Author : Neelam Pushpa Rani
Publisher :
Page : 172 pages
File Size : 19,9 MB
Release : 1991
Category :
ISBN :
Author : Dr.K Sivachithappa
Publisher : Lulu.com
Page : 207 pages
File Size : 18,39 MB
Release : 2013-07-16
Category : Business & Economics
ISBN : 1304235092
In India rural people such as small and marginal farmers, landless agricultural laborers, artisans and socially and economically backward castes and classes they have been exploited in the name of credit facility by informal sector. The rural credit market consists of both formal and informal financial institutions and agencies that meet the credit needs of the rural masses in India. The supply of total formal credit is inadequate and rural credit markets are imperfect and fragmented. Moreover, the distribution of formal sector credit has been unequal, particularly with respect to region and class, cast and gender in the country side. Regional Rural Banks were established under the provisions of an Ordinance promulgated on the 26th September 1975 and the RRB Act, 1975 with an objective to ensure sufficient institutional credit for agriculture and other rural sectors.This book is useful to policy makers and researchers in the field of Regional Rural Banks and Weaker Sections Development.
Author : S. C. Acharya A. K. Mohanty
Publisher : Gyan Publishing House
Page : 304 pages
File Size : 32,80 MB
Release : 2006-11-30
Category : Business & Economics
ISBN : 9788178354125
This book divided into six chapters contain is inter alia the analysis of the purpose and logic of the already existing credit institutions, their strengths and weaknesses in achieving the goals for which they were setup, the changing environment which necessitates the setting up of new institutions called Regional Rural Banks, an analysis of their operations at all India level and in the state of Orissa. Very useful to teachers and researchers engaged in the study of rural banking especially in the post banking sector reform period.
Author : Dr. Abdul Hadi
Publisher : Serials Publications
Page : 280 pages
File Size : 10,47 MB
Release : 2006
Category : Business & Economics
ISBN : 9788183870177
The Book Deals With The Performance Of Regional Rural Banks In India In General And In West Bengal In Particular. This Is An Important Issue Of Contemporary Concern. Rrbs Play An Important Role In The Socio-Economic Development Of Rural Areas In Improving The Welfare Of People Living In These Areas. Therefore, Periodic Evaluation Of The Performance Of Rrbs With Respect To Fulfillment Of Its Socio-Economic And Other Objectives Are Necessary. This Study Makes A Review Of The Progress Of The Rrbs In West Bengal In Terms Of Expansion Of Branches, Credit Expansion And Deposit Mobilization Since Inception Till The End Of June 2001. By Analyzing Relevant Secondary Data The Study Reveals That Rrbs Have Been More Or Less Successful In Expanding Outreach Of Institutional Credit In Rural Areas. The Main Objective Of Setting Up Of Rrbs Was To Provide Institutional Credit To The Weaker Sections Especially To The Small And Marginal Farmers, Agricultural Labourers, Artisans And Small Entrepreneurs In The Rural Areas And Bring About Growth With Social Justice To The Rural Poor. The Authors Find Evidences That The Rrbs In The State Have To Some Extent Succeeded In Achieving This Objective. The Authors Have Identified The Factors Behind Achieving Economic Viability Of Rrbs In Recent Years And The Reasons For Low-Level Of Profitability Of Rrbs In The State. Secondary Data Has Been Supplemented With Primary Data Collected From Selected Beneficiaries As Well As From Certain Selected Branches Of Murshidabad Gramin Bank In West Bengal. The Authors Have Particularly Analyzed The Recovery Performance And Problems Of Loan Repayment Of Rrbs In West Bengal And In The Case Of Selected Branches Of Murshidabad Gramin Bank. In This Respect, A Comparison Has Also Been Made Between Rrbs In West Bengal And In Other States Of India. The Study Has Found Out Certain Cogent Causes Of Unsatisfactory State Of Recovery Performance And Loan Repayment In The Case Of Selected Branches And Beneficiaries Of Murshidabad Gramin Bank. Suggestions Have Been Made By The Authors For Improvement In The Functioning Of The Rrbs. Implementation Of These Suggestive Measures Are Expected To Help The Rrbs In Performing Their Role Properly And In Achieving The Objectives For Which These Banks Were Established.
