A History of Mortgage Banking in the West


Book Description

Part economic history, part public history, A History of Mortgage Banking in the West is an insider’s account of how the mortgage banking sector worked over the last 150 years, including analysis of the causes of the 2007 mortgage crisis. Beginning with the land and railroad development acts that encouraged settlement in the west, E. Michael Rosser and Diane M. Sanders trace the laws, institutions, and individuals that contributed to the economic growth of the region. Using Colorado and the west as a case study for the nation’s economic and property development as a whole since the late nineteenth century, Rosser and Sanders explain how farm mortgages and agricultural lending steadily gave way to urban development and housing mortgages, all while the large mortgage and investment firms financed the development of some of the state’s most important water resources and railroad networks. Rosser uses his personal experience as a lifelong practitioner and educator of mortgage banking, along with a plethora of primary sources, academic archives, and industry publications, to analyze the causes of economic booms and busts as they relate to real estate and development. Rosser’s professional acumen combined with Sanders’s research experience makes A History of Mortgage Banking in the West a rich and nuanced account of the region’s most significant economic events. It will be an important work for scholars and practitioners in regional and financial history, mortgage market practice and development, government housing and mortgage policy, and financial stability and of great significance to anyone curious about the role of the federal government in national housing policy and the inherent risk in mortgages.




Union Station in Denver


Book Description

On June 1, 1881, Denver's Union Station opened as the largest structure west of the Mississippi. The station welcomed people from all walks of life, from pioneers and miners to U.S. presidents and Buffalo Bill Cody--and even royalty from abroad. It served as the center point for transporting cargo to Denver before the rise in popularity of air travel. Due to revitalization efforts, Union Station is the centerpiece of the nation's largest transportation hub and the pride of the city. Author Rhonda Beck explores the history and stories behind one of the Mile High City's most iconic historic landmarks.







Urban Redevelopment


Book Description

Urban redevelopment plays a major part in the growth strategy of the modern city, and the goal of this book is to examine the various aspects of redevelopment, its principles and practices in the North American context. Urban Redevelopment: A North American Reader seeks to shed light on the practice by looking at both its failures and successes, ideas that seemed to work in specific circumstances but not in others. The book aims to provide guidance to academics, practitioners and professionals on how, when, where and why, specific approaches worked and when they didn’t. While one has to deal with each case specifically, it is the interactions that are key. The contributors offer insight into how urban design affects behavior, how finance drives architectural choices, how social equity interacts with economic development, how demographical diversity drives cities’ growth, how politics determine land use decisions, how management deals with market choices, and how there are multiple influences and impacts of every decision. The book moves from the history of urban redevelopment, The City Beautiful movement, grand concourses and plazas, through urban renewal, superblocks and downtown pedestrian malls to today’s place-making: transit-oriented design, street quieting, new urbanism, publicly accessible, softer, waterfront design, funky small urban spaces and public-private megaprojects. This history also moves from grand masters such as Baron Haussmann and Robert Moses through community participation, to stakeholder involvement to creative local leadership. The increased importance of sustainability, high-energy performance, resilience and both pre- and post-catastrophe planning are also discussed in detail. Cities are acts of man, not nature; every street and building represents decisions made by people. Many of today’s best recognized urban theorists look for great forces; economic trends, technological shifts, political movements and try to analyze how they impact cities. One does not have to be a subscriber to the "great man" theory of history to see that in urban redevelopment, successful project champions use or sometimes overcome overall trends, using the tools and resources available to rebuild their community. This book is about how these projects are brought together, each somewhat differently, by the people who make them happen.




The Role of Innovative Finance in Intercity Passenger Rail


Book Description




Rebuilding the American City


Book Description

Urban redevelopment in American cities is neither easy nor quick. It takes a delicate alignment of goals, power, leadership and sustained advocacy on the part of many. Rebuilding the American City highlights 15 urban design and planning projects in the U.S. that have been catalysts for their downtowns—yet were implemented during the tumultuous start of the 21st century. The book presents five paradigms for redevelopment and a range of perspectives on the complexities, successes and challenges inherent to rebuilding American cities today. Rebuilding the American City is essential reading for practitioners and students in urban design, planning, and public policy looking for diverse models of urban transformation to create resilient urban cores.