Fixing a Broken System


Book Description




Unemployment Insurance Reform


Book Description

The Unemployment Insurance (UI) system is a lasting piece of the Social Security Act which was enacted in 1935. But like most things that are over 80 years old, it occasionally needs maintenance to keep it operating smoothly while keeping up with the changing demands placed upon it. However, the UI system has been ignored by policymakers for decades and, say the authors, it is broken, out of date, and badly in need of repair. Stephen A. Wandner pulls together a group of UI researchers, each with decades of experience, who describe the weaknesses in the current system and propose policy reforms that they say would modernize the system and prepare us for the next recession.




Fixer-Upper


Book Description

Practical ideas to provide affordable housing to more Americans Much ink has been spilled in recent years talking about political divides and inequality in the United States. But these discussions too often miss one of the most important factors in the divisions among Americans: the fundamentally unequal nature of the nation’s housing systems. Financially well-off Americans can afford comfortable, stable homes in desirable communities. Millions of other Americans cannot. And this divide deepens other inequalities. Increasingly, important life outcomes—performance in school, employment, even life expectancy—are determined by where people live and the quality of homes they live in. Unequal housing systems didn’t just emerge from natural economic and social forces. Public policies enacted by federal, state, and local governments helped create and reinforce the bad housing outcomes endured by too many people. Taxes, zoning, institutional discrimination, and the location and quality of schools, roads, public transit, and other public services are among the policies that created inequalities in the nation’s housing patterns. Fixer-Upper is the first book assessing how the broad set of local, state, and national housing policies affect people and communities. It does more than describe how yesterday’s policies led to today’s problems. It proposes practical policy changes than can make stable, decent-quality housing more available and affordable for all Americans in all communities. Fixing systemic problems that arose over decades won’t be easy, in large part because millions of middle-class Americans benefit from the current system and feel threatened by potential changes. But Fixer-Upper suggests ideas for building political coalitions among diverse groups that share common interests in putting better housing within reach for more Americans, building a more equitable and healthy country.




Financial Exclusion


Book Description

Like mass incarceration and slavery, financial exclusion, discrimination, and predation serve the interests of the few at the expense of their direct victims and overall economic efficiency. Yet those banes persist, evolve, and even thrive because governments often foster them with one hand while ineffectually combatting them with another. In Financial Exclusion, Robert E. Wright shows that America once ameliorated financial discrimination by leveraging the power of competition, allowing people who felt they were irrationally deprived of loans, insurance, or other financial services for reasons of ethnicity, gender, race, or religion to form their own financial institutions. Abandonment of that tradition for top-down government regulation in the 1990s led inevitably to the financial crisis of 2008. More regulation or direct government provision of financial services will not aid the those living in the hopeless, hungry side of town as much as a return to America's free market traditions will. Robert E. Wright has served Augustana University as the inaugural Nef Family Chair of Political Economy since 2009. After receiving his Ph.D. in economic history from SUNY Buffalo in 1997, Wright taught economics at the University of Virginia and New York University's Stern School of Business. His 18 previous books include Mutually Beneficial, The First Wall Street, Financial Founding Fathers, One Nation Under Debt, Bailouts, Fubarnomics, Corporation Nation, Little Business on the Prairie, and The Poverty of Slavery.




Our Broken Elections


Book Description

Behind the deeply contentious 2020 election stands a real story of a broken election process. Election fraud that alters election outcomes and dilutes legitimate votes occurs all too often, as is the bungling of election bureaucrats. Our election process is full of vulnerabilities that can be — and are — taken advantage of, raising questions about, and damaging public confidence in, the legitimacy of the outcome of elections. This book explores the reality of the fraud and bureaucratic errors and mistakes that should concern all Americans and offers recommendations and solutions to fix those problems.




Unrig


Book Description

An intriguing and accessible nonfiction graphic novel about the role wealth and influence play in American democracy. Despite our immense political divisions, Americans are nearly united in our belief that something is wrong with our government: It works for the wealthy and powerful, but not for anyone else. Unrig exposes the twisted roots of our broken democracy and highlights the heroic efforts of those unrigging the system to return power to We the People. This stirring nonfiction graphic novel by democracy reform leader Daniel G. Newman and artist George O’Connor takes readers behind the scenes—from the sweaty cubicles where senators dial corporate CEOs for dollars, to lavish retreats where billionaires boost their favored candidates, to the map rooms where lawmakers scheme to handpick their voters. Unrig also highlights surprising solutions that limit the influence of big money and redraw the lines of political power. If you're overwhelmed by negative news and despairing for the direction of our country, Unrig is a tonic that will restore your faith and reveal the path forward to fix our broken democracy.




The Veterans Administration: A Broken System(Revised)


Book Description

President Hoover, in his 1929 State of the Union message, proposed consolidating agencies administering veteran's benefits. The following year Congress created the Veterans Administration by uniting three bureaus - the previously independent Veterans' Bureau, the Bureau of Pensions and the National Homes for Disabled Volunteer Soldiers. President Hoover signed the executive order establishing the VA on July 21, 1930. Hines, who had served since 1923 as director of the Veterans' Bureau, was named the first administrator of the agency




Repairing a Broken System


Book Description

Creditors and collectors seek to recover consumer debts through the use of litigation and arbitration. But, neither litigation nor arbitration currently provides adequate protection for consumers. The system for resolving disputes about consumer debts is broken. To fix the system, federal and state governments, the debt collection industry, and other stakeholders should make a variety of significant reforms in litigation and arbitration so that the system is both efficient and fair. Contents of this report: Introduction; Litigation and Arbitration Proceedings; Conclusion. Appendices: Debt Collection Roundtable (DCR) Panelists; Contributors to DCR; Agendas for DCR; DCR Public Comments; Sample State Debt Collection Checklists. Illustrations.




Repair the Broken Pieces


Book Description

The premise of this book is further substantiated because increased value has been placed upon involving parents and other family members, as well as other primary caregivers, as critical partners in the process of education in recent decades. Although the list of research-based and mandated strategies and programs is nearly endless throughout the United States of America, a few concrete examples that demonstrate the importance of these parental involvement efforts are presented here.




A Broken System


Book Description