 22,71 MB
Release : 2018-05-10
Category : Business & Economics
ISBN : 110713353X
Develops a theory of collaborative capitalism that produces economic stability for businesses and workers in American urban cores.
Author :
Publisher :
Page : 114 pages
File Size : 20,17 MB
Release : 1988
Category : Business & Economics
ISBN :
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
Page : 160 pages
File Size : 40,24 MB
Release : 2013
Category : Banking law
ISBN :