Author : K. Someshwer Rao
Publisher :
Page : 264 pages
File Size : 14,46 MB
Release : 1998-01-01
Category : Banks and banking
ISBN : 9788174887894
Regional Rural Banks (Rrbs) Were Established With The Objective Of Strengthening Rural Credit Structure And To Extend Banking Services To Rural Areas. The Rrbs Have Done Well In The Areas Of Branch Expansion In Rural Areas And In Providing Institutional Credit To The Weaker Sections Of The Society, But Their Performance In The Areas Of Deposit Mobilization, Reserves And Viability Is Very Much Discouraging. The Unsatisfactory Performance Or Rrbs Is Due To Huge Accumulated Losses, Poor Recovery Performance And Increasing Non-Performing Assets. There Is A Feeling That Most Of The Rrbs Are Becoming Non-Viable In The Country. Therefore, There Is A Need For A Thorough Examination Of Viability Position Of Rrbs. For This Purpose Efforts Should Be Made To Investigate Into The Reasons For The Operational Aspects Of Rrbs And Measure Should Be Initiated To Make Them Viable. In This Direction, The Present Study Is An Attempt To Examine The Economic Viability Of Rrbs. The Book Provides The Comprehensive Coverage Of Aspects Relating To Rrbs Such As Growth Of Deposits, Advances, Number Of Branches, Reserves, Cost Of Operation, Revenues, Economic Viability, Etc. The Study Is Mainly Based On The Examination Of The Economic Viability Of Two Selected Rrbs In A.P. The Conclusions Drawn And Suggestions Made In This Study Are Useful For The Policy Makers For Improving The Economic Viability Of The Rrbs And Also For Strengthening The Rural Banking System.
Author : Tasi Kaye
Publisher :
Page : 0 pages
File Size : 25,54 MB
Release : 2006
Category : Banks and banking
ISBN : 9788188683987
Author : Anil Baburao Kalkundrikar
Publisher : Daya Books
Page : 232 pages
File Size : 38,70 MB
Release : 1990
Category : Agricultural credit
ISBN : 9788170350743
The Regional Rural Bank (RRBs) are a new species in the multi-agency credit delivery system of India. They have been playing a catalyst role in the development of rural areas since their inception in 1975. The present study aims at analysing the role of RRBs in the economic development through a sample survey at the operational level and a macro study at the state level, particularly in Karnataka. The present book is an abridged version of my doctoral thesis submitted to the Karnatak University, Dharwad. It contains case studies of two RRBs in Karnataka. The objectives of the study are: (1) To review the working of RRBs in Karnataka. (2) To evaluate the contribution of RRBs to the economic development of Karnataka. (3) To compare the role of RRBs with other financial institutions in the rural sector and (4) To make necessary recommendations for effective working of the RRBs. The present study which is based on survey technique and a case study method provides insight into the problems and performance of the RRBs. It is a diagnostic study of RRBs in Karnataka. Contents Chapter 1: Research Design and Methodology; Chapter 2: Regional Rural Banks-Genesis and Rationale of the Scheme; Chapter 3: The Economic Profile of Karnataka; Chapter 4: Grameena Banks in Karnataka-An Overview; Chapter 5: Grameena Banks in Karnataka-Two Case Studies; Chapter 6: Case History of other Grameena Banks in Karnataka; Chapter 7: Findings and Conclusions; Chapter 8: Recommendations; Chapter 9: Postscript.
Author : Hem Shweta Rathore
Publisher :
Page : 23 pages
File Size : 35,97 MB
Release : 2019
Category :
ISBN :
The RRBs were set up in India under the RRB Act, 1976 with a view to build up the provincial economy by giving, with the end goal of improvement of agribusiness, exchange, trade, industry and other beneficial exercises in the country zones, credit and different offices especially to little and peripheral ranchers, farming workers, craftsman's and little business people and for issues associated there with and coincidental thereto. In the underlying stages amid the 1980s, RRBs were viewed as basically taking into account the BPL populace by loaning to them towards meeting their venture needs. Yet, after the obligation waivers of the mid 1990s, the reimbursement issues of the country saving money framework started to be amplified with a consequent withdrawal in the stream of credit to little borrower accounts through the saving money framework. The recapitalization of RRBs amid 1994-2000, alongside a reorientation towards productive working reestablished the fortunes of RRBs. From there on the procedure of amalgamation which was begun in 2005 has brought about the quantity of RRBs being brought down from a pinnacle of 196 to 57 toward the finish of 31 March 2014. The researcher had made a modest attempt in this article to understand the impact of Financial Globalization on Indian financial market with the reference of Regional Rural Banks (RRBs) in the two main district of Uttar Pradesh.
Author : L. K. Naidu
Publisher :
Page : 408 pages
File Size : 33,97 MB
Release : 1986
Category : Agricultural credit
ISBN :
Author : HOSMANI SHIVANAND B
Publisher :
Page : 345 pages
File Size : 16,88 MB
Release : 1995
Category :
ISBN :
