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How to Retire with Enough Money

Author : Teresa Ghilarducci

Publisher : Workman Publishing

Page : 145 pages

File Size : 33,31 MB

Release : 2015-12-15

Category : Business & Economics

ISBN : 0761186131

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Book Description

Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.



How Much Money Do I Need to Retire?

Author : Todd Tresidder

Publisher : Financialmentor.com

Page : 236 pages

File Size : 37,58 MB

Release : 2020-01-02

Category : Business & Economics

ISBN : 9781939273062

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Book Description

Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!



12 Ways to Retire on Less

Author : Harriet Edleson

Publisher : Rowman & Littlefield

Page : 153 pages

File Size : 31,28 MB

Release : 2021-05-29

Category : Business & Economics

ISBN : 1538114755

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Book Description

Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Lessoffers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.



How to Retire Happy, Wild, and Free

Author : Ernie John Zelinski

Publisher :

Page : 0 pages

File Size : 14,74 MB

Release : 2009-09-16

Category : Business & Economics

ISBN : 9780969419495

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Book Description

Retirement is the beginning of life, not the end.



The 5 Years Before You Retire, Updated Edition

Author : Emily Guy Birken

Publisher : Simon and Schuster

Page : 240 pages

File Size : 35,88 MB

Release : 2021-05-11

Category : Business & Economics

ISBN : 1507213603

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Book Description

Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.



How to Retire Rich

Author : James P. O'Shaughnessy

Publisher : Broadway

Page : 272 pages

File Size : 43,27 MB

Release : 1999

Category : Business & Economics

ISBN : 9780767900737

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Book Description

Now in paperback--the groundbreaking investment guide by bestselling author James O'Shaughnessy that shows you the simple way to create the fully funded retirement you deserve. Even if you think you're in great financial shape and can afford two cars and several vacations a year, the numbers in your savings and retirement plan don't always add up to a wealthy--or financially secure--future. In How to Retire Rich, investment wizard James O'Shaughnessy uses his revolutionary analysis of the Standard & Poor's CompuStat Database and stock market history to identify exactly which strategies have consistently beaten almost all active stock pickers over the past four decades--and to show regular folks like you how to apply these proven formulas to your 401(k) and your savings plan, and, over time, grow as little as $2,000 into more than $4 million. By adopting O'Shaughnessy's logical, proven approach and by avoiding hunches, hot tips, and trendy advice from high-profile gurus, you, too, can master the basics of investing, dramatically increase your net worth, and fund the retirement of your dreams.



Retire Inspired

Author : Chris Hogan

Publisher : Ramsey Press

Page : 256 pages

File Size : 46,63 MB

Release : 2016-01-12

Category : Business & Economics

ISBN : 1937077810

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Book Description

When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!



Can I Retire?: How Much Money You Need to Retire and How to Manage Your Retirement Savings, Explained in 100 Pages Or Less

Author : Mike Piper

Publisher : Simple Subjects

Page : 122 pages

File Size : 21,32 MB

Release : 2016-08-30

Category : Business & Economics

ISBN : 9780997946505

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Book Description

Find all of the following, explained in plain-English with no technical jargon: How to calculate how much you'll need saved before you can retire How to use annuities to minimize the risk of outliving your money How to choose which accounts (Roth vs. traditional IRA vs. taxable) to withdraw from each year When it makes sense to use a Roth IRA conversion to save on taxes How to choose an appropriate asset allocation for your retirement portfolio How to minimize taxes by proper use of an asset location strategy How to reliably pick winning mutual funds



How to Retire Young and Rich

Author : Joseph S Coyle

Publisher : Grand Central Publishing

Page : 124 pages

File Size : 21,71 MB

Release : 2008-11-15

Category : Business & Economics

ISBN : 044654969X

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Book Description

The solid strategies needed to put together a winning financial and emotional plan for early retirement await the reader here, from investing for the future to handling the tax bite, and much more.



How to Retire Without Retreating

Author : Johnnie C. Godwin

Publisher :

Page : 260 pages

File Size : 43,67 MB

Release : 2000

Category : Family & Relationships

ISBN : 9781593104474

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Book Description

Godwin provides practical insights on the mental and spiritual preparation that can make retirement a new beginning, a time of productivity, and truly life's best chapter.