My Money My Way


Book Description

Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.




Your Dream Home; How to Build It for Less Than $3,500


Book Description

This work has been selected by scholars as being culturally important and is part of the knowledge base of civilization as we know it. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. To ensure a quality reading experience, this work has been proofread and republished using a format that seamlessly blends the original graphical elements with text in an easy-to-read typeface. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.




How to Plan, Subcontract and Build Your Dream House


Book Description

-- Covers the subject from land issues, through the entire construction process, all the way to plandng the lawn.-- Contains anecdotes, real life examples, diagrams, applicable political comment and special exposition on such subjects as basic electricity, Radon, energy saving, windows and much more.-- Written for the aspiring home owner, but is equally valuable to building professionals and real estate agents.




Build Your House and Save


Book Description

Except for remodeling out first home, my wife and I had no experience in building yet dared to built two homes: a custom one for our growing family and, later, one for our retirement. Though the book is well illustrated, it is not a step-by-step instruction on how to build a home, but one well detailed in all phases of construction. . Our retirement home, built with concrete blocks, reinforced with steel, is a more permanent structure. Let me put it this way: it is not an overstatement if I say our retirement home will last thousands of years, one that will have people wondering, who the heck built a Greek temple on a California mountain? We did not go into the project blindly. The key words are research and taking the time to visit building sites. In my work clothes of white shirt and tie and with clipboard for taking note, I was seen by most laborers as a typical office worker doing his tedious job. Please try to be unobtrusive while questioning workers in different stages of construction. Carpenters were helpful in demonstrating the safe use of power tools. Stucco men loved to show off the different textures they created, Spanish lace their favorite. I strongly recommend that my readers visit construction, and please get permission from a job foreman. Good luck.




Young House Love


Book Description

This New York Times bestselling book is filled with hundreds of fun, deceptively simple, budget-friendly ideas for sprucing up your home. With two home renovations under their (tool) belts and millions of hits per month on their blog YoungHouseLove.com, Sherry and John Petersik are home-improvement enthusiasts primed to pass on a slew of projects, tricks, and techniques to do-it-yourselfers of all levels. Packed with 243 tips and ideas—both classic and unexpected—and more than 400 photographs and illustrations, this is a book that readers will return to again and again for the creative projects and easy-to-follow instructions in the relatable voice the Petersiks are known for. Learn to trick out a thrift-store mirror, spice up plain old roller shades, "hack" your Ikea table to create three distinct looks, and so much more.




Soldier of Finance


Book Description

Too much debt? Not enough savings? It's time to become a battle-ready financial warrior, prepared to tackle any money challenge. Modeled on the Soldier's Handbook, which is issued to all new U.S. Army recruits, Soldier of Finance is a no-nonsense, military-style training manual to overcoming financial obstacles and building lasting wealth. Financial planner and experienced army veteran Jeff Rose has divided this book into 14 modules, each section covering an essential element of financial success. You will learn how to: Evaluate your position and commit to change Target and methodically eliminate debt Clean up your credit report Create tactical budgets Build emergency savings Invest for the short and long term Determine an affordable mortgage size, insurance needs, and more. Complete with tales from the trenches and useful tools including quizzes, debriefings, and more, Soldier of Finance is the survival guide you need to face down your finances and bring order and prosperity to your life.




General Contracting Your Dream Home


Book Description

Children's, Parenting, Health How Would You Feel If a Close Relative Got Sick and Had to Go to the Hospital? With this book, you can help a child cope with such family illnesses. Jonathan feels guilty and afraid. Hurt because his grandfather couldn't spend more time with him, the boy lashed out at Grandpa with mean words. That night, Jonathan learned that the grandfather had suddenly become very sick. Jonathan and his mom then traveled to the city to wait for news about the grandfather's emergency surgery. So begins Jonathan's journey into the "no-kid's land" of the hospital. Where a child can't yell, play or run. Where the television is always on—but often without sound. And worried adults seem not to notice their kids, except to say "everything in OK." But children can tell otherwise. Jonathan can only guess what is really happening with Grandpa and why. Did his angry words make Grandpa sick? Will he ever get the chance to say "I'm sorry" or "I love you, Grandpa" again? Jonathan's neighbor, a nurse, finds the boy lost in a hospital hallway. With her help, Jonathan finds the way back to his mom and a better understanding of illness, surgery and what he can except while Grandpa is healing. Esther Pearlman's illustrations bring the hospital experience to life from a kid's point of view, featuring scenes a child with an ill relative will identify with. Pearlman's sketches and observations of her grandchild during her husband's recuperation from surgery formed the basis for this collaboration with writer Melody Girard. Any Parent Who Has Had a Loved One in the Hospital Knows the Value of Explaining this Experience to a Child Esther's Pearls Publishing Santa Monica, California




Clever Girl Finance


Book Description

Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.




Designing Your Dream Home


Book Description

You can have the home of your dreams! This comprehensive guide walks you through every decision and addresses all the details that most homeowners don't even know to consider. In this step-by-step, room-by-room handbook, Susan Lang considers every aspect of your homebuilding or remodeling project, such as how to Hire the right architect, interior designer, and builder Design each room to perfectly fit your family's lifestyle Plan ahead so all your storage needs are met Determine the perfect placement for light fixtures, switches, and electrical outlets Save money by avoiding costly design revisions or building change orders You'll find helpful forms and checklists that will keep you organized and assist you in clarifying your needs. And if you're worried that building your dream home might turn into a nightmare, Designing Your Dream Home covers the most common mistakes that homeowners make and shows you how to avoid them. Susan Lang has thought of everything, so you won't have to.




The White Coat Investor


Book Description

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!