Money Smart for Older Adults Resource Guide


Book Description

This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system.




Encyclopedia of Ageism


Book Description

Learn more about age discrimination and how it affects us all The Encyclopedia of Ageism is a comprehensive review of over 125 aspects of ageism, alphabetically arranged for easy access. Written by 60 experts, the book examines topics such as anti-aging, stereotypes, and the media—with numerous references for further information. You'll find an alphabetical list of the entries, a detailed index, and a list of the entries categorized by subject, to help you find what you need fast. This resource will increase your awareness about the many facets of ageism and provide you with a wealth of concepts, theories, and facts about ageism. This important resource exposes the many faces of dehumanization through the elder neglect and prejudice that results from today's worldwide youth-oriented culture. The Encyclopedia of Ageism will help you recognize ageism when you encounter it and avoid it in your own thinking and actions. The book is a valuable guide for anyone working with older people and for older people themselves. With the Encyclopedia of Ageism, you will be able to identify personal, cultural, and institutional sources of ageism, such as: age denial age inequality/stratification sexuality scapegoating abuse the disengagement theory and so much more! This eye-opening reference shows how discrimination against elders can have consequences to the aged, the youth, the economy, and society as a whole. The Encyclopedia of Ageism promotes a future where the human rights of older persons are preserved and aging is considered a positive stage in the cycle of life. With this book, you will find strategies for reducing ageism, changing perceptions, and enhancing the quality of life for senior citizens and—someday—yourself.




Elder Fraud Wars


Book Description

By recounting actual court cases, this book examines the multi-billion-dollar elder fraud industry, the special vulnerabilities of those it targets, and the ease and frequency with which it obtains hundreds of thousands of dollars per victim. It also reveals successful strategies for combating that industry and the important contributions to that effort by concerned bankers, doctors, reporters and others in the private sector. The cases reveal an increasingly sophisticated global industry that targets each victim with a series of repeat "hits." This tactic--criminals call it "reloading"--sets the elder fraud industry apart from groups that defraud younger individuals. Twelve key age-related fraud vulnerabilities are illustrated in the cases. So, too, are the scammers' skills in mapping their target's unique combination of vulnerabilities and then tailoring their narratives to exploit each one. Most of the cases highlight actual victims, scam artists or fraud fighters. Their individual stories range from inspiring and sometimes comical to frustrating and deeply disturbing. Readers with aging parents, law enforcement officials, medical professionals, members of the financial industry and others who work with older adults will find it particularly useful.




Elder Mistreatment


Book Description

Since the late 1970s when Congressman Claude Pepper held widely publicized hearings on the mistreatment of the elderly, policy makers and practitioners have sought ways to protect older Americans from physical, psychological, and financial abuse. Yet, during the last 20 years fewer than 50 articles have addressed the shameful problem that abusersâ€"and sometimes the abused themselvesâ€"want to conceal. Elder Mistreatment in an Aging America takes a giant step toward broadening our understanding of the mistreatment of the elderly and recommends specific research and funding strategies that can be used to deepen it. The book includes a discussion of the conceptual, methodological, and logistical issues needed to create a solid research base as well as the ethical concerns that must be considered when working with older subjects. It also looks at problems in determination of a report's reliability and the role of physicians, EMTs, and others who are among the first to recognize situations of mistreatment. Elder Mistreatment in an Aging America will be of interest to anyone concerned about the elderly and ways to intervene when abuse is suspected, including family members, caregivers, and advocates for the elderly. It will also be of interest to researchers, research sponsors, and policy makers who need to know how to advance our knowledge of this problem.




The Life Story Interview


Book Description

First-person narratives are a fundamental tool of the qualitative researcher. One of the latest volumes in the Qualitative Research Methods series, The Life Story Interview provides specific suggestions and guidelines for preparing and executing a life story interview. Author Robert Atkinson, Director of the Center for the Study of Lives at the University of Southern Maine, places the life story interview into a wider research context before moving on to planning and conducting the interview. Atkinson carefully covers the classic functions of stories, the research uses of life stories, generating data from a life story, and the art and science of life story interviewing. He also thoroughly examines the potential benefits of sharing a life story, getting the information desired and questions to ask, and transcribing and interpreting the interview. To provide further support for the reader, the book concludes with a sample life story interview. As the use and study of narratives continues to grow in importance throughout the research enterprise, The Life Story Interview becomes an even-more valuable tool for qualitative researchers in all disciplines.




Consumer Fraud and the Elderly


Book Description




Consumer Fraud and the Elderly


Book Description




CareGivers ScareTakers


Book Description

Do you know if your trusted caregiver is ripping off your parents? What can you do to protect your loved ones? How can you find the best qualified caregiver? Families struggled to find dependable, trusted care. These true stories are but a glimpse that exposes fraud and manipulation by unscrupulous caregivers. Through these stories, you will learn to identify subtle hints that expose a dishonest caregiver. You'll discover Resources, tips on hiring and managing your caregiver and some basic estate planning questions are included. More than $37 billion is stolen each year because of the financial exploitation of seniors, according to the Consumer Financial Protection Bureau. Better regulation is needed for in-home care agencies. Some states don't require caregivers to be fingerprinted, background-checking and/or drug-tested! Who can you trust? Agencies charge their clients around $20 per hour but only pay caregivers $12 per hour. Why would a caregiver want to take that job when they can get $15 per hour in a different industry? Raising the bar on caregivers will raise the bar on the quality of care.




Seniors' Guidebook to Safety and Security


Book Description

"This guide is for seniors, their family members, care-givers, friends, and anyone else who may find it useful. It is not meant to include everything but tries to answer some common concerns when it comes to seniors' safety and security. The goal is to raise awareness of seniors' safety issues to improve their quality of life. The information in this guide can also be used to help people and their loved ones discuss this topic to help recognize a potential crime situation and show how to reduce or remove the risk"--Page 2.