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Impact of Mobile Payment Applications and Transfers on Business

Author : Opati, Thaisaiyi Zephania

Publisher : IGI Global

Page : 311 pages

File Size : 48,98 MB

Release : 2019-12-20

Category : Business & Economics

ISBN : 1799824004

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Book Description

Consumers continue to rely heavily on their phones to complete such tasks as transferring funds between banks or accounts, depositing or withdrawing funds, paying bills, and purchasing items. Mobile money users are oftentimes more financially resilient and can protect themselves better against economic and other shocks. Moreover, mobile money can increase the velocity of money in circulation because it reduces the transactions and time costs of making retail payments. As such, understanding the impact of mobile payments is imperative for businesses and the economy. Impact of Mobile Payment Applications and Transfers on Business is a pivotal reference source that provides vital research on mobile money transfer and its impact in social, corporate, and micro- and macro-policies concerning the aggregate economy and individual households as a whole within an economy. It covers the impact, innovations, business-to-business transformations, regulatory framework, challenges, and ethical issues surrounding mobile money transfers around the world. This book is ideally designed for economists, financial analysts, business managers, leaders, scholars, practitioners, researchers, and students in fields that include management, finance, economics, commerce, and leadership.





Research Anthology on Measuring and Achieving Sustainable Development Goals

Author : Management Association, Information Resources

Publisher : IGI Global

Page : 1235 pages

File Size : 34,82 MB

Release : 2021-12-30

Category : Business & Economics

ISBN : 1668438860

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Book Description

The Sustainable Development Goals are an ongoing focus around the world as the needs of people and society continue to evolve at a rapid pace. The need for a more sustainable future has never been more pressing as issues such as climate change, natural disasters, and overpopulation present unique difficulties for the decision makers of the world. In order for them to make the best decisions regarding current priorities and strategies, up-to-date and detailed research regarding where we currently are as a society, where we want to be, and the many challenges that stand in the way is crucial. The Research Anthology on Measuring and Achieving Sustainable Development Goals is a comprehensive assessment of the current innovative research and discussions on the challenges to achieving the UN’s Sustainable Development Goals and the measures that have already been put in place to achieve them. Covering topics such as green consumer behavior and peace promotion, this book is vital for academicians, scientists, researchers, students, postdoctoral students, specialists, practitioners, businesses, governmental institutions, decision makers, environmentalists, and policymakers.



Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business

Author : Management Association, Information Resources

Publisher : IGI Global

Page : 1964 pages

File Size : 15,92 MB

Release : 2021-04-16

Category : Business & Economics

ISBN : 1799889580

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Book Description

In the next few years, it is expected that most businesses will have transitioned to the use of electronic commerce technologies, namely e-commerce. This acceleration in the acceptance of e-commerce not only changes the face of business and retail, but also has introduced new, adaptive business models. The experience of consumers in online shopping and the popularity of the digital marketplace have changed the way businesses must meet the needs of consumers. To stay relevant, businesses must develop new techniques and strategies to remain competitive in a changing commercial atmosphere. The way in which e-commerce is being implemented, the business models that have been developed, and the applications including the benefits and challenges to e-commerce must be discussed to understand modern business. The Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business discusses the best practices, latest strategies, and newest methods for implementing and using e-commerce in modern businesses. This includes not only a view of how business models have changed and what business models have emerged, but also provides a focus on how consumers have changed in terms of their needs, their online behavior, and their use of e-commerce services. Topics including e-business, e-services, mobile commerce, usability models, website development, brand management and marketing, and online shopping will be explored in detail. This book is ideally intended for business managers, e-commerce managers, marketers, advertisers, brand managers, executives, IT consultants, practitioners, researchers, academicians, and students interested in how e-commerce is impacting modern business models.



Research Anthology on Concepts, Applications, and Challenges of FinTech

Author : Management Association, Information Resources

Publisher : IGI Global

Page : 671 pages

File Size : 33,56 MB

Release : 2021-02-05

Category : Business & Economics

ISBN : 1799886034

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Book Description

FinTech, an abbreviated term for financial technology, is a digital revolution changing the way banking and financial services are being used both by individuals and businesses. As these changes continue to take place, the financial industry is focused on technological innovation and feeding into this digital revolution to better serve consumers who are looking for easier ways to invest, transfer money, use banking services, and more. FinTech is increasing accessibility to financial services, automating these services, expanding financial options, and enabling online payments and banking. While the benefits are being continually seen and this technology is becoming more widely accepted, there are still challenges facing the technology that include security concerns. To understand FinTech and its role in society, both the benefits and challenges must be reviewed and discussed for a holistic view on the digital innovations changing the face of the financial industry. The Research Anthology on Concepts, Applications, and Challenges of FinTech covers the latest technologies in FinTech with a comprehensive view of the impact on the industry, where these technologies are implemented, how they are improving financial services, and the security applications and challenges being faced. The chapters cover the options FinTech has unlocked, such as mobile banking and virtual transactions, while also focusing on the workings of the technology itself and security applications, such as blockchain and cryptocurrency. This book is a valuable reference tool for accountants, bankers, financial planners, financial analysts, business managers, economists, computer scientists, academicians, researchers, financial professionals, and students.



