Family Saving Behavior in Developing Countries
Author : Arbali Sukanal
Publisher :
Page : 286 pages
File Size : 16,6 MB
Release : 1988
Category : Families
ISBN :
Author : Arbali Sukanal
Publisher :
Page : 286 pages
File Size : 16,6 MB
Release : 1988
Category : Families
ISBN :
Author : B. Douglas Bernheim
Publisher : University of Chicago Press
Page : 408 pages
File Size : 48,91 MB
Release : 1991-05
Category : Business & Economics
ISBN : 9780226044040
"... Papers presented at a conference held at the Stouffer Wailea Hotel, Maui, Hawaii, January 6-7, 1989. ... part of the Research on Taxation program of the National Bureau of Economic Research." -- p. ix.
Author : Arvind Virmani
Publisher :
Page : 56 pages
File Size : 11,41 MB
Release : 1986
Category : Saving and investment
ISBN :
Author : Daryl Collins
Publisher : Princeton University Press
Page : 296 pages
File Size : 24,94 MB
Release : 2009-04-20
Category : Business & Economics
ISBN : 1400829968
Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.
Author : Susan M. Collins
Publisher :
Page : 62 pages
File Size : 29,50 MB
Release : 1989
Category : Family demography
ISBN :
Author : Mr.Marcos Chamon
Publisher : International Monetary Fund
Page : 36 pages
File Size : 25,29 MB
Release : 2010-12-01
Category : Business & Economics
ISBN : 1455211702
China’s household saving rate has increased markedly since the mid-1990s and the age-savings profile has become U-shaped. We find that rising income uncertainty and pension reforms help explain both of these phenomena. Using a panel of Chinese households covering the period 1989-2006, we document that strong average income growth has been accompanied by a substantial increase in income uncertainty. Interestingly, the permanent variance of household income remains stable while it is the transitory variance that rises sharply. A calibration of a buffer-stock savings model indicates that rising savings rates among younger households are consistent with rising income uncertainty and higher saving rates among older households are consistent with a decline in the pension replacement ratio for those retiring after 1997. We conclude that rising income uncertainty and pension reforms can account for over half of the increase in the urban household savings rate in China since the mid-1990s as well as the U-shaped age-profile of savings.
Author : Masao Ogaki
Publisher :
Page : 0 pages
File Size : 42,26 MB
Release : 1995
Category :
ISBN :
Author : Klaus Schmidt-Hebbel
Publisher :
Page : 36 pages
File Size : 18,22 MB
Release : 1991
Category : Ahorro - Paises en desarrollo
ISBN :
Disposable household income is the major factor affecting the savings rate. Households save more of their income when that income is higher and when it is growing faster. They save less when they start the period with greater liquid wealth.
Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
Page : 619 pages
File Size : 46,94 MB
Release : 2019-09-16
Category : Social Science
ISBN : 0309483980
The strengths and abilities children develop from infancy through adolescence are crucial for their physical, emotional, and cognitive growth, which in turn help them to achieve success in school and to become responsible, economically self-sufficient, and healthy adults. Capable, responsible, and healthy adults are clearly the foundation of a well-functioning and prosperous society, yet America's future is not as secure as it could be because millions of American children live in families with incomes below the poverty line. A wealth of evidence suggests that a lack of adequate economic resources for families with children compromises these children's ability to grow and achieve adult success, hurting them and the broader society. A Roadmap to Reducing Child Poverty reviews the research on linkages between child poverty and child well-being, and analyzes the poverty-reducing effects of major assistance programs directed at children and families. This report also provides policy and program recommendations for reducing the number of children living in poverty in the United States by half within 10 years.
Author : Paul R. Masson
Publisher :
Page : 27 pages
File Size : 41,52 MB
Release : 1995
Category :
ISBN :
A broad set of possible determinants of private saving behavior is examined using data for a large sample of industrial and developing countries. Both time-series and cross-section estimates are obtained. Results suggest that there is a partial offset on private saving of changes in public saving and (for developing countries) in foreign saving, that demographics and growth are important determinants of private saving rates and that interest rates and terms of trade have positive, but less robust, effects. Increases in per capita GDP seem to increase saving at low income levels (relative to the United States) but decrease it at higher ones.