Book Description
This volume, from the Pension Research Council of the Wharton School, highlights many of the special health insurance problems facing the elderly and some of the solutions that any reform process must consider.
Author : Judith F. Mazo
Publisher : University of Pennsylvania Press
Page : 288 pages
File Size : 32,5 MB
Release : 1994
Category : Health insurance
ISBN :
This volume, from the Pension Research Council of the Wharton School, highlights many of the special health insurance problems facing the elderly and some of the solutions that any reform process must consider.
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight
Publisher :
Page : 128 pages
File Size : 32,19 MB
Release : 1990
Category : Health insurance
ISBN :
Author : United States. General Accounting Office
Publisher :
Page : 48 pages
File Size : 45,19 MB
Release : 2001
Category : Employer-sponsored health insurance
ISBN :
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight
Publisher :
Page : 188 pages
File Size : 46,55 MB
Release : 1989
Category : Health insurance
ISBN :
Author :
Publisher :
Page : 40 pages
File Size : 37,95 MB
Release : 1989
Category : Health insurance
ISBN :
Author :
Publisher : DIANE Publishing
Page : 42 pages
File Size : 41,64 MB
Release : 2001
Category :
ISBN : 1428949372
Author : Erin Strumpf
Publisher :
Page : 43 pages
File Size : 20,84 MB
Release : 2011
Category :
ISBN :
The proportion of large employers offering retiree health insurance in the U.S. has declined by half in the past 20 years. This paper examines the potential implications of this change by estimating the effects of a retiree health insurance (RHI) offer on a comprehensive set of labor, health and health care use outcomes in the near-elderly population. The analysis is based on ten years of longitudinal data from the Health and Retirement Survey (1992-2002). After restricting to respondents who have employer-sponsored health insurance at baseline, I find that an RHI offer increases the probability of early retirement by 35 percent for both men and women. An RHI offer decreases the probability of being uninsured by 55 percent, while increasing the probability of employer-sponsored coverage and decreasing the probability of public coverage. There is suggestive evidence that individuals with an RHI offer are more likely to visit the doctor, use prescription drugs on a regular basis and have outpatient surgery. While we see no significant effect on health, RHI provides significant protection from high out-of-pocket medical costs. In the top 40 percent of the out-of-pocket spending distribution, those with an offer of retiree coverage spend 21 percent less on average.Estimates of the value of RHI of over $3,000 per year suggest that increasing opportunities for the near-elderly to purchase coverage at actuarially-fair prices through the individual market or public programs could significantly increase insurance coverage and reduce financial risk for this age group.
Author : United States. General Accounting Office
Publisher :
Page : 32 pages
File Size : 38,87 MB
Release : 1997
Category : Health insurance
ISBN :
Author :
Publisher : DIANE Publishing
Page : 110 pages
File Size : 18,70 MB
Release :
Category :
ISBN : 9781422325261
Author : Barbara Bovbjerg
Publisher : DIANE Publishing
Page : 60 pages
File Size : 44,15 MB
Release : 2007-12
Category : Business & Economics
ISBN : 9781422317204
Many U.S. workers receive health & pension benefits from employers, & the cost of these benefits represents a growing share of workers¿ total compensation. Employers have made changes to control these rising costs, contending that these changes will allow them to remain competitive in an increasingly global market. This report examines the practices employers are using to control the costs of benefits. To evaluate changing employer benefit practices & their implications, the author examined: (1) current & emerging practices employers are using to control the costs of health care benefits, & retirement benefits; & (2) employers¿ workforce restructuring changes. Charts & tables.