Author : Rosemary Atieno
Publisher :
Page : 62 pages
File Size : 24,75 MB
Release : 2001
Category : Credit
ISBN :
Author : Peter Kimuyu
Publisher :
Page : 56 pages
File Size : 47,99 MB
Release : 2000
Category : Commercial credit
ISBN :
Author : Winifred Tarinyeba-Kiryabwire
Publisher : African Books Collective
Page : 192 pages
File Size : 45,12 MB
Release : 2010-12-29
Category : Law
ISBN : 9966031979
Studies have shown that the negative effects of credit market inefficiencies are most felt by smaller firms. Therefore, in countries such as Uganda, where micro enterprises are at the bottom of the economic pyramid, moral hazard and adverse selection severely affect their ability to access formal credit hence limiting their growth potential. Microfinance has been heralded for its use of innovative lending methods to improve access to credit. The last decade has witnessed an unprecedented increase in the outreach of micro lending institutions and the development of financial products suited to the needs of the economically active poor, who often, are unable to obtain credit from mainstream financial institutions. This book analyzes the law and economics theories on access to credit and enterprise finance and based on case studies in Uganda, presents empirical findings of the promise and limits of contractual innovations in micro credit.
Author : Karl Wohlmuth
Publisher : LIT Verlag Münster
Page : 571 pages
File Size : 40,58 MB
Release : 2009
Category : Africa, Sub-Saharan
ISBN : 3825819663
This Volume XIV analyses the New Growth and Poverty Alleviation Strategies for Africa. Institutional issues and perspectives in designing new growth and poverty alleviation strategies are considered in various case studies (Cote d'Ivoire, Nigeria, Botswana and Tanzania). Other studies deal with institutional problems of resource-rich countries after conflict (Sudan), and with the institutions to enhance environmental protection parallel with economic growth and poverty reduction (Niger). Further studies deal with institutions to bridge the gap between formal and informal entrepreneurial sectors in Kenya and Tanzania. Local issues and perspectives for designing new growth and poverty alleviation strategies are considered in case studies on rural-urban development gaps in Tanzania, and on microfinance as an instrument for new growth and poverty alleviation strategies (Tanzania and Eritrea). A study on small farmers in Ghana provides information on the role they can play in value chains. Two studies on Nigeria highlight the local and the sub-regional health and poverty alleviation programmes and the relation to growth. Book Reviews and Book Notes on the theme are part of the volume. This Volume builds the foundation for a comprehensive strategy of policy reforms in Africa so as to integrate new growth and poverty alleviation strategies. Complementary to Volume XIV is Volume XIII on New Growth and Poverty Alleviation Strategies for Africa - International and Regional Perspectives. Both Volumes are of importance for all those who work in African countries as officials, executives, managers, researchers, and policy-makers, but also for all those who actively support Africa's development concerns at the international, regional, country, local and project levels. They will experience this Volume XIV and also the complementary Volume XIII as indispensable sources of insight, reference and inspiration.
Author : John E. Akoten
Publisher :
Page : 52 pages
File Size : 29,66 MB
Release : 2007
Category : Commercial credit
ISBN :
Author : Rosemary Atieno
Publisher : Westview Press
Page : 244 pages
File Size : 28,96 MB
Release : 1994
Category : Business & Economics
ISBN :
A report on the role of institutional credit lending policies in determining the efficiency of resources used by small-scale farmers in the Nakuru District of Kenya, testing the hypothesis that the role of agricultural credit in increasing the production and farm incomes of farmers depends on the appropriateness of the lending policies to the farmers' production objectives and potentials. Includes a literature review and methodology, and numerous tables and charts. No index. Distributed by Westview Press. Annotation copyright by Book News, Inc., Portland, OR
Author :
Publisher : BRILL
Page : 308 pages
File Size : 20,85 MB
Release : 2024-06-17
Category : Business & Economics
ISBN : 9004692657
The informal sector is a vital sustainer of the African economy, employing more than 60% of sub-Saharan Africans. The book examines diverse segments of the informal sector, putting into consideration their structure, dynamics, resilience and gender issues. Chapters are based on empirical research on women in the transport sector, vehicle maintenance artisanship, graduates in the informal sector, COVID 19, and the informal economy. Other chapters focus on the indigenous usury finance system, coconut oil production, herbal medicine, and the gig economy across countries including Nigeria, Kenya, Ghana, Togo, and Burkina Faso.
Author : Isabelle Hillenkamp
Publisher : OUP Oxford
Page : 321 pages
File Size : 12,5 MB
Release : 2013-11-07
Category : Business & Economics
ISBN : 0191510653
Far from the vision of popular actors in the popular economy as reactionary and archaic, stubbornly resisting any move towards change, this book's overall aim is to contribute to a broadening and deepening of our understanding of the logic and socio-economic practices of those operating in the informal economy. It focuses on the vulnerabilities of these participants, resulting from high exposure to different risks combined with low social protection, and on the interactions between vulnerability and poverty. It considers security of livelihoods as the guiding principle for multiple practices in the informal economy. Thirteen studies, based on careful analyses of empirical data in different contexts in Africa, Latin America, and Asia, contribute to this multidisciplinary discussion. This book describes how people develop their own strategies to solve their problems through the use of interpersonal networks, associations, and other community-based arrangements. Moreover, it shows that informal economy actors systematically reposition themselves vis-à-vis the State, markets, international, and national policies with the aim of enhancing their economic and social security, and they may do this either individually or collectively. The book emphasizes how adaptability of the informal economy can be influenced by such factors as the macroeconomic context, access to financial, technological, and information resources, infrastructure, social protection schemes, and the institutional environment within which adaptations occur. Case studies stress the need to reformulate questions relating to policy intervention based on a more thorough understanding of the perspective of informal economy actors.
Author : Clemencia Osa Ouma
Publisher :
Page : 14 pages
File Size : 44,81 MB
Release : 2014
Category :
ISBN :
Microcredit is a crucial tool for economic empowerment of women. In Kenya, the microcredit industry has supported more than 3 million small and medium enterprises for close to 30 years. Kenya Women Finance Trust is a leading microcredit institution dealing exclusively with financing needs of women. However, whether the services provided by the institution have spurred growth among women-owned enterprises remains undocumented. The objective of this study was to assess the effect of access to microcredit services on the growth of women-owned enterprises within the Central Business District of Kisumu City. To accomplish this, we sourced primary data from 190 women entrepreneurs. The study found that access to microcredit significantly associated with sales, net profit, number of paid workers and liabilities. Thus, access to microcredit had positive effects on the growth of women-owned enterprises. In addition, Kenya Women Finance Trust's lending policies were not responsive to financing needs of women and to changes in the business environment. This undermined the potential of funded enterprises to achieve sustainable growth. The study recommends the need to review the financial institution's lending policies, increase the amount of microcredit funds and encourage other actors to finance women-owned enterprises.
Author : Woldie, Atsede
Publisher : IGI Global
Page : 322 pages
File Size : 20,43 MB
Release : 2017-07-13
Category : Business & Economics
ISBN : 152252701X
Entrepreneurial endeavors are a pivotal driving force behind the modern business sector. These enterprises play a significant role in the development and sustainability of a nation’s economy. Financial Entrepreneurship for Economic Growth in Emerging Nations is an innovative reference source for the latest scholarly research on strategies and techniques for financing small and medium-sized enterprises in the context of developing nations. Including a range of pertinent topics such as microinsurance, risk management, and advertising, this book is ideal for managers, academics, professionals, graduate students, and practitioners interested in the dynamics of financial entrepreneurship.