Oversight Issues in Mobile Payments

Author : Tanai Khiaonarong

Publisher : International Monetary Fund

Page : 35 pages

File Size : 45,67 MB

Release : 2014-07-15

Category : Business & Economics

ISBN : 1498331572

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Book Description

This paper examines oversight issues that underlie the potential growth and risks in mobile payments. International experience suggests that financial authorities can develop effective oversight frameworks for new payment methods to safeguard public confidence and financial stability by establishing: (i) a clear legal regime; (ii) proportionate AML/CFT measures to prevent financial integrity risks; (iii) fund safeguarding measures such as insurance, similar guarantee schemes, or “pass through” deposit insurance; (iv) contingency plans for operational disruptions; and (v) risk controls and access criteria in payment systems. Such measures are particularly important for low-income countries where diffusion is becoming more widespread.



ICT and Rural Development in the Global South

Author : Willem van Eekelen

Publisher : Taylor & Francis

Page : 193 pages

File Size : 22,6 MB

Release : 2023-12-01

Category : Business & Economics

ISBN : 1003808727

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Book Description

This book dives into the achievements, opportunities, risks and dangers of ICT in the rural Global South, and takes a look at the likely future. Drawing on years of experience across 45 counties, as well as extensive original academic research, Willem van Eekelen situates the evolving role of ICT in wider development patterns in the Global South. He discusses the effects of ICT on agriculture, trade, financial flows, resource management and governmental performance. He then considers the associated risks of financial insecurity, online gambling, exclusion, misinformation and the effects of ICT on people’s freedom. The book concludes with six recommendations to maximise the usefulness of rural ICT investments and minimise the risk of them causing harm. This engaging and authoritative account of ICT and rural development will help students, academics, governmental policymakers, donors and investors wishing to support socio-economic development in the Global South.



The Global Findex Database 2017

Author : Asli Demirguc-Kunt

Publisher : World Bank Publications

Page : 228 pages

File Size : 23,88 MB

Release : 2018-04-19

Category : Business & Economics

ISBN : 1464812683

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Book Description

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.



Growth and Emerging Prospects of International Islamic Banking

Author : Rafay, Abdul

Publisher : IGI Global

Page : 341 pages

File Size : 13,53 MB

Release : 2020-01-03

Category : Business & Economics

ISBN : 1799816125

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Book Description

As an ever-growing international business, Islamic banking has changed the face of economics in recent years. As more and more industries embrace Islamic principles, the industry will unquestionably influence modern economic practices and techniques across the globe. Growth and Emerging Prospects of International Islamic Banking is a collection of innovative research on the methods and applications of Islamic banking interests on a global economic scale. While highlighting topics including asset diversification, profit sharing, and financial reporting, this book is ideally designed for bankers, banking analysts, international business managers, financiers, industry professionals, economists, government officials, academicians, students, and researchers seeking current research on Islamic banking perspectives and approaches to finances.



Humanistic Management in the Gig Economy

Author : Kemi Ogunyemi

Publisher : Springer Nature

Page : 378 pages

File Size : 25,30 MB

Release : 2024

Category : Gig economy

ISBN : 3031599446

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Book Description

Zusammenfassung: Gig-workers are often not regarded as employees by the platforms they work with. Yet they do not always have all the freedoms enjoyed by independent contractors. The world of work is changing, and this is one area in which the new realities need to be better understood in order to promote human dignity, protect the vulnerable and foster flourishing. To achieve this, justice and fairness need to be researched and innovatively translated into new forms of work in diverse ways and in various cultures. This edited collection explores and examines ways in which the humanistic management and fairness considerations help to humanise the way gig-workers are treated, with particular attention paid to economies in the global south. Countries represented in the case study section are Brazil, Colombia, Ecuador, Kenya, Nigeria, South Korea, and Uganda, and both traditional and innovative lenses of fairness and ethics are applied to these new forms of work. The book will be of great interest to scholars and students of work and employment, digital business, human resource management and business ethics. Kemi Ogunyemi is Professor of Business Ethics at Lagos Business School, Pan-Atlantic University, Nigeria, where she also teaches managerial anthropology, self-leadership and sustainability management. She was for many years the director of the Christopher Kolade Centre for Research in Leadership and Ethics as well as the academic director for the School's Senior Management Programme. Her consulting and research interests include personal ethos, work-life ethic, social responsibility, sustainability, governance and anti-corruption risk assessment