Credit Repair Organizations Act (H.R. 458)


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Non-profit Credit Counseling Organizations


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United States Code


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The Guerrilla Guide to Credit Repair


Book Description

A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.







Credit Repair Kit


Book Description

Born in Puerto Rico and raised in New York of military father, travelled the USA, South America and Europe. Got drafted into the US army. Got married and had three children. Started management training program with Avco Financial Services helping people get their finances in order. Later worked with different banks helping customers achieve their financial goals. Started my own mortgage company and later moved to Puerto Rico where I started a successful mortgage company at the same time I was working with Banco Popular helping people get their finances together. Now that I'm retired and single, I serve the American Legion as Post Commander in Caguas PR serving veterans and their families acquired the benefits they deserve from the Veteran Administration.




Credit Repair Bible


Book Description

Look we all pray for good credit. Your Prayers have been answered. Thirty-one States sued the credit bureaus and you won. Updated for 2019. They say one picture is worth one-thousand words. Well one video must be worth one million words.Credit Repair Credit Dispute letter Bible Have you read any of these other credit repair books? I have read almost all of them. Most should be filed in the fiction section of Amazon.Seriously I know most of these people have no idea what they are talking about. It's like someone got something deleted from their report and they are experts.I first started working in the credit business many years ago. My first job was working as a loans officer for a national bank. My job was to get financing for people with very shaky credit.Much of my pay was commission based. This really drove me to help people get the loans they needed. The only way to do this was to rapidly increase their credit score.At first this seemed impossible but after a chance encounter with a man named Tom Bradley things started to change. Tom worked at a national credit bureau and we met at a business convention about mortgages.Tom showed me many techniques on Rapid Rescoring and Quick Credit Repair Techniques.Me and Tom stayed in touch and a few years before he retired he got me a job at his credit bureau. When I first got there I was very surprised at how high up in the company he was. He took me under his wing and that's when school got kicked into high gear. We worked 9 hour days and every second Saturday. Talk about a lesson on the credit industry. He showed me things that would be the difference between someone losing their house or not. It was very powerful stuff.I could go on and on here about my experience working as a credit bureau manager or how I was a loans officer for 6 years but I won't bore you with all the details. This really is not about me anyways. It's about you and your credit. You can choose to believe me or not.But here are some things to consider1)I am a real person, with my book I include my phone number and email.2)Don't ever (like all these books tell you) get your free report from www.annualcreditreport.com. This gives the bureau's 45 days to respond instead of 30 days.3)When you get your report Opt out of the mandatory arbitration agreement or you are already starting to lose the game.4)Your credit dispute has been OUTSOURCED TO INDIA.5)My book was updated in 2016 not some old stuff these books try to tell you will work.For the cost of a few overpriced Starbucks Frappuccino's I am going to sit down with you through my book and give you the real deal. You will learn how to beat the system legally. See you on the other side.




Federal Trade Commission


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The book brings you up-to-date on the latest legislative, judicial and administrative actions affecting practice before the Commission.




How to Make Your Credit Card Rights Work for You


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How to Use Your Credit Card Rights Work For You is a clear, concise, and comprehensive guide of credit card rights and how to use them. The book is a must read for credit card holders of all ages and also those who are applying for a credit card. The book explains your rights when you apply for a credit card, when you have a credit card, and when you have a dispute with the credit card issuer. The book also explains what to do when you feel your credit card rights are Violated. Readers of this book will know how to use their credit card rights to save money and reduce debt.